Menu

Search Account Saved Basket0

Christmas
New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Health & Beauty
Gifts & Jewellery
Offers
Sale

Showing results for "toys"

Filter

Toys115

Home & Garden1

Gifts & Jewellery28

Sports & Travel1

Filters for Customer Rating

5 out of 5 stars

20

4 out of 5 stars

49

3 out of 5 stars

3

Filters for Age

18+2

6-9 Months2

9-12 Months2

1-2 Years5

3-4 Years20

5-6 Years22

7-9 Years19

10-12 Years36

Teen10

Big Kids19

Filters for Character

Lego21

Spiderman3

Marvel6

Nerf4

Minecraft6

Disney1

Filters for Theme

Story Time Characters13

TV & Film Costumes4

Filters for Offers

All Offers45

Filters for Colour

black3

green1

multi75

pink1

red1

yellow1

Filters for Price Range

Up to £2056

£20 - £3038

£30 - £4010

£40 - £505

£50 - £751

£75 - £1001

£100 - £2507

Filters for Gender

Boy45

Girl16

Unisex5

Filters for Brand

#

List of filters #

3rd Avenue36

5 surprise1

A

List of filters A

Aqua Beads10

AniMagic7

AURORA34

Airbrush Plush6

Aqua Dragons1

Aromadog3

Art Lab3

Aphmau4

Arsenal4

Anime Heroes1

Arcade 1Up17

Active Tots4

Alice in Wonderland2

Aquaplay1

Axus9

Akedo4

A-Star1

AWE6

adidas1

B

List of filters B

Barbie116

Ben & Holly's Little Kingdom6

Brainstorm Toys15

Bright Starts6

Baby Born34

Bluey74

Bitzee5

Barney8

Batman30

Black & Decker3

Bosch Mini2

Brick Shop7

blo pens1

Baby Annabell11

Bratz25

Beyblade8

Baby Einstein3

Beyblade13

Baby Clementoni2

BMW2

Blippi1

Bing1

Babymoov4

Bestway10

Badabulle4

Bosch1

Bibinee Dolls3

Boss Cycles2

Bibi1

C

List of filters C

Crayola21

Casdon23

Clementoni39

Cookeez Makery6

Creativity for Kids4

Cocomelon12

Cool Maker2

Cra-z-Slimy3

Catit3

Care Bears21

Chill Factor6

Chicco1

Crocs1

Cosatto4

carrera3

Construct And Create2

Cluedo3

Curlimals2

Cra-Z-Loom1

Chelsea3

Clair De Lune1

Captain America2

C-Preme4

D

List of filters D

Disney Princess43

Disney Stitch50

Disney73

Dyson4

Disney Moana7

Despicable Me13

DreamWorks Trolls1

Disney Frozen25

Drumond Park11

Disney Moana 27

Disney The Lion King2

Dreambaby1

Dog Man1

Disney Cars4

Dora the Explorer8

DICKIE TOYS2

Dragon Ball4

Disney Pixar3

DC Comics4

Disney Munchlings2

Doctor Who1

Desi Doll10

Disney Doorables1

Done by Deer4

Disney Descendants4

Dawes16

Doona5

Dream Paws1

E

List of filters E

Easy Tat22

EVO25

Encore8

Exploding Kittens1

Easy Karaoke3

ENGLAND FA2

Elswick5

F

List of filters F

Fisher-Price58

Fireman Sam3

Fisher-Price Little People17

Furby21

FatFace2

Fab Lab2

FurReal Friends5

Fat Brain2

Feber8

Fingerlings5

FINDING DORY1

fandrop8

Fast & Furious2

Fluffie Stuffiez1

Five Nights at Freddy's6

Football Flick30

Funsicle4

Falcon12

Flyte4

G

List of filters G

Goliath7

Glow Games2

Gabby's Dollhouse45

Grow'n Up3

Gund1

Gui Gui4

Geomag9

Gruffalo2

Guess How Much I Love You1

GLOBBER21

Ghostbusters1

Goliath Games8

Guardians of the Galaxy3

Grasshopper Games3

goojitzu2

Goki1

Grease1

H

List of filters H

Hot Wheels57

Hasbro19

Hello Kitty29

Hey Duggee7

Heroes of Goo Jit Zu37

Harry Potter57

How to Train Your Dragon10

Hey Clay2

Hatchimals2

Hex Bots1

Huffy15

