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The Very Collection Stretch Cord Flare Trousers - Dark Green

The Very Collection

Stretch Cord Flare Trousers - Dark Green

Current sale price is £22.50

(Save £7.50)

Regular price was £30

The Very Collection Crew Neck Embellished Cardigan With Wool - Green

The Very Collection

Crew Neck Embellished Cardigan With Wool - Green

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

2 reviews

The Very Collection Embellished Detail Midi Column Skirt - Brown

The Very Collection

Embellished Detail Midi Column Skirt - Brown

Current sale price is £28.50

(Save £9.50)

Regular price was £38

3 out of 5 stars

1 review

Michelle Keegan Wide Leg Tailored Wrap Detail Trousers - Green

Michelle Keegan

Wide Leg Tailored Wrap Detail Trousers - Green

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

2 reviews

New Look Burgundy Fluffy Knit Crew Neck Jumper

Burgundy Fluffy Knit Crew Neck Jumper

£29.99

4 out of 5 stars

1 review

The Very Collection Velvet Kickflare Trousers - Green

The Very Collection

Velvet Kickflare Trousers - Green

Current sale price is £22.50

(Save £7.50)

Regular price was £30

4.2 out of 5 stars

6 reviews

The Very Collection Curve Wide Leg Tailored Trouser - Burgundy

The Very Collection Curve

Wide Leg Tailored Trouser - Burgundy

Current sale price is £22.50

(Save £7.50)

Regular price was £30

5 out of 5 stars

1 review

The Very Collection V Neck Tinsel Knitted Cardigan Co-Ord - Black

The Very Collection

V Neck Tinsel Knitted Cardigan Co-Ord - Black

Current sale price is £22.75

(Save £12.25)

Regular price was £35

1.5 out of 5 stars

2 reviews

The Very Collection V Neck Cinched Waist Cardigan With Detachable Brooch - Black

The Very Collection

V Neck Cinched Waist Cardigan With Detachable Brooch - Black

Current sale price is £25.75

(Save £9.25)

Regular price was £35

5 out of 5 stars

1 review

V by Very Short Faux Leather Slim Cigarette Trousers - Black

Short Faux Leather Slim Cigarette Trousers - Black

£30

5 out of 5 stars

3 reviews

The Very Collection Curve Fringe Sequin Wide Leg Trouser Co-Ord - Black

The Very Collection Curve

Fringe Sequin Wide Leg Trouser Co-Ord - Black

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

Michelle Keegan Tie Neck Corset Top - Green

Michelle Keegan

Tie Neck Corset Top - Green

Current sale price is £28.50

(Save £9.50)

Regular price was £38

4.7 out of 5 stars

3 reviews

Michelle Keegan Longline Cinched Organza Shirt - Burgundy

Michelle Keegan

Longline Cinched Organza Shirt - Burgundy

Current sale price is £28.50

(Save £9.50)

Regular price was £38

2.3 out of 5 stars

6 reviews

The Very Collection Scarf Tie Blazer - Burgundy

The Very Collection

Scarf Tie Blazer - Burgundy

Current sale price is £27.50

(Save £27.50)

Regular price was £55

The Very Collection Crew Neck Embellished Cardigan With Wool - Black

The Very Collection

Crew Neck Embellished Cardigan With Wool - Black

Current sale price is £26

(Save £14)

Regular price was £40

5 out of 5 stars

1 review

V by Very Croc Patent Sling Back Flat Shoe - Red

Croc Patent Sling Back Flat Shoe - Red

£28

5 out of 5 stars

2 reviews

The Very Collection Velvet Kickflare - Black

The Very Collection

Velvet Kickflare - Black

Current sale price is £22.50

(Save £7.50)

Regular price was £30

4.3 out of 5 stars

4 reviews

The Very Collection Mock Croc Denim Fitted Shirt - Black

The Very Collection

Mock Croc Denim Fitted Shirt - Black

Current sale price is £26.25

(Save £8.75)

Regular price was £35

The Very Collection Cotton Rich Funnel Neck Bubble Stitch Jumper - Blue

The Very Collection

Cotton Rich Funnel Neck Bubble Stitch Jumper - Blue

Current sale price is £25.75

(Save £9.25)

Regular price was £35

The Very Collection Slim Flare Trouser Co-ord - Black

The Very Collection

Slim Flare Trouser Co-ord - Black

Current sale price is £30

(Save £10)

Regular price was £40

3.3 out of 5 stars

3 reviews

The Very Collection Wide Leg Trouser - Burgundy

The Very Collection

Wide Leg Trouser - Burgundy

Current sale price is £22.50

(Save £7.50)

Regular price was £30

New Look Satin Wide Leg Trousers - Dark Brown

Satin Wide Leg Trousers - Dark Brown

£28.99

1 out of 5 stars

1 review

JDY Maia Half Placket Top - Black

Maia Half Placket Top - Black

£30

5 out of 5 stars

1 review

The Very Collection Sling Back Loafer - Black

The Very Collection

Sling Back Loafer - Black

Current sale price is £26

(Save £9)

Regular price was £35

4 out of 5 stars

1 review

V by Very PU Peplum Jacket - Black

PU Peplum Jacket - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

4 out of 5 stars

1 review

The Very Collection Suede Mini Skort - Brown

The Very Collection

Suede Mini Skort - Brown

Current sale price is £26.25

(Save £8.75)

Regular price was £35

V by Very Ruched Loafer - Burgundy

Ruched Loafer - Burgundy

£28

3.7 out of 5 stars

3 reviews

The Very Collection Curve Buckle Trim Velvet Top - Black

The Very Collection Curve

Buckle Trim Velvet Top - Black

Current sale price is £21

(Save £7)

Regular price was £28

4.3 out of 5 stars

3 reviews

Michelle Keegan Satin Wide Leg Trousers - Black

Michelle Keegan

Satin Wide Leg Trousers - Black

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

1 review

Michelle Keegan Draped Long Sleeve Top - Black

Michelle Keegan

Draped Long Sleeve Top - Black

Current sale price is £24

(Save £6)

Regular price was £30

4.3 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.