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Peter Rabbit Forest Life Sqr Cushion 35x35cm

Forest Life Sqr Cushion 35x35cm

Current sale price is £10

(Save £6)

Regular price was £16

Peter Rabbit Forest Life Duvet Set

Forest Life Duvet Set

Current sale price is From £19

(Save up to £7)

Regular price was From £24

Sharp GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

GK4245K 55" UltraHD 4K TIVO Smart TV with Freely - 55GK4245K

Current sale price is £265

(Save £32)

Regular price was £297

4.1 out of 5 stars

14 reviews

Sharp HJ4225K 50-inch 4K Ultra HD Smart Roku TV with Freely - 4T-C50HJ4225KB

HJ4225K 50-inch 4K Ultra HD Smart Roku TV with Freely - 4T-C50HJ4225KB

Current sale price is £249

(Save £20)

Regular price was £269

5 out of 5 stars

2 reviews

Sharp 50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

50" UHD 4K TIVO SMART TV with Freely - 50GK4245K

Current sale price is £249

Regular price was £258

3.7 out of 5 stars

7 reviews

Sharp 70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

70" UHD 4K TIVO SMART TV with Freely - 70GK4245K

Current sale price is £459

Regular price was £479

3.8 out of 5 stars

18 reviews

Festive 150 cm Lit Flocked Berry & Pine Christmas Tree - Warm White LEDs

150 cm Lit Flocked Berry & Pine Christmas Tree - Warm White LEDs

Current sale price is £29.99

(Save £26)

Regular price was £55.99

2.6 out of 5 stars

8 reviews

Trust GXT 832 Thado Wireless TKL Keyboard & Mouse Gaming Combo with RGB Illumination for PC/ Laptop

GXT 832 Thado Wireless TKL Keyboard & Mouse Gaming Combo with RGB Illumination for PC/ Laptop

Current sale price is £29.99

(Save £20)

Regular price was £49.99

Festive 120 cm Dewdrop Firework Ball Outdoor Christmas Tree with Warm White LEDs

120 cm Dewdrop Firework Ball Outdoor Christmas Tree with Warm White LEDs

Current sale price is £40

(Save £49.99)

Regular price was £89.99

5 out of 5 stars

1 review

Festive 30 cm RGB Neon Christmas Tree with USB and Remote

30 cm RGB Neon Christmas Tree with USB and Remote

Current sale price is £16

(Save £6.99)

Regular price was £22.99

4 out of 5 stars

8 reviews

Festive Set of 9 Burgundy Velvet Christmas Tree Bows - 15 cm

Set of 9 Burgundy Velvet Christmas Tree Bows - 15 cm

Current sale price is £9

(Save £10.99)

Regular price was £19.99

1 out of 5 stars

1 review

Festive 10 Warm White Connectable Festoon Spiral Bulb Outdoor Christmas Lights

10 Warm White Connectable Festoon Spiral Bulb Outdoor Christmas Lights

Current sale price is £12

(Save £17.99)

Regular price was £29.99

Festive Set 6 Gold/Blue Glass Christmas Tree Baubles

Set 6 Gold/Blue Glass Christmas Tree Baubles

Current sale price is £10.99

(Save £5)

Regular price was £15.99

5 out of 5 stars

1 review

Festive 105 cm Lit Snowy Snowman Family Outdoor Christmas Decoration

105 cm Lit Snowy Snowman Family Outdoor Christmas Decoration

Current sale price is £49.99

(Save £50)

Regular price was £99.99

2.2 out of 5 stars

12 reviews

Festive Set of 3 Jumbo 20 cm Christmas baubles - Gold

Set of 3 Jumbo 20 cm Christmas baubles - Gold

Current sale price is £12

(Save £7.99)

Regular price was £19.99

Festive Set of 3 Jumbo 20 cm Christmas Baubles - Red

Set of 3 Jumbo 20 cm Christmas Baubles - Red

Current sale price is £11

(Save £8.99)

Regular price was £19.99

3.7 out of 5 stars

3 reviews

Festive Set of 3 Jumbo 20 cm Christmas Baubles - Green

Set of 3 Jumbo 20 cm Christmas Baubles - Green

Current sale price is £12.99

(Save £7)

Regular price was £19.99

2 out of 5 stars

1 review

Festive 19 cm 3 Tier Ceramic Brown Christmas Tree

19 cm 3 Tier Ceramic Brown Christmas Tree

Current sale price is £8

(Save £17.99)

Regular price was £25.99

5 out of 5 stars

1 review

Trust GXT 704 Roniq Comfortable, Adjustable Gaming Chair with RGB lighting - Black

GXT 704 Roniq Comfortable, Adjustable Gaming Chair with RGB lighting - Black

Current sale price is £94.99

(Save £35)

Regular price was £129.99

Festive Set of 3 Navy Flocked Onion Christmas Tree Baubles

Set of 3 Navy Flocked Onion Christmas Tree Baubles

Current sale price is £9.99

(Save £6)

Regular price was £15.99

5 out of 5 stars

1 review

Festive 960 Blue/White LED Snowing Icicle Outdoor Christmas Lights

960 Blue/White LED Snowing Icicle Outdoor Christmas Lights

Current sale price is £36

(Save £43.99)

Regular price was £79.99

5 out of 5 stars

2 reviews

Trust GXT700 Omnius Gaming Desk

GXT700 Omnius Gaming Desk

£89.99

5 out of 5 stars

3 reviews

Festive Set of 3 Jumbo 20 cm Christmas Baubles - Silver

Set of 3 Jumbo 20 cm Christmas Baubles - Silver

Current sale price is £12.99

(Save £7)

Regular price was £19.99

5 out of 5 stars

1 review

Festive Neon Tree With Colour Change Remote 78cm

Neon Tree With Colour Change Remote 78cm

Current sale price is £39.99

(Save £10)

Regular price was £49.99

4.3 out of 5 stars

4 reviews

Festive 120 LED Star Cluster Christmas Lights - White/Warm White - 3M

120 LED Star Cluster Christmas Lights - White/Warm White - 3M

Current sale price is £9

(Save £10.99)

Regular price was £19.99

3 out of 5 stars

3 reviews

Festive 55 cm Frosted Green Christmas Fern In Wooden Pot

55 cm Frosted Green Christmas Fern In Wooden Pot

Current sale price is £12

(Save £10.99)

Regular price was £22.99

5 out of 5 stars

1 review

Festive Set of 3 Blue Fabric Bow Christmas Tree Decorations

Set of 3 Blue Fabric Bow Christmas Tree Decorations

Current sale price is £14.99

(Save £5)

Regular price was £19.99

5 out of 5 stars

1 review

Festive Set of 2 Metal Star with Mistletoe Christmas Tree Decorations

Set of 2 Metal Star with Mistletoe Christmas Tree Decorations

Current sale price is £9

(Save £3.99)

Regular price was £12.99

Raid Vennie Lace Detail Kitten Heeled Shoes - White

Vennie Lace Detail Kitten Heeled Shoes - White

Current sale price is £15

(Save £15)

Regular price was £30

5 out of 5 stars

1 review

Festive Set of 3 Red Berry Christmas Tree Picks

Set of 3 Red Berry Christmas Tree Picks

Current sale price is £12.99

(Save £5)

Regular price was £17.99

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

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Pay in 3 with Take 3

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.