Hollywood Rides5

Hedstrom5

Hy-Pro14

Hoy4

Happy Hop1

Hornby1

Hauck3

Hamax1

I

List of filters I

IDEAL12

iQuties5

In The Night Garden7

Imaginext40

iron man and his awesome friends6

Iron Man3

Injusa3

Intex4

J

List of filters J

John Adams12

JURASSIC WORLD36

Joules4

Jurassic Park2

JCB1

JML4

Jixels1

John Deere2

Joie4

Joseph Joseph2

JoJo Maman Bebe2

Jaws1

K

List of filters K

Kinetic Sand13

Kinderkraft13

Karcher2

Kid Made Modern1

Knex9

Kiwi Walker14

Kickmaster11

KAIKOO2

Kickerball1

Kinsman3

L

List of filters L

LEGO Minifigures2

LeapFrog36

LEGO Disney28

LEGO24

LEGO Friends38

Little Tikes51

LEGO Wednesday3

LEARNING RESOURCES31

Lexibook10

LEGO Minecraft23

Little Live Pets16

LEGO Classic9

Lamaze11

LEGO Fortnite8

LEGO Creator24

LEGO Duplo28

Liberty House27

LEGO Ninjago27

LEGO Harry Potter25

LEGO City47

LEGO Spiderman2

LEGO Jurassic World11

LEGO Speed Champions21

L.O.L Surprise!30

LEGO Botanical20

LEGO Technic45

LEGO Super Heroes11

LEGO Star Wars53

LEGO Icons15

LEGO Peppa Pig6

LEGO Batman1

Lite Brite4

LEGO Ideas8

LEGO Super Mario23

LEGO Disney Princess6

LEGO DreamZzz18

LEGO Sonic10

Loungefly15

Little Acorns1

LEGO Marvel Super Heroes4

LEGO Marvel18

LEGO ART6

LEGO Wicked4

LEGO Architecture9

LEGO Gabby's Dollhouse2

Littlest Pet Shop2

LEGO Animal Crossing13

lucky egg games7

LankyBox3

Liverpool FC4

LEGO DC Super Heroes3

Land Rover2

Laser X1

Ladybird2

Little Big Friends1

living and home1

Li-Fe3

M

List of filters M

MEGA21

Mattel5

Ms Rachel11

MoVe6

Morphy Richards1

Monster High30

Minecraft25

Melissa & Doug31

mrbeast labs23

Marvel28

Mini Verse26

Mamas & Papas48

M Pets15

mad balls2

Monopoly24

Matchbox2

Monster Jam9

Marvel Avengers18

Monsterverse6

mega bloks2

Moriah Elizabeth7

Minnie Mouse6

Minix7

Majorette1

My Arcade7

Mortal Kombat1

Magna Tiles4

Mickey Mouse3

Moon Shoes1

Minions8

My Little Pony2

Miraculous2

Manchester City5

Music Alley1

Manchester United1

Martin Smith3

Mr Tumble1

Me To You2

Magic Mixies1

Micromallows5

micro teenies1

N

List of filters N

Natural History Museum2

Nina Ottosson4

Nerf11

Numberblocks11

Nickelodeon2

Nightmare Before Christmas4

Nuby1

Nintendo2

NASCAR1

Nike2

O

List of filters O

One Piece7

Obaby1

Our Generation12

Octonauts2

Odyssey4

P

List of filters P

Peppa Pig66

Play-Doh30

Paint Pop3

Polly Pocket17

Paw Patrol42

Palplay7

Playmobil56

Power Rangers13

Peter Rabbit11

Pet Simulator5

Pokemon33

Pusheen2

PlayMonster6

Pets Alive2

PawHut6

Pop!85

Paddington Bear7

Pictionary2

Pilsan8

pac man5

Powerplay3

Plum33

Pure1

Pet Brands3

Pure2Improve2

R

List of filters R

Rainbow High46

Rosewood17

Ravensburger22

RockJam23

Rosewood X Battersea1

RED525

Rubble & Crew8

Razor34

Royale High6

Rolly Toys2

Roald Dahl14

Red Riding Hood3

Rocket2

S

List of filters S

Sportspower12

So Slime14

Shimmer & Sparkle15

Smart2

Studio Creator17

Squishmallows93

Scruff-A-Luvs2

Super Mario17

Spiderman43

Spin Master Games9

SES Creative11

spidey and his amazing friends37

Smoby42

Stickle Bricks2

Style 4 Ever10

Squish-a-longs16

Star Wars68

Scuttlebug5

Sticki Rolls3

