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Michael Kors Women's Slim Runway Three-Hand Stainless Steel Watch Gift Set, MK7563SET

Women's Slim Runway Three-Hand Stainless Steel Watch Gift Set, MK7563SET

Current sale price is £139.50

(Save £139.50)

Regular price was £279

TP Link Deco X1500 3-Pack Wi-Fi 6 Mesh

Deco X1500 3-Pack Wi-Fi 6 Mesh

Current sale price is £129.99

Regular price was £134.99

5 out of 5 stars

3 reviews

Marvel Avengers Fleece All In One - Black

Avengers Fleece All In One - Black

Current sale price is From £13.75

(Save up to £11)

Regular price was From £24

5 out of 5 stars

2 reviews

TP Link TP-Link Deco BE65 3-Pack Wi-Fi 7 Whole Home Wi-Fi Solution

TP-Link Deco BE65 3-Pack Wi-Fi 7 Whole Home Wi-Fi Solution

Current sale price is £494.99

(Save £55)

Regular price was £549.99

5 out of 5 stars

3 reviews

TP Link TP-Link Deco X50(3-pack) AX3000 Whole Home Mesh Wi-Fi 6 System, HomeShield Protection

TP-Link Deco X50(3-pack) AX3000 Whole Home Mesh Wi-Fi 6 System, HomeShield Protection

Current sale price is £194.99

Regular price was £199.99

5 out of 5 stars

1 review

Michael Kors Bryant Stainless Steel Womens Watch

Bryant Stainless Steel Womens Watch

Current sale price is £167

(Save £72)

Regular price was £239

4.3 out of 5 stars

41 reviews

TP Link M7350 4G LTE Mobile Wi-Fi Router

M7350 4G LTE Mobile Wi-Fi Router

Current sale price is £57.99

Regular price was £59.99

4.3 out of 5 stars

35 reviews

Marvel Avengers Captain America: Brave New World Red Hulk Gamma Smash Fists

Avengers Captain America: Brave New World Red Hulk Gamma Smash Fists

Current sale price is £17.99

(Save £2)

Regular price was £19.99

4.9 out of 5 stars

12 reviews

Michael Kors Emery Three-Hand Gold-Tone Stainless Steel Watch

Emery Three-Hand Gold-Tone Stainless Steel Watch

Current sale price is £168

(Save £71)

Regular price was £239

5 out of 5 stars

2 reviews

Roxy Womens Long Sleeve Zip Lycra Rashguard - Black

Womens Long Sleeve Zip Lycra Rashguard - Black

Current sale price is £36

(Save £9)

Regular price was £45

2 out of 5 stars

1 review

Michael Kors Bryant Chronograph Two-Tone Stainless Steel Watch

Bryant Chronograph Two-Tone Stainless Steel Watch

Current sale price is £168

(Save £71)

Regular price was £239

Michael Kors Women's 14k Gold-plated Sterling Silver Cz Halo Studs

Women's 14k Gold-plated Sterling Silver Cz Halo Studs

Current sale price is £63

(Save £26)

Regular price was £89

1 out of 5 stars

1 review

Rhodium-Plated Sterling Silver Pavé Logo Ring

Current sale price is £49

(Save £20)

Regular price was £69

Michael Kors Women's Georgie Two-Hand Gold-Tone Stainless Steel Watch, MK4931

Women's Georgie Two-Hand Gold-Tone Stainless Steel Watch, MK4931

Current sale price is £168

(Save £71)

Regular price was £239

Rhodium-Plated Sterling Silver Pavé Logo Stud Earrings

Current sale price is £63

(Save £26)

Regular price was £89

5 out of 5 stars

1 review

Roxy Womens Just Passing By Jumpsuit All-In-One - Black

Womens Just Passing By Jumpsuit All-In-One - Black

Current sale price is £24

(Save £36)

Regular price was £60

1 out of 5 stars

1 review

Michael Kors 14K Gold Sterling Silver Pave Empire Link Pendant Necklace

14K Gold Sterling Silver Pave Empire Link Pendant Necklace

Current sale price is £62

(Save £27)

Regular price was £89

Marvel Legends Deadpool Interactive Head Collectible

Legends Deadpool Interactive Head Collectible

Current sale price is £79.99

(Save £41)

Regular price was £120.99

5 out of 5 stars

3 reviews

Michael Kors Men's Lexington Chronograph, Stainless Steel Watch and Card Case Gift Set, MK1091SET

Men's Lexington Chronograph, Stainless Steel Watch and Card Case Gift Set, MK1091SET

Current sale price is £238

(Save £101)

Regular price was £339

Marvel Legends Red Hulk Action Figure

Legends Red Hulk Action Figure

Current sale price is £29.99

(Save £10)

Regular price was £39.99

Roxy Womens Coastline Ride Short Swim Coverup - Black

Womens Coastline Ride Short Swim Coverup - Black

Current sale price is £24

(Save £21)

Regular price was £45

Michael Kors Women's Corey 3-Hand 2-Tone Stainless Steel Watch, Mk7550 - Multi

Women's Corey 3-Hand 2-Tone Stainless Steel Watch, Mk7550 - Multi

Current sale price is £88

(Save £131)

Regular price was £219

4.3 out of 5 stars

3 reviews

Rhodium-Plated Sterling Silver Pavé Logo Pendant Necklace

Current sale price is £81

(Save £34)

Regular price was £115

14k Gold-Plated Sterling Silver Logo Slider Bracelet

Current sale price is £63

(Save £26)

Regular price was £89

4.3 out of 5 stars

3 reviews

Michael Kors Slim Runway Three-Hand Luggage Leather Watch

Slim Runway Three-Hand Luggage Leather Watch

Current sale price is £105

(Save £44)

Regular price was £149

1 out of 5 stars

1 review

Marvel Avengers Pyjamas - Green

Avengers Pyjamas - Green

Current sale price is From £9.25

(Save up to £7.50)

Regular price was From £16

Roxy Womens Beach Classics One Piece Swimsuit - Black

Womens Beach Classics One Piece Swimsuit - Black

Current sale price is £30

(Save £30)

Regular price was £60

Okami Mens Contours Windbreaker - Light Grey/blue

Mens Contours Windbreaker - Light Grey/blue

Current sale price is £24

(Save £36)

Regular price was £60

Roxy Womens Active Basic One Piece Swimsuit - Black

Womens Active Basic One Piece Swimsuit - Black

Current sale price is £24.75

(Save £30.25)

Regular price was £55

Rhodium-Plated Sterling Silver Pavé Logo Slider Bracelet

Current sale price is £81

(Save £34)

Regular price was £115

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.