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Tommy Jeans Loose Wide Leg Jean - Black

Loose Wide Leg Jean - Black

Current sale price is £52.25

(Save £42.75)

Regular price was £95

Tjw Logo Summer Sandal - Black

Current sale price is £22

(Save £8)

Regular price was £30

Tommy Jeans Jeanie Balloon Jean - Black

Jeanie Balloon Jean - Black

Current sale price is £35.20

(Save £44.80)

Regular price was £80

Tommy Jeans Crew Neck Essential Cardigan - Black

Crew Neck Essential Cardigan - Black

Current sale price is £26

(Save £44)

Regular price was £70

Tommy Jeans Scanton Slim Fit Stretch - Black

Scanton Slim Fit Stretch - Black

Current sale price is £64

(Save £16)

Regular price was £80

Tommy Jeans Ryan Slim Straight Jeans - Denim Black

Ryan Slim Straight Jeans - Denim Black

Current sale price is £33.20

(Save £46.80)

Regular price was £80

Tommy Jeans Rib Poplin Tank Dress - Black

Rib Poplin Tank Dress - Black

£80

Tommy Jeans Tjm Ryan 35 Leather Belt - Black

Tjm Ryan 35 Leather Belt - Black

Current sale price is £17.60

(Save £22.40)

Regular price was £40

5 out of 5 stars

1 review

Fossil Mens Machine Chronograph, Black Stainless Steel Watch, FS6097

Mens Machine Chronograph, Black Stainless Steel Watch, FS6097

Current sale price is £151

(Save £38)

Regular price was £189

4.5 out of 5 stars

20 reviews

Tommy Jeans Austin Tapered Fit Stretch Jeans - Black

Austin Tapered Fit Stretch Jeans - Black

Current sale price is £64

(Save £16)

Regular price was £80

5 out of 5 stars

1 review

Logo T-shirt - Black

Current sale price is £28

(Save £7)

Regular price was £35

3 out of 5 stars

2 reviews

Tommy Jeans Regular Fit Vintage LA T-Shirt - Black

Regular Fit Vintage LA T-Shirt - Black

Current sale price is £17.20

(Save £12.80)

Regular price was £30

Tommy Jeans Ryan Slim Straight Fit Jeans - Black

Ryan Slim Straight Fit Jeans - Black

Current sale price is £64

(Save £16)

Regular price was £80

Tommy Jeans Tjw Slim Badge Rib Mock Tank - Black

Tjw Slim Badge Rib Mock Tank - Black

£30

Fossil Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Mens Machine Big Tic Black Stainless Steel Watch, FS6156

Current sale price is £151

(Save £38)

Regular price was £189

4.3 out of 5 stars

3 reviews

Varsity Diamante Logo T-Shirt - Black

Current sale price is £18

(Save £22)

Regular price was £40

Tommy Jeans Original Stretch Slim Fit Long Sleeve Shirt - Black

Original Stretch Slim Fit Long Sleeve Shirt - Black

£65

4.5 out of 5 stars

2 reviews

Tommy Jeans City Ready Bomber Jackets - Black

City Ready Bomber Jackets - Black

Current sale price is £60

(Save £140)

Regular price was £200

4 out of 5 stars

1 review

Tommy Jeans Scanton Slim Fit Chinos - Black

Scanton Slim Fit Chinos - Black

£75

1 out of 5 stars

1 review

Tommy Jeans Hooded Midi Puffer Jacket - Black

Hooded Midi Puffer Jacket - Black

Current sale price is £80

(Save £120)

Regular price was £200

Tommy Jeans Ryan Flag Denim Jacket - Black

Ryan Flag Denim Jacket - Black

Current sale price is £48.40

(Save £61.60)

Regular price was £110

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £125

(Save £54)

Regular price was £179

4.3 out of 5 stars

4 reviews

Fossil Mens Everett Colour Pop Midnight Blue and Black Leather Strap Bracelet, JA7316998

Mens Everett Colour Pop Midnight Blue and Black Leather Strap Bracelet, JA7316998

Current sale price is £44

(Save £11)

Regular price was £55

Tommy Jeans Long Sleeve Lettuce Edge Rib Stripe Top - Black

Long Sleeve Lettuce Edge Rib Stripe Top - Black

Current sale price is £16

(Save £19)

Regular price was £35

Fossil Womens Raquel Three-Hand Black Leather Watch, ES5470

Womens Raquel Three-Hand Black Leather Watch, ES5470

Current sale price is £107

(Save £42)

Regular price was £149

3.7 out of 5 stars

3 reviews

Tommy Jeans Sia Low Rise Bootcut Jean - Black

Sia Low Rise Bootcut Jean - Black

Current sale price is £37.50

(Save £42.50)

Regular price was £80

Ribbed Logo Tank Top - Black

Current sale price is £16

(Save £14)

Regular price was £30

Tommy Jeans Injected Sandals - Black

Injected Sandals - Black

Current sale price is £32

(Save £8)

Regular price was £40

Tommy Jeans The Greenwich Edge Leather Trainer - Black

The Greenwich Edge Leather Trainer - Black

Current sale price is £52.75

(Save £57.25)

Regular price was £110

Tommy Jeans Slim Straight Leg Jean - Black

Slim Straight Leg Jean - Black

Current sale price is £35.20

(Save £44.80)

Regular price was £80

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.