Shrek2

So Bomb DIY4

Sea Monkeys1

So Slime DIY2

Science Mad8

Sesame Street1

Sonic14

Sylvanian Families29

Skibidi Toilet9

Stuntman Stu5

Scalextric5

Sonic the Hedgehog9

Schleich11

SpyX1

Spongebob Squarepants3

Superman12

Stretch Armstrong1

Silverlit2

Snazaroo1

Smart Ball8

Stranger Things2

Swingball2

Stomp Rocket2

Scrabble2

So Sand DIY1

Silvercloud1

Solex2

STUNTED2

Squish7

Smartrike2

Samba13

Scooby-Doo1

Snuz1

Stay Active1

Sport Direct4

Spirograph1

Snoopy2

T

List of filters T

Tutti Bambini7

Tomy25

Tottenham Hotspur FC3

Toy Story9

Teletubbies5

Thomas & Friends33

Topps13

Tonies82

Top Trumps23

Transformers17

Teamson Kids45

The Very Hungry Caterpillar2

Tiny Love4

The World of Eric Carle1

The Simpsons10

Tile Town9

Tamagotchi8

TP21

Teamsterz7

Tonka5

Tech Deck6

Teksta1

Toyrific9

Teen Titans Go1

Treasure X1

Teenage Mutant Ninja Turtles29

The Grinch3

Twister1

The Flash3

Tom and Jerry1

Trivial Pursuit1

Taf Toys1

The Avengers7

The Little Green Sheep1

The Gruffalo4

The Personalised Memento Company2

Tubbz2

tokidoki4

U

List of filters U

Uno8

Unicorn Academy16

University Games30

Unicorn4

V

List of filters V

VTech120

Very2

Very Bella8

Vida the Vet2

Viavito4

Vivid Games1

W

List of filters W

Wham-O3

Waffle the Wonderdog1

Wednesday11

Wicked34

Warmies1

WWE22

Winnie The Pooh2

West Ham United2

Windy Bums1

Wipeout8

Wizard of Oz1

Willy Wonka4

Wonder Woman2

Where's Wally1

X

List of filters X

XOOTZ38

X-Shot1

Y

List of filters Y

Yookidoo15

Yummiland7

Yeowww!2

Yu-Gi-Oh!4

Yamaha2

Z

List of filters Z

Zuru56

Zoon32

Zinc36

Zombie5

Filters for Recipient

For Kids3

Filters for Vehicle Type

Car1

Filters for Scooter Type

Tri-Scooter1

Filters for Activity

Cycling1

Filters for Bike Accessory Type

Cycle Helmets1

Page 1. Results: 1 to 30 (of 116)

Results: 1 - 30 (of 116)

Number of results per page

30products per page

96products per page

undefined Oracle Red Bull Racing RB20 F1 Race Car 77243

LEGO Speed Champions

Oracle Red Bull Racing RB20 F1 Race Car 77243

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.8 out of 5 stars

56 reviews

undefined Ferrari SF-24 F1 Race Car 77242

LEGO Speed Champions

Ferrari SF-24 F1 Race Car 77242

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

60 reviews

Marvel

Rc Hulk Smash 1:24

£29.99

undefined KICK Sauber F1 Team C44 Race Car 77247

LEGO Speed Champions

KICK Sauber F1 Team C44 Race Car 77247

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.9 out of 5 stars

30 reviews

undefined Visa Cash App RB VCARB 01 F1 Race Car 77246

LEGO Speed Champions

Visa Cash App RB VCARB 01 F1 Race Car 77246

Current sale price is £17.99

(Save £5)

Regular price was £22.99

4.9 out of 5 stars

29 reviews

LEGO Architecture

Paris

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.7 out of 5 stars

43 reviews

undefined Advent Calendar with Action Figures and Accessories

Minecraft

Advent Calendar with Action Figures and Accessories

£35.99

4.8 out of 5 stars

24 reviews

Minecraft

Survival 2 Pack Storage Box

£17

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £104.99

(Save £35)

