Menu

Search Account Saved Basket0

Christmas
New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Health & Beauty
Gifts & Jewellery
Offers
Sale

Showing results for "toys"

Filter

Toys93

Gifts & Jewellery14

Home & Garden3

Filters for Shop By Room

Kids Bedroom3

Bedroom1

Filters for Customer Rating

5 out of 5 stars

8

4 out of 5 stars

66

3 out of 5 stars

3

2 out of 5 stars

2

1 out of 5 stars

1

Filters for Age

18+13

3-4 Years5

5-6 Years12

7-9 Years32

10-12 Years41

Teen21

Big Kids31

Filters for Price Range

Up to £2028

£20 - £3016

£30 - £4010

£40 - £506

£50 - £755

£75 - £1006

£100 - £25021

£250 - £5003

£500 - £7501

Filters for Character

Lego53

Bluey3

Harry Potter1

Filters for Colour

multi63

yellow2

Filters for Offers

All Offers39

Filters for Gender

Boy64

Girl19

Unisex5

Mens2

Womens1

Filters for Brand

#

List of filters #

3rd Avenue36

5 surprise1

A

List of filters A

Aqua Beads8

AniMagic4

Aqua Dragons3

Airbrush Plush6

Aromadog3

Art Lab3

AURORA33

Aphmau4

Arsenal4

Arcade 1Up17

Anime Heroes1

Active Tots3

Alice in Wonderland2

Axus9

Aquaplay1

adidas1

A-Star1

Akedo4

AWE8

B

List of filters B

Barbie122

Barney8

Ben & Holly's Little Kingdom7

Baby Born38

Bitzee5

Bluey69

Batman30

Brainstorm Toys13

Bright Starts5

Black & Decker3

Bosch Mini2

Brick Shop7

blo pens1

Baby Einstein4

Baby Annabell9

Bratz24

Beyblade8

Beyblade13

Bibi1

Baby Clementoni2

BMW2

Blippi1

Babymoov4

Bestway9

Badabulle4

Bing1

Boss Cycles2

Bibinee Dolls3

Bosch1

C

List of filters C

Crayola20

Cra-z-Slimy4

Clementoni40

Casdon23

Cookeez Makery5

Cocomelon11

Cool Maker2

Chill Factor6

Catit3

Care Bears19

Creativity for Kids1

Crocs1

Cosatto3

Construct And Create2

Cluedo3

Cra-Z-Loom1

carrera3

Curlimals2

Clair De Lune1

Captain America3

Chelsea4

C-Preme4

D

List of filters D

Disney Princess43

Disney73

Disney Stitch48

Dyson3

Despicable Me13

Disney Frozen26

Disney Moana6

Drumond Park12

Disney Moana 27

DreamWorks Trolls1

Disney The Lion King2

Disney Pixar4

Dreambaby1

Disney Cars4

Dora the Explorer8

DICKIE TOYS2

Dragon Ball4

DC Comics3

Dog Man1

Doctor Who1

Disney Munchlings2

Disney Descendants4

Done by Deer4

Desi Doll12

Disney Doorables1

Dawes16

Doona5

Dream Paws1

E

List of filters E

Easy Tat22

EVO22

Exploding Kittens1

Encore9

Easy Karaoke3

ENGLAND FA1

Elswick5

F

List of filters F

Fisher-Price60

Fisher-Price Little People17

Fireman Sam3

Furby19

FatFace2

Fab Lab1

Fat Brain2

Fingerlings5

FurReal Friends5

FINDING DORY1

Feber8

fandrop8

Fast & Furious2

Funsicle4

Football Flick30

Fluffie Stuffiez1

Five Nights at Freddy's6

Falcon12

Flyte4

G

List of filters G

Glow Games1

Goliath6

Gabby's Dollhouse41

Grow'n Up3

Gund1

Gui Gui5

Geomag10

GLOBBER19

Guess How Much I Love You1

Gruffalo2

Goliath Games8

Guardians of the Galaxy3

Grasshopper Games2

goojitzu2

Goki1

Grease1

H

List of filters H

Hot Wheels56

Hasbro19

Hello Kitty29

Hey Duggee3

Heroes of Goo Jit Zu34

Hatchimals2

Harry Potter59

How to Train Your Dragon10

Huffy10

Hollywood Rides3

Hey Clay2

Hex Bots1

Hedstrom5

Hornby4

Hy-Pro10

Happy Hop1

Hauck3

Hamax1

I

List of filters I

IDEAL12

In The Night Garden5

Imaginext38

iQuties5

iron man and his awesome friends6

