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Apple iPhone 16e - Black

Trade in & get up to £560*

iPhone 16e - Black

Current sale price is From £499

(Save up to £50)

Regular price was From £549

4.8 out of 5 stars

36 reviews

Apple iPhone 16e - White

Trade in & get up to £560*

iPhone 16e - White

Current sale price is From £499

(Save up to £50)

Regular price was From £549

4.6 out of 5 stars

19 reviews

Asus Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 128GB SSD, with Norton 360 Deluxe Antivirus - Silver

Time Limited Deal

Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 3, 8GB RAM, 128GB SSD, with Norton 360 Deluxe Antivirus - Silver

Current sale price is From £219

(Save up to £150)

Regular price was From £369

4.2 out of 5 stars

5 reviews

Apple AirPods 4 with Active Noise Cancellation

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AirPods 4 with Active Noise Cancellation

Current sale price is £149

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Regular price was £169

4.6 out of 5 stars

101 reviews

Beats Solo 4 - On-Ear Wireless Headphones - Matt Black

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Solo 4 - On-Ear Wireless Headphones - Matt Black

Current sale price is £95

(Save £104)

Regular price was £199

4.5 out of 5 stars

51 reviews

Calvin Klein Eternity Moment 100ml Eau de Parfum

Eternity Moment 100ml Eau de Parfum

Current sale price is £35

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Regular price was £92

4.7 out of 5 stars

352 reviews

Calvin Klein CK One 200ml Eau de Toilette

CK One 200ml Eau de Toilette

Current sale price is £27

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Regular price was £74

4.6 out of 5 stars

1.5k reviews

Samsung U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

U8000F 65-inch Crystal UHD 4K Smart TV - UE65U8000

Current sale price is £449

(Save £80)

Regular price was £529

4.4 out of 5 stars

81 reviews

MARC JACOBS Perfect 100ml Eau de Toilette

Perfect 100ml Eau de Toilette

Current sale price is £49

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Regular price was £104

4.4 out of 5 stars

933 reviews

The Very Collection Waist Detail Padded Coat - Mink

The Very Collection

Waist Detail Padded Coat - Mink

Current sale price is £34

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Regular price was £68

4.3 out of 5 stars

8 reviews

The Very Collection Padded Short Coat With Faux Fur Trim - Black

The Very Collection

Padded Short Coat With Faux Fur Trim - Black

Current sale price is £33

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Regular price was £60

3.3 out of 5 stars

10 reviews

The Very Collection Check Coat With PU Trims - Multi

The Very Collection

Check Coat With PU Trims - Multi

Current sale price is £63

(Save £27)

Regular price was £90

4.5 out of 5 stars

4 reviews

The Very Collection Longline Military Jacket - Black

The Very Collection

Longline Military Jacket - Black

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Regular price was £45

4.4 out of 5 stars

600 reviews

Beats Solo 4 On-Ear Wireless Headphones - Cloud Pink

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Solo 4 On-Ear Wireless Headphones - Cloud Pink

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4.8 out of 5 stars

39 reviews

Apple AirPods 4

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AirPods 4

Current sale price is £99

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4.5 out of 5 stars

140 reviews

Sony WH-1000XM6 Noise-Cancelling Over-Ear Headphones

Available in black, blue, silver coloursAvailable in black, blue, silver coloursAvailable in black, blue, silver coloursAvailable in black, blue, silver coloursAvailable in black, blue, silver colours

WH-1000XM6 Noise-Cancelling Over-Ear Headphones

Current sale price is £349

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Regular price was £399

4.6 out of 5 stars

148 reviews

Very Home 7ft Denver Pre Lit Flocked Christmas Tree with Dual Colour Twinkle Lights

7ft Denver Pre Lit Flocked Christmas Tree with Dual Colour Twinkle Lights

Current sale price is £81

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Regular price was £219.99

2.9 out of 5 stars

29 reviews

Google Pixel 9a - 128GB

Available in obsidian, iris, porcelain coloursAvailable in obsidian, iris, porcelain coloursAvailable in obsidian, iris, porcelain coloursAvailable in obsidian, iris, porcelain coloursAvailable in obsidian, iris, porcelain colours

Pixel 9a - 128GB

Current sale price is From £347

(Save up to £152)

Regular price was From £449

4.5 out of 5 stars

41 reviews

Jon Richard Sapphire And Crystal Twist Drop Jewellery Set

Sapphire And Crystal Twist Drop Jewellery Set

Current sale price is £16

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Regular price was £20

5 out of 5 stars

18 reviews

The Very Collection Cuff Detail Padded Jacket - Black

The Very Collection

Cuff Detail Padded Jacket - Black

Current sale price is £30

(Save £45)

Regular price was £75

5 out of 5 stars

1 review

adidas Originals Unisex Samba Xlg Trainers - White/red

adidas Originals

Unisex Samba Xlg Trainers - White/red

Current sale price is £55

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Regular price was £100

4.8 out of 5 stars

238 reviews

adidas Originals Unisex Campus 00S Trainers - Black/White

adidas Originals

Unisex Campus 00S Trainers - Black/White

Current sale price is £63

(Save £27)

Regular price was £90

4.9 out of 5 stars

30 reviews

The Very Collection Sculpted Velvet Blazer - Green

The Very Collection

Sculpted Velvet Blazer - Green

Current sale price is £27.50

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Regular price was £55

3.6 out of 5 stars

7 reviews

Goliath Floor Is Lava

Floor Is Lava

Current sale price is £11.99

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Regular price was £15.99

4.9 out of 5 stars

17 reviews

Karcher K3 Power Control Home Pressure Washer

K3 Power Control Home Pressure Washer

Current sale price is £119.99

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Regular price was £189.99

4.7 out of 5 stars

38 reviews

The Very Collection Wide Leg Trouser - Black

The Very Collection

Wide Leg Trouser - Black

Current sale price is £18.75

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Regular price was £25

4.3 out of 5 stars

88 reviews

BOSS Orange Woman Eau de Toilette 75ml

Orange Woman Eau de Toilette 75ml

Current sale price is £35

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Regular price was £72

4.4 out of 5 stars

88 reviews

V by Very Girls Rib Hoody With Wide Leg Trouser Set - Grey

Girls Rib Hoody With Wide Leg Trouser Set - Grey

Current sale price is From £10.75

(Save up to £9.75)

Regular price was From £18

1 out of 5 stars

1 review

JBL PartyBox 320 Powerful Portable Party Speaker with battery and wheels

PartyBox 320 Powerful Portable Party Speaker with battery and wheels

Current sale price is £399

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Regular price was £529

4.7 out of 5 stars

116 reviews

3 Pack Corporate Logo Short Sleeve Crew Neck T-Shirts - Black

Current sale price is £16

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5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.