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River Island Older Girls Heart Lock Pocket Shopper Bag - Black

Older Girls Heart Lock Pocket Shopper Bag - Black

Current sale price is £17

(Save £12)

Regular price was £29

5 out of 5 stars

4 reviews

Nike Kids Unisex Club Fleece Hoodie And Joggers Set - Navy

Kids Unisex Club Fleece Hoodie And Joggers Set - Navy

Current sale price is £29.25

(Save £12.75)

Regular price was £42

5 out of 5 stars

1 review

The Very Collection Boys Cargo Jogger - Black

The Very Collection

Boys Cargo Jogger - Black

From £10

5 out of 5 stars

2 reviews

Nike Kids Unisex Club Fleece Hoodie and Joggers Set - Dark Grey

Kids Unisex Club Fleece Hoodie and Joggers Set - Dark Grey

Current sale price is £35.50

(Save £6.50)

Regular price was £42

5 out of 5 stars

1 review

River Island Mini Mini Girl Ribbed Top Set - Beige

River Island Mini

Mini Girl Ribbed Top Set - Beige

Current sale price is £12.50

(Save £2.50)

Regular price was £15

5 out of 5 stars

1 review

The Very Collection Boys T-shirt and Cargo Shorts Set - Khaki

The Very Collection

Boys T-shirt and Cargo Shorts Set - Khaki

From £12

5 out of 5 stars

1 review

Mini V by Very Girls 10 Pack Briefs - Bunny Print

Girls 10 Pack Briefs - Bunny Print

Current sale price is £10.25

(Save £2.75)

Regular price was £13

5 out of 5 stars

1 review

Minnie Mouse Disney Print Legging Set - Bright Red

Disney Print Legging Set - Bright Red

Current sale price is From £19

(Save up to £5.25)

Regular price was From £24

5 out of 5 stars

1 review

Mini V by Very Boys 2 Pack Dinosaur Pyjamas - Multi

Boys 2 Pack Dinosaur Pyjamas - Multi

Current sale price is From £9

(Save up to £12.25)

Regular price was From £20

5 out of 5 stars

2 reviews

River Island Mini Girls Hooded Peplum Padded Fleece Lined Coat - Black

River Island Mini

Girls Hooded Peplum Padded Fleece Lined Coat - Black

Current sale price is £32

(Save £14)

Regular price was £46

5 out of 5 stars

3 reviews

The Very Collection Girls Jersey Zip Up Hoodie With Wide Leg Trousers - Pink

The Very Collection

Girls Jersey Zip Up Hoodie With Wide Leg Trousers - Pink

Current sale price is From £14.25

(Save up to £5)

Regular price was From £18

5 out of 5 stars

1 review

River Island Older Girls Belted Faux Fur Padded Coat - Cream

Older Girls Belted Faux Fur Padded Coat - Cream

Current sale price is £33.50

(Save £18.50)

Regular price was £52

5 out of 5 stars

1 review

The Very Collection Half Zip Knit Set - Blue

The Very Collection

Half Zip Knit Set - Blue

Current sale price is From £23.75

(Save up to £5.25)

Regular price was From £28

5 out of 5 stars

2 reviews

V by Very Girls Longline Draw Waist Gillet - Black

Girls Longline Draw Waist Gillet - Black

Current sale price is From £15

(Save up to £16)

Regular price was From £28

5 out of 5 stars

3 reviews

V by Very Girls Hooded Belted Heavy Weight Coat - Black

Girls Hooded Belted Heavy Weight Coat - Black

Current sale price is From £28.75

(Save up to £8.50)

Regular price was From £36

5 out of 5 stars

9 reviews

The Very Collection Girls Wide Leg Jeans - Light Wash

The Very Collection

Girls Wide Leg Jeans - Light Wash

Current sale price is From £10

(Save up to £2.50)

Regular price was From £12

5 out of 5 stars

1 review

Toy Story Buzz Lightyear Back Print Pyjamas - Cream

Buzz Lightyear Back Print Pyjamas - Cream

Current sale price is From £13.50

(Save up to £4)

Regular price was From £17

5 out of 5 stars

1 review

Mini V by Very Boys Fur Parker Coat - Navy

Boys Fur Parker Coat - Navy

Current sale price is From £14.50

(Save up to £20.50)

Regular price was From £34

5 out of 5 stars

2 reviews

Minnie Mouse Varsity Jacket - Pink

Varsity Jacket - Pink

Current sale price is From £10

(Save up to £15.25)

Regular price was From £24

5 out of 5 stars

2 reviews

V by Very Boys Heavy Weight Padded Coat - Grey

Boys Heavy Weight Padded Coat - Grey

Current sale price is From £15

(Save up to £18)

Regular price was From £30

5 out of 5 stars

2 reviews

The Very Collection Girls Heart Print Jumper With 3D Heart Detail - Blue

The Very Collection

Girls Heart Print Jumper With 3D Heart Detail - Blue

Current sale price is £12.50

(Save £3.50)

Regular price was £16

5 out of 5 stars

2 reviews

The Very Collection Girls Heart Fleece Pjs - Print

The Very Collection

Girls Heart Fleece Pjs - Print

Current sale price is From £8

(Save up to £9)

Regular price was From £16

5 out of 5 stars

1 review

V by Very Girls Shorter Length Padded Heavy Weight Coat - Oyster Metallic

Girls Shorter Length Padded Heavy Weight Coat - Oyster Metallic

Current sale price is From £13.50

(Save up to £26.25)

Regular price was From £36

5 out of 5 stars

3 reviews

The Very Collection College Woven Print Pyjama - Blue

The Very Collection

College Woven Print Pyjama - Blue

Current sale price is From £9.50

(Save up to £3.75)

Regular price was From £12

5 out of 5 stars

1 review

Mini V by Very Boys Fleece Lined Rain Mac - Blue

Boys Fleece Lined Rain Mac - Blue

Current sale price is From £9.50

(Save up to £22)

Regular price was From £30

5 out of 5 stars

3 reviews

The Very Collection Boys Check Woven Bottoms And Long Sleeve Tshirt Set - Blue

The Very Collection

Boys Check Woven Bottoms And Long Sleeve Tshirt Set - Blue

Current sale price is From £11

(Save up to £4)

Regular price was From £14

5 out of 5 stars

2 reviews

V by Very Boys Cuffed Leg Woven Joggers - Stone Beige

Boys Cuffed Leg Woven Joggers - Stone Beige

From £16

5 out of 5 stars

1 review

The Very Collection Baby Girls Tartan Brushed Dress And Tights Set - Pink

The Very Collection

Baby Girls Tartan Brushed Dress And Tights Set - Pink

Current sale price is £9

(Save £11)

Regular price was £20

5 out of 5 stars

2 reviews

Unisex Kids Patch Logo 6 Pack Socks - Black / White

Current sale price is £8

(Save £15)

Regular price was £23

5 out of 5 stars

1 review

The Very Collection Girls Frill Sleeve Rib Long Sleeve Top and Legging Set - Pink Floral

The Very Collection

Girls Frill Sleeve Rib Long Sleeve Top and Legging Set - Pink Floral

From £12

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.