Iron Man3

Injusa4

Intex4

J

List of filters J

John Adams12

JURASSIC WORLD35

Joules4

Jurassic Park2

JCB1

Jixels1

JML4

John Deere2

Joie4

Joseph Joseph1

JoJo Maman Bebe1

Jaws1

K

List of filters K

Kinetic Sand13

Kinderkraft14

Karcher2

Kiwi Walker16

Kid Made Modern1

Knex9

Kickmaster11

KAIKOO2

Kinsman3

Kickerball1

L

List of filters L

LeapFrog35

LEGO Minifigures2

LEGO Disney27

LEGO Duplo29

LEGO Friends40

LEGO Wednesday3

Lamaze12

LEGO Harry Potter28

Little Live Pets18

LEGO Minecraft22

LEGO Creator23

LEARNING RESOURCES31

LEGO Fortnite8

LEGO Ninjago27

Liberty House26

Little Tikes49

LEGO Classic9

L.O.L Surprise!28

LEGO City48

LEGO Speed Champions22

LEGO24

LEGO Technic45

LEGO Star Wars51

LEGO Icons15

LEGO Jurassic World10

LEGO Batman1

LEGO Disney Princess7

LEGO Ideas8

Lite Brite4

LEGO Peppa Pig6

LEGO Super Mario23

LEGO DreamZzz18

LEGO Super Heroes11

LEGO Marvel Super Heroes4

LEGO Gabby's Dollhouse3

LEGO Sonic11

LEGO Botanical19

Little Acorns1

Loungefly16

LEGO ART6

LEGO Architecture8

LEGO Wicked4

LEGO Marvel16

LankyBox3

LEGO Spiderman2

Littlest Pet Shop2

LEGO Animal Crossing13

Land Rover2

lucky egg games3

Lexibook9

LEGO DC Super Heroes3

Liverpool FC4

Laser X1

Little Big Friends1

Ladybird2

Li-Fe3

M

List of filters M

MEGA21

Mattel5

Ms Rachel11

MoVe5

Monster High30

Minecraft24

Morphy Richards1

Marvel27

Melissa & Doug32

Mini Verse26

mrbeast labs23

Marvel Avengers18

Mamas & Papas46

M Pets15

mad balls2

Monopoly24

Matchbox2

Moriah Elizabeth7

Micromallows8

Monster Jam9

mega bloks2

Monsterverse6

Mortal Kombat1

micro teenies1

Minnie Mouse6

My Arcade8

Minix8

Music Alley1

Majorette1

Manchester City5

Mickey Mouse2

My Little Pony2

Minions8

Magna Tiles4

Miraculous2

Moon Shoes1

Me To You2

Manchester United1

Mr Tumble1

Martin Smith3

Magic Mixies2

N

List of filters N

Natural History Museum2

Nina Ottosson4

Nickelodeon1

Numberblocks12

Nerf10

Nintendo2

Nightmare Before Christmas4

Nuby1

NASCAR1

Nike2

O

List of filters O

One Piece7

Obaby1

Our Generation12

Octonauts2

Odyssey4

P

List of filters P

Paint Pop3

Peppa Pig64

Play-Doh29

Polly Pocket18

Playmobil52

Paw Patrol46

Palplay7

Peter Rabbit10

Pet Simulator5

Power Rangers13

Pokemon26

Pusheen2

PlayMonster6

PawHut6

Pets Alive2

Pop!84

Pictionary2

Powerplay3

pac man5

Paddington Bear5

Pilsan8

Plum32

Pure1

Pet Brands3

Pure2Improve2

R

List of filters R

Rainbow High43

Rosewood17

Ravensburger22

Real Littles1

Rubble & Crew8

Rosewood X Battersea1

RockJam24

RED524

Razor34

Royale High6

Rolly Toys2

Roald Dahl14

Red Riding Hood3

Rocket2

S

List of filters S

Sportspower15

Spirograph2

Shimmer & Sparkle15

Smart2

So Slime14

Scruff-A-Luvs2

Squishmallows82

Super Mario16

Studio Creator16

Spin Master Games9

SES Creative11

Smoby38

spidey and his amazing friends37

Style 4 Ever8

Spiderman41

Squish-a-longs15

Stickle Bricks2

Star Wars67

Scuttlebug5

Sylvanian Families30

Sticki Rolls3

Shrek1

Sea Monkeys1

So Bomb DIY5

So Slime DIY2

Sonic13

Sesame Street1

Science Mad9

SpyX1

Sonic the Hedgehog9

Stuntman Stu5

Scrabble2

Skibidi Toilet9

Spongebob Squarepants3

Superman12

Scalextric6

Snazaroo1

Stretch Armstrong1

Silverlit2

Stranger Things2

So Sand DIY1

