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Bitzee

Hamster Ball

Current sale price is £34.99

(Save £8)

Regular price was £42.99

LEGO Architecture Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £139.99

(Save £60)

Regular price was £199.99

4.7 out of 5 stars

157 reviews

Bitzee

Disney Interactive Digital Pet

Current sale price is £17.99

(Save £22)

Regular price was £39.99

4.4 out of 5 stars

52 reviews

LEGO Speed Champions Ferrari SF-24 F1 Race Car 77242

LEGO Speed Champions

Ferrari SF-24 F1 Race Car 77242

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.8 out of 5 stars

61 reviews

LEGO Architecture Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £97.99

(Save £42)

Regular price was £139.99

4.9 out of 5 stars

51 reviews

LEGO Speed Champions Oracle Red Bull Racing RB20 F1 Race Car 77243

LEGO Speed Champions

Oracle Red Bull Racing RB20 F1 Race Car 77243

Current sale price is £15.99

(Save £7)

Regular price was £22.99

4.8 out of 5 stars

57 reviews

LEGO Architecture

Paris

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.7 out of 5 stars

43 reviews

LEGO Speed Champions Visa Cash App RB VCARB 01 F1 Race Car 77246

LEGO Speed Champions

Visa Cash App RB VCARB 01 F1 Race Car 77246

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.9 out of 5 stars

29 reviews

LEGO Speed Champions Williams Racing FW46 F1 Race Car 77249

LEGO Speed Champions

Williams Racing FW46 F1 Race Car 77249

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.9 out of 5 stars

32 reviews

LEGO Speed Champions KICK Sauber F1 Team C44 Race Car 77247

LEGO Speed Champions

KICK Sauber F1 Team C44 Race Car 77247

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.9 out of 5 stars

30 reviews

LEGO Speed Champions Aston Martin Aramco F1 AMR24 Race Car 77245

LEGO Speed Champions

Aston Martin Aramco F1 AMR24 Race Car 77245

Current sale price is £16.99

(Save £6)

Regular price was £22.99

5 out of 5 stars

33 reviews

LEGO Speed Champions Mercedes-AMG F1 W15 Race Car 77244

LEGO Speed Champions

Mercedes-AMG F1 W15 Race Car 77244

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

34 reviews

LEGO Speed Champions McLaren F1® Team MCL38 Race Car Vehicle Set 77251

LEGO Speed Champions

McLaren F1® Team MCL38 Race Car Vehicle Set 77251

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.4 out of 5 stars

50 reviews

LEGO Architecture Neuschwanstein Castle Set 21063

LEGO Architecture

Neuschwanstein Castle Set 21063

£239.99

LEGO Architecture Himeji Castle Building Set 21060

LEGO Architecture

Himeji Castle Building Set 21060

Current sale price is £114.99

(Save £25)

Regular price was £139.99

4.7 out of 5 stars

161 reviews

LEGO Speed Champions Lamborghini Revuelto & Huracán STO 77238

LEGO Speed Champions

Lamborghini Revuelto & Huracán STO 77238

Current sale price is £40.99

(Save £4)

Regular price was £44.99

5 out of 5 stars

21 reviews

LEGO Speed Champions MoneyGram Haas F1 Team VF-24 Race Car 77250

LEGO Speed Champions

MoneyGram Haas F1 Team VF-24 Race Car 77250

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.7 out of 5 stars

29 reviews

Munchkin Wild Animal Baby Bath Toy Squirts- 8 Pack

Munchkin

Wild Animal Baby Bath Toy Squirts- 8 Pack

£14.99

5 out of 5 stars

1 review

LEGO Architecture London Skyline Model Building Set 21034

LEGO Architecture

London Skyline Model Building Set 21034

Current sale price is £27.99

(Save £7)

Regular price was £34.99

4.2 out of 5 stars

23 reviews

Bitzee Interactive Digital Pet - Jurassic World

Bitzee

Interactive Digital Pet - Jurassic World

£39.99

4.3 out of 5 stars

21 reviews

LEGO Speed Champions Porsche 911 GT3 RS Super Car 77239

LEGO Speed Champions

Porsche 911 GT3 RS Super Car 77239

£22.99

4.6 out of 5 stars

15 reviews

Bitzee Interactive Digital Pet - Harry Potter Bitzee

Bitzee

Interactive Digital Pet - Harry Potter Bitzee

Current sale price is £32.99

(Save £7)

Regular price was £39.99

4.6 out of 5 stars

19 reviews

LEGO Architecture

New York City

£44.99

4.4 out of 5 stars

107 reviews

LEGO Speed Champions BWT Alpine F1 Team A524 Race Car 77248

LEGO Speed Champions

BWT Alpine F1 Team A524 Race Car 77248

Current sale price is £16.99

(Save £6)

Regular price was £22.99

4.8 out of 5 stars

27 reviews

LEGO Speed Champions 2 Fast 2 Furious Nissan Skyline GT-R (R34) - 76917

LEGO Speed Champions

2 Fast 2 Furious Nissan Skyline GT-R (R34) - 76917

Current sale price is £14.99

(Save £5)

Regular price was £19.99

4.8 out of 5 stars

97 reviews

LEGO Speed Champions Bugatti Centodieci Hyper Sports Car 77240

LEGO Speed Champions

Bugatti Centodieci Hyper Sports Car 77240

£22.99

4.3 out of 5 stars

6 reviews

LEGO Speed Champions Ferrari F40 Supercar Toy 76934

LEGO Speed Champions

Ferrari F40 Supercar Toy 76934

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.7 out of 5 stars

48 reviews

LEGO Speed Champions Audi S1 e-tron quattro Race Car 76921

LEGO Speed Champions

Audi S1 e-tron quattro Race Car 76921

Current sale price is £14.99

(Save £6)

Regular price was £20.99

4.7 out of 5 stars

50 reviews

LEGO Speed Champions Lamborghini Lambo V12 Vision GT Super Car 76923

LEGO Speed Champions

Lamborghini Lambo V12 Vision GT Super Car 76923

Current sale price is £15.99

(Save £5)

Regular price was £20.99

4.2 out of 5 stars

54 reviews

Peter Rabbit My First Little Library 4 Book Set

Peter Rabbit

My First Little Library 4 Book Set

£15.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
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If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
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If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
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Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

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More time to pay with Very Pay

And you can avoid interest on every purchase.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
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Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

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BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

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BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

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Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.