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The Very Collection Funnel Neck Button Shoulder Jumper - Black

The Very Collection

Funnel Neck Button Shoulder Jumper - Black

£28

2 out of 5 stars

1 review

River Island Trim Detail Pu Wrap Dress - Black

Trim Detail Pu Wrap Dress - Black

£49

2.5 out of 5 stars

2 reviews

River Island High Rise Skinny Stirrup Jeans - Black

High Rise Skinny Stirrup Jeans - Black

£52

2 out of 5 stars

1 review

Katie Loxton Arden Braided Top Handle Bag - Black

Arden Braided Top Handle Bag - Black

£47

2 out of 5 stars

1 review

River Island Short Sleeve Diamante Floral Cinched T-Shirt - Black

Short Sleeve Diamante Floral Cinched T-Shirt - Black

Current sale price is £24.25

(Save £11.75)

Regular price was £36

2 out of 5 stars

1 review

New Look Khaki Sequin Midi Skirt

Khaki Sequin Midi Skirt

£39.99

2.5 out of 5 stars

2 reviews

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £44

(Save £36)

Regular price was £80

2 out of 5 stars

4 reviews

Michelle Keegan Velvet Sheer Hem Dress - Black

Michelle Keegan

Velvet Sheer Hem Dress - Black

Current sale price is £40

(Save £40)

Regular price was £80

2 out of 5 stars

1 review

The Very Collection Diamante Block Heel Shoe - Dark Burgundy

The Very Collection

Diamante Block Heel Shoe - Dark Burgundy

Current sale price is £15

(Save £23)

Regular price was £38

2.6 out of 5 stars

7 reviews

The Very Collection Crew Neck Sequin Cable Oversized Jumper - Beige

The Very Collection

Crew Neck Sequin Cable Oversized Jumper - Beige

Current sale price is £18.75

(Save £23.25)

Regular price was £42

2 out of 5 stars

2 reviews

The Very Collection Curve Lace Neck Cowl Neck Midaxi Dress - Black

The Very Collection Curve

Lace Neck Cowl Neck Midaxi Dress - Black

Current sale price is £16

(Save £24)

Regular price was £40

2.7 out of 5 stars

3 reviews

Vero Moda Gloria Faux Fur Jacket - Brown

Gloria Faux Fur Jacket - Brown

Current sale price is £38.50

(Save £31.50)

Regular price was £70

2 out of 5 stars

1 review

Michelle Keegan Cinched Blazer - Purple

Michelle Keegan

Cinched Blazer - Purple

Current sale price is £19.50

(Save £45.50)

Regular price was £65

2.5 out of 5 stars

2 reviews

Style Cheat Hotfix Satin Mini Dress - Black

Hotfix Satin Mini Dress - Black

Current sale price is £52

(Save £13)

Regular price was £65

2 out of 5 stars

1 review

Michelle Keegan Longline Cinched Organza Shirt - Burgundy

Michelle Keegan

Longline Cinched Organza Shirt - Burgundy

Current sale price is £28.50

(Save £9.50)

Regular price was £38

2.3 out of 5 stars

6 reviews

The Very Collection Velvet Tie Waist Cutwork Mini Dress - Black

The Very Collection

Velvet Tie Waist Cutwork Mini Dress - Black

Current sale price is £27.50

(Save £22.50)

Regular price was £50

2 out of 5 stars

1 review

Style Cheat Rita Velvet Hotfix Mini Dress - Black

Rita Velvet Hotfix Mini Dress - Black

Current sale price is £52

(Save £13)

Regular price was £65

2 out of 5 stars

1 review

Michelle Keegan Scoop Neck Pleated Blouse With Neck Scarf - Purple

Michelle Keegan

Scoop Neck Pleated Blouse With Neck Scarf - Purple

Current sale price is £10.50

(Save £24.50)

Regular price was £35

2.5 out of 5 stars

2 reviews

Michelle Keegan Drop Bead Wool Blend Knitted Polo Neck - Brown

Michelle Keegan

Drop Bead Wool Blend Knitted Polo Neck - Brown

Current sale price is £24

(Save £16)

Regular price was £40

2.5 out of 5 stars

2 reviews

The Very Collection Rose Button Collar Mini Shift Dress - Black

The Very Collection

Rose Button Collar Mini Shift Dress - Black

Current sale price is £28

(Save £12)

Regular price was £40

2 out of 5 stars

1 review

New Look Leopard Print Jacquard Mini Dress - Brown

Leopard Print Jacquard Mini Dress - Brown

Current sale price is £28.75

(Save £7.24)

Regular price was £35.99

2 out of 5 stars

1 review

Michelle Keegan Wide Leg Wrap Detail Tailored Trousers - Purple

Michelle Keegan

Wide Leg Wrap Detail Tailored Trousers - Purple

Current sale price is £14

(Save £21)

Regular price was £35

2.7 out of 5 stars

3 reviews

River Island Petite Velvet Drape Midi Dress - Purple

Petite Velvet Drape Midi Dress - Purple

Current sale price is £44.75

(Save £11.25)

Regular price was £56

2 out of 5 stars

1 review

The Very Collection Embellished Trim Velvet Mini Dress - Black

The Very Collection

Embellished Trim Velvet Mini Dress - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

2.7 out of 5 stars

3 reviews

River Island Embellished Trim Chiffon Shirt - Black

Embellished Trim Chiffon Shirt - Black

Current sale price is £21.75

(Save £27.25)

Regular price was £49

2 out of 5 stars

2 reviews

Pretty Lavish Elsa Cinched Blazer - Brown

Elsa Cinched Blazer - Brown

Current sale price is £65.50

(Save £16.50)

Regular price was £82

2 out of 5 stars

1 review

The Very Collection Sequin Wide Leg Trousers - Black

The Very Collection

Sequin Wide Leg Trousers - Black

Current sale price is £22.50

(Save £27.50)

Regular price was £50

2.3 out of 5 stars

3 reviews

Friends Like These Textured Sequin Wide Leg Trouser - Gunmetal Grey

Friends Like These

Textured Sequin Wide Leg Trouser - Gunmetal Grey

Current sale price is £48

(Save £12)

Regular price was £60

2 out of 5 stars

1 review

Nobodys Child Carrie Velvet Bow Top - Black

Carrie Velvet Bow Top - Black

Current sale price is £28.75

(Save £29.25)

Regular price was £58

2.3 out of 5 stars

3 reviews

The Very Collection Lace Trim Satin Cami Top - Grey

The Very Collection

Lace Trim Satin Cami Top - Grey

Current sale price is £11.25

(Save £13.75)

Regular price was £25

2.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.