Stomp Rocket2

Swingball3

Solex2

Schleich9

Silvercloud1

Stay Active2

Smart Ball7

STUNTED2

Squish10

Scooby-Doo1

Smartrike2

Snuz1

Samba13

Sport Direct4

Snoopy2

T

List of filters T

Tutti Bambini7

Tottenham Hotspur FC3

Tomy28

Toy Story6

Thomas & Friends35

Teletubbies5

The Very Hungry Caterpillar2

Tonies83

Transformers17

Top Trumps23

The Simpsons10

Teamson Kids45

Topps11

Tiny Love4

Teksta1

Tamagotchi8

Toyrific9

The World of Eric Carle1

TP23

Tonka5

Teenage Mutant Ninja Turtles30

Tile Town7

Tech Deck6

The Grinch3

Teamsterz4

Treasure X1

Teen Titans Go1

Twister1

Tom and Jerry1

Trivial Pursuit1

The Flash3

The Avengers7

The Personalised Memento Company2

Taf Toys1

The Gruffalo4

The Little Green Sheep1

Tubbz2

U

List of filters U

Uno8

Unicorn Academy18

University Games30

Unicorn5

V

List of filters V

VTech124

Very2

Very Bella8

Vida the Vet2

Vivid Games1

Viavito4

W

List of filters W

Wham-O1

Wednesday11

Wicked34

Warmies1

WWE19

Winnie The Pooh2

Wizard of Oz1

West Ham United2

Wipeout8

Windy Bums1

Wonder Woman2

Willy Wonka4

Where's Wally1

X

List of filters X

XOOTZ38

X-Shot1

Y

List of filters Y

Yookidoo15

Yeowww!2

Yummiland7

Yu-Gi-Oh!4

Yamaha1

Z

List of filters Z

Zuru57

Zoon29

Zinc33

Zombie5

Filters for Recipient

For Kids2

Page 1. Results: 1 to 30 (of 96)

Results: 1 - 30 (of 96)

Number of results per page

30products per page

Allproducts per page

undefined 2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42210

LEGO Technic

2 Fast 2 Furious Nissan Skyline GT-R (R34) Car Model Kit 42210

Current sale price is £96.99

(Save £33)

Regular price was £129.99

4.9 out of 5 stars

26 reviews

Goliath

Floor Is Lava

Current sale price is £11.99

(Save £4)

Regular price was £15.99

4.9 out of 5 stars

16 reviews

undefined Ferrari FXX K Race Car Toy 42212

LEGO Technic

Ferrari FXX K Race Car Toy 42212

Current sale price is £49.99

(Save £5)

Regular price was £54.99

4.7 out of 5 stars

18 reviews

undefined Ferrari SF-24 F1 Car Model Kit 42207

LEGO Technic

Ferrari SF-24 F1 Car Model Kit 42207

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

55 reviews

undefined Christmas Ornament Selection Toy for Kids 40744

LEGO

Christmas Ornament Selection Toy for Kids 40744

£10.99

4.9 out of 5 stars

69 reviews

undefined Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

LEGO Technic

Fast and Furious Toyota Supra MK4 Toy Car Model Kit 42204

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.6 out of 5 stars

48 reviews

LEGO Technic

Bmw M 1000 RR 42130

Current sale price is £164.99

(Save £50)

Regular price was £214.99

4.5 out of 5 stars

115 reviews

undefined Oracle Red bull Racing RB20 F1 Car 42206

LEGO Technic

Oracle Red bull Racing RB20 F1 Car 42206

Current sale price is £154.99

(Save £45)

Regular price was £199.99

4.6 out of 5 stars

37 reviews

undefined McLaren P1 Car Set for Adults 42172

LEGO Technic

McLaren P1 Car Set for Adults 42172

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.8 out of 5 stars

114 reviews

undefined Bluey’s Family House Toy Playset 11203

LEGO

Bluey’s Family House Toy Playset 11203

£59.99

4.2 out of 5 stars

6 reviews

LEGO Technic

Ferrari Daytona SP3 42143

Current sale price is £291.99

(Save £98)

