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Shimmer & Sparkle Sparkling Gem Air Styler

Shimmer & Sparkle

Sparkling Gem Air Styler

Current sale price is £17.99

(Save £7)

Regular price was £24.99

3.8 out of 5 stars

18 reviews

Shimmer & Sparkle Shimmer 'N' Sparkle Shimmering Glitter Makeover Studio

Shimmer & Sparkle

Shimmer 'N' Sparkle Shimmering Glitter Makeover Studio

£19.99

4.9 out of 5 stars

19 reviews

LEGO Ninjago The Fire Knight Mech Toy Building Set 71846

LEGO Ninjago

The Fire Knight Mech Toy Building Set 71846

Current sale price is £84.99

(Save £25)

Regular price was £109.99

5 out of 5 stars

16 reviews

LEGO Architecture Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

LEGO Architecture

Trevi Fountain Model, Italian Landmark Rome Memorabilia 21062

Current sale price is £97.99

(Save £42)

Regular price was £139.99

4.9 out of 5 stars

51 reviews

LEGO Ninjago Arc Dragon of Focus Ninja Toy Set 71836

LEGO Ninjago

Arc Dragon of Focus Ninja Toy Set 71836

Current sale price is £63.99

(Save £26)

Regular price was £89.99

5 out of 5 stars

19 reviews

LEGO Ninjago The Temple Bounty Ship Toy Building Kit 71848

LEGO Ninjago

The Temple Bounty Ship Toy Building Kit 71848

Current sale price is £145.99

(Save £34)

Regular price was £179.99

4.4 out of 5 stars

5 reviews

LEGO Ninjago Lloyd’s Jet Mech Ninja Toy Building Kit 71845

LEGO Ninjago

Lloyd’s Jet Mech Ninja Toy Building Kit 71845

Current sale price is £71.99

(Save £18)

Regular price was £89.99

5 out of 5 stars

3 reviews

LEGO Ninjago Dragon Stone Shrine Ninja Toy Set 71819

LEGO Ninjago

Dragon Stone Shrine Ninja Toy Set 71819

£104.99

4.7 out of 5 stars

16 reviews

LEGO Ninjago Thunderfang Dragon of Chaos Ninja Toy Set 71832

LEGO Ninjago

Thunderfang Dragon of Chaos Ninja Toy Set 71832

Current sale price is £52.99

(Save £12)

Regular price was £64.99

5 out of 5 stars

30 reviews

LEGO Ninjago Rogue’s Mech Dragon Rider Ninja Toy 71843

LEGO Ninjago

Rogue’s Mech Dragon Rider Ninja Toy 71843

Current sale price is £49.99

(Save £10)

Regular price was £59.99

4.9 out of 5 stars

17 reviews

LEGO Ninjago Ninja Combat Vehicle 3-in-1 Toy Building Set 71844

LEGO Ninjago

Ninja Combat Vehicle 3-in-1 Toy Building Set 71844

Current sale price is £63.99

(Save £16)

Regular price was £79.99

5 out of 5 stars

2 reviews

Peter Rabbit My First Little Library 4 Book Set

Peter Rabbit

My First Little Library 4 Book Set

£15.99

Palplay

Folding Picnic Table

Current sale price is £49.99

(Save £15)

Regular price was £64.99

3 out of 5 stars

2 reviews

LEGO Architecture Notre-Dame de Paris Set 21061

LEGO Architecture

Notre-Dame de Paris Set 21061

Current sale price is £139.99

(Save £60)

Regular price was £199.99

4.7 out of 5 stars

157 reviews

LEGO Architecture Neuschwanstein Castle Set 21063

LEGO Architecture

Neuschwanstein Castle Set 21063

£239.99

LEGO Ninjago Source Dragon of Motion Ninja Toy 71822

LEGO Ninjago

Source Dragon of Motion Ninja Toy 71822

Current sale price is £104.99

(Save £25)

Regular price was £129.99

4.5 out of 5 stars

28 reviews

LEGO Ninjago Cole’s Titan Dragon Mech Toy Set 71821

LEGO Ninjago

Cole’s Titan Dragon Mech Toy Set 71821

£89.99

4.6 out of 5 stars

52 reviews

Shimmer & Sparkle Shimmer N Sparkle Trendy Tips Nail Expressions

Shimmer & Sparkle

Shimmer N Sparkle Trendy Tips Nail Expressions

£12.99

5 out of 5 stars

2 reviews

LEGO Ninjago Tournament Battle Arena Toy Set 71818

LEGO Ninjago

Tournament Battle Arena Toy Set 71818

Current sale price is £31.99

(Save £13)

Regular price was £44.99

4.9 out of 5 stars

36 reviews

LEGO Ninjago Kai’s Ninja Climber Mech Toy Set 71812

LEGO Ninjago

Kai’s Ninja Climber Mech Toy Set 71812

£59.99

4.8 out of 5 stars

22 reviews

LEGO Architecture Himeji Castle Building Set 21060

LEGO Architecture

Himeji Castle Building Set 21060

Current sale price is £114.99

(Save £25)

Regular price was £139.99

4.7 out of 5 stars

161 reviews

LEGO Architecture

Paris

Current sale price is £34.99

(Save £10)

Regular price was £44.99

4.7 out of 5 stars

43 reviews

LEGO Ninjago Ninja Spinjitzu Temple Ninja Toy 71831

LEGO Ninjago

Ninja Spinjitzu Temple Ninja Toy 71831

Current sale price is £25.99

(Save £9)

Regular price was £34.99

4.8 out of 5 stars

15 reviews

LEGO Ninjago Egalt the Master Dragon Hero Toy 71809

LEGO Ninjago

Egalt the Master Dragon Hero Toy 71809

£59.99

4.8 out of 5 stars

18 reviews

Peter Rabbit Flopsy Soft Toy and Knitted Blanket

Peter Rabbit

Flopsy Soft Toy and Knitted Blanket

Current sale price is £34.99

(Save £5)

Regular price was £39.99

5 out of 5 stars

1 review

Palplay

House of Fun - Pink

Current sale price is £89.99

(Save £25)

Regular price was £114.99

1 out of 5 stars

3 reviews

Shimmer & Sparkle 5-in-1 Light Up Super Spa Salon

Shimmer & Sparkle

5-in-1 Light Up Super Spa Salon

Current sale price is £19.99

(Save £5)

Regular price was £24.99

3.6 out of 5 stars

12 reviews

Peter Rabbit Soft Toy and Knitted Blanket

Peter Rabbit

Soft Toy and Knitted Blanket

Current sale price is £26.99

(Save £13)

Regular price was £39.99

5 out of 5 stars

1 review

PawHut Cat Tree Tower with Scratching Posts Sisal Hanging Ball Condo

PawHut

Cat Tree Tower with Scratching Posts Sisal Hanging Ball Condo

Current sale price is £29.99

(Save £5)

Regular price was £34.99

4.3 out of 5 stars

17 reviews

STUNTED

Gilt Stunt Scooter

£69.99

3.7 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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<COPY/PASTE WELCOME>

Representative 44.9% APR variable

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
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If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
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Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

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More time to pay with Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
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Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

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BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

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BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

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Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

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What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.