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Fridgemaster MCF96E Freestanding 96L Chest Freezer - White

MCF96E Freestanding 96L Chest Freezer - White

Current sale price is £109

(Save £10)

Regular price was £119

4.8 out of 5 stars

221 reviews

Fridgemaster MS83430DEB American Fridge Freezer - Black

MS83430DEB American Fridge Freezer - Black

Current sale price is £499

(Save £30)

Regular price was £529

4.8 out of 5 stars

8 reviews

Ted Baker Boys Colourblock Coat - Blue

Boys Colourblock Coat - Blue

Current sale price is From £49.75

(Save up to £14.75)

Regular price was From £63

5 out of 5 stars

1 review

Fridgemaster MUL4892E Freestanding Under-counter Fridge - White

MUL4892E Freestanding Under-counter Fridge - White

Current sale price is £129

(Save £10)

Regular price was £139

4 out of 5 stars

5 reviews

Ted Baker Older Girls Panel Coat - Black

Older Girls Panel Coat - Black

Current sale price is From £45.50

(Save up to £21)

Regular price was From £65

4 out of 5 stars

2 reviews

Ted Baker Boys Heatseal Coat - Green

Boys Heatseal Coat - Green

Current sale price is From £37.19

(Save up to £28.56)

Regular price was From £63

5 out of 5 stars

4 reviews

Ted Baker Boys Back To School Coat - Black

Boys Back To School Coat - Black

Current sale price is From £44

(Save up to £21)

Regular price was From £63

Ted Baker Crinkle Large Icon Bag - Pink

Crinkle Large Icon Bag - Pink

Current sale price is £25.71

(Save £29.29)

Regular price was £55

Ted Baker Younger Girls Scalop Coat With Bag - Pink

Younger Girls Scalop Coat With Bag - Pink

Current sale price is From £47.50

(Save up to £21)

Regular price was From £68

5 out of 5 stars

1 review

Ted Baker Older Boys Hybrid Parka Coat - Black

Older Boys Hybrid Parka Coat - Black

Current sale price is From £60

(Save up to £16.50)

Regular price was From £75

5 out of 5 stars

3 reviews

Ted Baker Arboretum 100% Cotton Sateen Duvet Cover Set

Arboretum 100% Cotton Sateen Duvet Cover Set

Current sale price is From £85

(Save up to £40)

Regular price was From £120

5 out of 5 stars

1 review

Ted Baker Boys Hybrid Parka Coat - Navy

Boys Hybrid Parka Coat - Navy

Current sale price is From £60

(Save up to £16.50)

Regular price was From £75

5 out of 5 stars

1 review

Fridgemaster MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

MC55251DEB 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

Current sale price is £329

(Save £20)

Regular price was £349

4.4 out of 5 stars

67 reviews

Ted Baker Girls Pleated Coat - / Pink - Beige

Girls Pleated Coat - / Pink - Beige

Current sale price is From £34.21

(Save up to £25.81)

Regular price was From £58

3 out of 5 stars

1 review

Fridgemaster MS91558DES Total No Frost American Fridge Freezer - Silver

MS91558DES Total No Frost American Fridge Freezer - Silver

Current sale price is £499

(Save £100)

Regular price was £599

Ted Baker Antiquity Border 100% Cotton Sateen Duvet Cover Set

Antiquity Border 100% Cotton Sateen Duvet Cover Set

Current sale price is From £85

(Save up to £40)

Regular price was From £120

5 out of 5 stars

1 review

Ted Baker Faux Fur Belted Long Coat - Black

Faux Fur Belted Long Coat - Black

Current sale price is £254.36

(Save £144.64)

Regular price was £399

Ted Baker Older Boys Jacket Top Set - Grey

Older Boys Jacket Top Set - Grey

Current sale price is From £23.80

(Save up to £25.14)

Regular price was From £48

Ted Baker Floral Printed Extra Large Icon Bag - Black

Floral Printed Extra Large Icon Bag - Black

Current sale price is £52

(Save £13)

Regular price was £65

Ted Baker Boys Colour Block Coat - Blue

Boys Colour Block Coat - Blue

Current sale price is From £29.75

(Save up to £23.21)

Regular price was From £50

5 out of 5 stars

2 reviews

Ted Baker Weave Handle Leather Small Bucket Bag - Brown

Weave Handle Leather Small Bucket Bag - Brown

Current sale price is £96.75

(Save £32.25)

Regular price was £129

Ted Baker Boys Heatseal Coat - Grey

Boys Heatseal Coat - Grey

Current sale price is From £50.25

(Save up to £14)

Regular price was From £63

4 out of 5 stars

2 reviews

Ted Baker Peony Floral 100% Cotton Sateen Duvet Set

Peony Floral 100% Cotton Sateen Duvet Set

Current sale price is From £85

(Save up to £40)

Regular price was From £120

Ted Baker Older Boys Waterproof Coat - Green

Older Boys Waterproof Coat - Green

Current sale price is From £27.50

(Save up to £30)

Regular price was From £55

5 out of 5 stars

2 reviews

Ted Baker Opal Floral Duvet Cover Set Sage

Opal Floral Duvet Cover Set Sage

Current sale price is From £70

(Save up to £40)

Regular price was From £100

Ted Baker New Hampton Cover Duvet Set Charcoal

New Hampton Cover Duvet Set Charcoal

Current sale price is From £70

(Save up to £40)

Regular price was From £100

Ted Baker Clove Floral 100% Cotton Sateen Duvet Cover Set

Clove Floral 100% Cotton Sateen Duvet Cover Set

Current sale price is From £85

(Save up to £40)

Regular price was From £120

Ted Baker Younger Boys Colourblock Coat - Grey

Younger Boys Colourblock Coat - Grey

Current sale price is From £51

(Save up to £25.60)

Regular price was From £75

Ted Baker Botanical Birds Mutli 100% Cotton Sateen Duvet Set

Botanical Birds Mutli 100% Cotton Sateen Duvet Set

Current sale price is From £75

(Save up to £50)

Regular price was From £120

5 out of 5 stars

1 review

Ted Baker Citrus Bloom Linen 100% Cotton Percale Duvet Set

Citrus Bloom Linen 100% Cotton Percale Duvet Set

Current sale price is From £60

(Save up to £45)

Regular price was From £95

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.