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Trust GXT 703 Riye Adjustable Gaming Chair - Black

GXT 703 Riye Adjustable Gaming Chair - Black

Current sale price is £104.99

(Save £25)

Regular price was £129.99

4.8 out of 5 stars

12 reviews

Regatta Mens Holcombe Waterproof Walking Boot -grey

Mens Holcombe Waterproof Walking Boot -grey

Current sale price is From £56

(Save up to £14)

Regular price was From £70

5 out of 5 stars

2 reviews

Trust GXT709 Luminus Black Gaming Desk with Adjustable RGB LED Lighting

GXT709 Luminus Black Gaming Desk with Adjustable RGB LED Lighting

Current sale price is £104.99

(Save £45)

Regular price was £149.99

5 out of 5 stars

3 reviews

Regatta Womens Baylettaii Waterproof Shell Jacket- Navy

Womens Baylettaii Waterproof Shell Jacket- Navy

Current sale price is £13.50

(Save £42.50)

Regular price was £56

3.7 out of 5 stars

3 reviews

Trust GXT709W Luminus White Gaming Desk with Adjustable RGB LED Lighting

GXT709W Luminus White Gaming Desk with Adjustable RGB LED Lighting

Current sale price is £119.99

(Save £30)

Regular price was £149.99

3.7 out of 5 stars

3 reviews

Regatta Mens Highton Trousers II Walking Trousers - Black

Mens Highton Trousers II Walking Trousers - Black

Current sale price is £33.50

(Save £8.50)

Regular price was £42

4.2 out of 5 stars

5 reviews

Regatta Womens Sherbourne Walking Boots - Black

Womens Sherbourne Walking Boots - Black

Current sale price is £64

(Save £16)

Regular price was £80

2 out of 5 stars

2 reviews

egg3 Luxury Snuggle Bundle - Cashmere

Luxury Snuggle Bundle - Cashmere

Current sale price is £899.99

(Save £300)

Regular price was £1199.99

Regatta Womens Lady Harriett II Ankle Welly - Black

Womens Lady Harriett II Ankle Welly - Black

Current sale price is £22

(Save £6)

Regular price was £28

5 out of 5 stars

7 reviews

UGG Kids Goldenglow Slide

Kids Goldenglow Slide

Current sale price is £30.25

(Save £24.75)

Regular price was £55

Regatta Mens Bainsford Waterproof Leather Walking Boot -brown

Mens Bainsford Waterproof Leather Walking Boot -brown

Current sale price is £68

(Save £17)

Regular price was £85

4.6 out of 5 stars

19 reviews

UGG Men's Hayden Moc Boot - Black

Men's Hayden Moc Boot - Black

Current sale price is £98

(Save £42)

Regular price was £140

Trust GXT710 Luminus Pro Gaming Desk with LED RGB, 10 Colour Modes, Built-in 10W Wireless Charger - Black

GXT710 Luminus Pro Gaming Desk with LED RGB, 10 Colour Modes, Built-in 10W Wireless Charger - Black

Current sale price is £159.99

(Save £40)

Regular price was £199.99

Regatta Orla Bodywarmer - Blue

Orla Bodywarmer - Blue

Current sale price is £36.75

(Save £9.25)

Regular price was £46

4.2 out of 5 stars

13 reviews

Regatta Womens Lady Holcombe 3 Low Waterproof Walking Shoe - Grey

Womens Lady Holcombe 3 Low Waterproof Walking Shoe - Grey

Current sale price is £49.50

(Save £12.50)

Regular price was £62

5 out of 5 stars

1 review

Trust GXT 703 Riye Adjustable PC Gaming Chair - White

GXT 703 Riye Adjustable PC Gaming Chair - White

Current sale price is £104.99

(Save £25)

Regular price was £129.99

4.8 out of 5 stars

4 reviews

Regatta Edgepoint Mid Junior Hiking Boots - Black/Green

Edgepoint Mid Junior Hiking Boots - Black/Green

Current sale price is From £33.50

(Save up to £9.75)

Regular price was From £42

4 out of 5 stars

3 reviews

Castore Men's Lifestyle Flex Woven Cargo Pants - Gunmetal

Men's Lifestyle Flex Woven Cargo Pants - Gunmetal

Current sale price is £31

(Save £47)

Regular price was £78

Regatta Mens Adult Robe Waterproof Shell-GREY

Mens Adult Robe Waterproof Shell-GREY

Current sale price is £60

(Save £24)

Regular price was £84

4.2 out of 5 stars

30 reviews

Castore Women's Training Adapt Half Zip Long Sleeve Top - Seafoam/Sage White/Reflective

Women's Training Adapt Half Zip Long Sleeve Top - Seafoam/Sage White/Reflective

Current sale price is £21

(Save £21)

Regular price was £42

Regatta Mens Holcombe Waterproof Walking Boot -black

Mens Holcombe Waterproof Walking Boot -black

Current sale price is £56

(Save £14)

Regular price was £70

4.6 out of 5 stars

5 reviews

Regatta Mens Samaris Waterproof Walking Boot -black

Mens Samaris Waterproof Walking Boot -black

Current sale price is £68

(Save £17)

Regular price was £85

4 out of 5 stars

4 reviews

Regatta Womens Lady Harper Ankle Welly -navy

Womens Lady Harper Ankle Welly -navy

Current sale price is £25.50

(Save £6.50)

Regular price was £32

4.8 out of 5 stars

4 reviews

UGG Childrens Skylar Slippers & Beanie Hat Set - Cream

Childrens Skylar Slippers & Beanie Hat Set - Cream

Current sale price is £49

(Save £21)

Regular price was £70

Regatta Womens Lady Harriett Ankle Welly -green

Womens Lady Harriett Ankle Welly -green

Current sale price is £22

(Save £6)

Regular price was £28

5 out of 5 stars

1 review

Castore Women's Training Adapt Leggings - Seafoam

Women's Training Adapt Leggings - Seafoam

Current sale price is £21

(Save £27)

Regular price was £48

Trust GXT719 Ruya RGB Adjustable Gaming Chair - Black

GXT719 Ruya RGB Adjustable Gaming Chair - Black

Current sale price is £214.99

(Save £55)

Regular price was £269.99

5 out of 5 stars

2 reviews

Regatta Kids Volcanics Reflective Viii Waterproof Insulated Jacket -navy

Kids Volcanics Reflective Viii Waterproof Insulated Jacket -navy

Current sale price is From £38.25

(Save up to £10.75)

Regular price was From £48

5 out of 5 stars

3 reviews

Regatta Mens Samaris Waterproof Walking Boot -grey

Mens Samaris Waterproof Walking Boot -grey

Current sale price is £68

(Save £17)

Regular price was £85

Regatta Matt Jacket - Navy

Matt Jacket - Navy

Current sale price is £14

(Save £35)

Regular price was £49

3.9 out of 5 stars

28 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.