Regular price was £389.99

4.3 out of 5 stars

140 reviews

undefined McLaren Formula 1™ Race Car 42141

LEGO Technic

McLaren Formula 1™ Race Car 42141

Current sale price is £126.99

(Save £43)

Regular price was £169.99

4.6 out of 5 stars

175 reviews

undefined Mercedes-AMG F1 W14 E Performance 42171

LEGO Technic

Mercedes-AMG F1 W14 E Performance 42171

Current sale price is £131.99

(Save £58)

Regular price was £189.99

4.8 out of 5 stars

99 reviews

undefined Ford Bronco SUV Off Road Car Toy 42213

LEGO Technic

Ford Bronco SUV Off Road Car Toy 42213

£54.99

4.9 out of 5 stars

7 reviews

undefined Volvo L120 Electric Wheel Loader Construction Toy 42209

LEGO Technic

Volvo L120 Electric Wheel Loader Construction Toy 42209

Current sale price is £64.99

(Save £25)

Regular price was £89.99

4.8 out of 5 stars

13 reviews

LEGO Technic

Red Ducatti Motorbike 42202

Current sale price is £126.99

(Save £43)

Regular price was £169.99

4.9 out of 5 stars

24 reviews

undefined Christmas Table Decoration Toy for Kids 40743

LEGO

Christmas Table Decoration Toy for Kids 40743

£39.99

4.5 out of 5 stars

132 reviews

undefined Volvo EC500 Hybrid Excavator 42215

LEGO Technic

Volvo EC500 Hybrid Excavator 42215

Current sale price is £289.99

(Save £60)

Regular price was £349.99

2.8 out of 5 stars

13 reviews

undefined Aston Martin Valkyrie Buildable Car Model Kit 42208

LEGO Technic

Aston Martin Valkyrie Buildable Car Model Kit 42208

Current sale price is £52.99

Regular price was £54.99

4.9 out of 5 stars

17 reviews

undefined Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £104.99

(Save £35)

Regular price was £139.99

4.9 out of 5 stars

51 reviews

undefined Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

LEGO Technic

Tipping Dump Truck Toy, Blue Construction Vehicle Set 42203

Current sale price is £32.99

(Save £12)

Regular price was £44.99

4.8 out of 5 stars

29 reviews

undefined Mercedes-Benz G 500 PROFESSIONAL Line 42177

LEGO Technic

Mercedes-Benz G 500 PROFESSIONAL Line 42177

Current sale price is £164.99

(Save £55)

Regular price was £219.99

4.8 out of 5 stars

63 reviews

undefined Volvo FMX Truck & EC230 Electric Excavator 42175

LEGO Technic

Volvo FMX Truck & EC230 Electric Excavator 42175

Current sale price is £134.99

(Save £35)

Regular price was £169.99

4.7 out of 5 stars

49 reviews

Goliath

Shh! Don't Wake Dad

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.7 out of 5 stars

15 reviews

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £149.99

(Save £50)

Regular price was £199.99

4.7 out of 5 stars

155 reviews

undefined Kawasaki Ninja H2R Motorcycle 42170

LEGO Technic

Kawasaki Ninja H2R Motorcycle 42170

Current sale price is £51.99

(Save £18)

Regular price was £69.99

4.6 out of 5 stars

24 reviews

undefined Liebherr Crawler Crane LR 13000 Set 42146

LEGO Technic

Liebherr Crawler Crane LR 13000 Set 42146

£579.99

4.6 out of 5 stars

60 reviews

undefined Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

LEGO Technic

Chevrolet Corvette Stingray Car Model Kit Vehicle Toy 42205

Current sale price is £39.99

(Save £15)

Regular price was £54.99

4.8 out of 5 stars

30 reviews

undefined Lamborghini Huracán Tecnica Set 42161

LEGO Technic

Lamborghini Huracán Tecnica Set 42161

Current sale price is £39.99

(Save £7)

Regular price was £46.99

4.2 out of 5 stars

56 reviews

undefined Neuschwanstein Castle Set 21063

LEGO Architecture

Neuschwanstein Castle Set 21063

£239.99

Page 1. Results: 1 to 30 (of 96)

Results: 1 - 30 (of 96)

Number of results per page

30products per page

Allproducts per page

Page2
Page3
Page4
Page2
Page3
Page4

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.