Regular price was £139.99

4.9 out of 5 stars

51 reviews

undefined Mercedes-AMG F1 W15 Race Car 77244

LEGO Speed Champions

Mercedes-AMG F1 W15 Race Car 77244

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

34 reviews

undefined Porsche 911 GT3 RS Super Car 77239

LEGO Speed Champions

Porsche 911 GT3 RS Super Car 77239

£22.99

4.6 out of 5 stars

15 reviews

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

155 reviews

undefined Williams Racing FW46 F1 Race Car 77249

LEGO Speed Champions

Williams Racing FW46 F1 Race Car 77249

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.9 out of 5 stars

31 reviews

undefined McLaren F1® Team MCL38 Race Car Vehicle Set 77251

LEGO Speed Champions

McLaren F1® Team MCL38 Race Car Vehicle Set 77251

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.4 out of 5 stars

50 reviews

undefined Aston Martin Aramco F1 AMR24 Race Car 77245

LEGO Speed Champions

Aston Martin Aramco F1 AMR24 Race Car 77245

Current sale price is £15.99

(Save £7)

Regular price was £22.99

5 out of 5 stars

32 reviews

undefined MoneyGram Haas F1 Team VF-24 Race Car 77250

LEGO Speed Champions

MoneyGram Haas F1 Team VF-24 Race Car 77250

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.7 out of 5 stars

29 reviews

undefined Neuschwanstein Castle Set 21063

LEGO Architecture

Neuschwanstein Castle Set 21063

£239.99

Nerf

Ner Minecraft Bow

£19.99

undefined Studios Captain America Brave New World NERF Skyshot Blaster

Marvel

Studios Captain America Brave New World NERF Skyshot Blaster

Current sale price is £14.99

(Save £10)

Regular price was £24.99

5 out of 5 stars

2 reviews

undefined Lamborghini Revuelto & Huracán STO 77238

LEGO Speed Champions

Lamborghini Revuelto & Huracán STO 77238

Current sale price is £40.99

(Save £4)

Regular price was £44.99

5 out of 5 stars

17 reviews

undefined Pixelated Design Sword - Role-Play Toy Accessory Collection (Styles May Vary)

Minecraft

Pixelated Design Sword - Role-Play Toy Accessory Collection (Styles May Vary)

Current sale price is £10.99

(Save £4)

Regular price was £14.99

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) - 76917

LEGO Speed Champions

2 Fast 2 Furious Nissan Skyline GT-R (R34) - 76917

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

97 reviews

Marvel

Deadpool Premium Fan item

£120.99

5 out of 5 stars

1 review

undefined BMW M4 GT3 & BMW M Hybrid V8 Race Cars 76922

LEGO Speed Champions

BMW M4 GT3 & BMW M Hybrid V8 Race Cars 76922

Current sale price is £35.99

(Save £9)

Regular price was £44.99

4.5 out of 5 stars

40 reviews

undefined Himeji Castle Building Set 21060

LEGO Architecture

Himeji Castle Building Set 21060

Current sale price is £114.99

(Save £25)

Regular price was £139.99

4.7 out of 5 stars

161 reviews

undefined Ferrari F40 Supercar Toy 76934

LEGO Speed Champions

Ferrari F40 Supercar Toy 76934

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.7 out of 5 stars

47 reviews

Marvel

F4 Legends Premium Role Play

£134.99

undefined Lamborghini Lambo V12 Vision GT Super Car 76923

LEGO Speed Champions

Lamborghini Lambo V12 Vision GT Super Car 76923

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.2 out of 5 stars

53 reviews

undefined Creeper Large-Scale Action Figure, 12-inch Character Collectible Inspired by the Movie

Minecraft

Creeper Large-Scale Action Figure, 12-inch Character Collectible Inspired by the Movie

Current sale price is £14.99

(Save £5)

Regular price was £19.99

undefined BWT Alpine F1 Team A524 Race Car 77248

LEGO Speed Champions

BWT Alpine F1 Team A524 Race Car 77248

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.8 out of 5 stars

27 reviews

Page 1. Results: 1 to 30 (of 116)

Results: 1 - 30 (of 116)

Number of results per page

30products per page

96products per page

Page2
Page3
Page4
Page2
Page3
Page4

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.