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V by Very Gold Trim Midaxi Dress - Khaki

Gold Trim Midaxi Dress - Khaki

Current sale price is £13.50

(Save £31.50)

Regular price was £45

2.3 out of 5 stars

3 reviews

Michelle Keegan Wool Blend Tie Short Coat - Brown

Michelle Keegan

Wool Blend Tie Short Coat - Brown

Current sale price is £40

(Save £40)

Regular price was £80

2.8 out of 5 stars

5 reviews

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £44

(Save £36)

Regular price was £80

2.3 out of 5 stars

3 reviews

V by Very New Dakota Boyfriend Jeans - Mid Wash

New Dakota Boyfriend Jeans - Mid Wash

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2 out of 5 stars

1 review

The Very Collection Sculpt Double Button Skinny Jeans - Mid Wash

The Very Collection

Sculpt Double Button Skinny Jeans - Mid Wash

Current sale price is £22.75

(Save £12.25)

Regular price was £35

2 out of 5 stars

1 review

Regatta Womens Frankie Borg Full Zip Fleece - Brown

Womens Frankie Borg Full Zip Fleece - Brown

Current sale price is £36

(Save £6)

Regular price was £42

2.5 out of 5 stars

2 reviews

The Very Collection Wide Leg Printed Jewel Co-Ord Trousers - Grey

The Very Collection

Wide Leg Printed Jewel Co-Ord Trousers - Grey

Current sale price is £16.50

(Save £21.50)

Regular price was £38

2 out of 5 stars

1 review

Panache Rocha Non Wired Lace Bra - Misty Rose

Rocha Non Wired Lace Bra - Misty Rose

£34

2.8 out of 5 stars

4 reviews

V by Very Textured Contrast Waistband Trouser - Grey

Textured Contrast Waistband Trouser - Grey

Current sale price is £8.25

(Save £19.75)

Regular price was £28

2 out of 5 stars

1 review

New Look Black Brushed Double Breasted Trench Coat

Black Brushed Double Breasted Trench Coat

£69.99

2 out of 5 stars

1 review

Everyday High Waist Authentic Mom Jeans - Mid Wash

High Waist Authentic Mom Jeans - Mid Wash

Current sale price is £21

(Save £9)

Regular price was £30

2 out of 5 stars

3 reviews

Michelle Keegan Co-Ord Flare Trousers - Black

Michelle Keegan

Co-Ord Flare Trousers - Black

Current sale price is £17.50

(Save £17.50)

Regular price was £35

2 out of 5 stars

2 reviews

Superdry City Mid Padded Jacket - Ebony Black

City Mid Padded Jacket - Ebony Black

£120

2.8 out of 5 stars

4 reviews

The Very Collection Boucle Oversized Sweatshirt Co-Ord - Brown

The Very Collection

Boucle Oversized Sweatshirt Co-Ord - Brown

£28

2 out of 5 stars

2 reviews

V by Very Double Button Barrel Leg Jeans - Mid Wash

Double Button Barrel Leg Jeans - Mid Wash

Current sale price is £10.25

(Save £24.75)

Regular price was £35

2.5 out of 5 stars

2 reviews

New Look Brown Longline Padded Puffer Coat

Brown Longline Padded Puffer Coat

£85.99

2.7 out of 5 stars

3 reviews

Levi's 94 Baggy Wide Leg Jeans - Light Touch - Blue

94 Baggy Wide Leg Jeans - Light Touch - Blue

Current sale price is £49

(Save £21)

Regular price was £70

2 out of 5 stars

1 review

The Very Collection Barrel Jogger - Black

The Very Collection

Barrel Jogger - Black

Current sale price is £11.25

(Save £13.75)

Regular price was £25

2.8 out of 5 stars

4 reviews

The Very Collection Crew Neck Sequin Cable Oversized Jumper - Beige

The Very Collection

Crew Neck Sequin Cable Oversized Jumper - Beige

Current sale price is £18.75

(Save £23.25)

Regular price was £42

2 out of 5 stars

2 reviews

Superdry Everest 5 Baffle Puffer Jacket - Black

Everest 5 Baffle Puffer Jacket - Black

£134.99

2 out of 5 stars

1 review

Vero Moda Gloria Faux Fur Jacket - Brown

Gloria Faux Fur Jacket - Brown

Current sale price is £38.50

(Save £31.50)

Regular price was £70

2 out of 5 stars

1 review

Mango Double Breasted Duster Coat - Burgundy

Double Breasted Duster Coat - Burgundy

£140

2 out of 5 stars

2 reviews

River Island Slim Padded Jacket - Black

Slim Padded Jacket - Black

Current sale price is £69

(Save £30)

Regular price was £99

2 out of 5 stars

1 review

The Very Collection High Waist Wrap Front Wide Jeans - Mid Wash

The Very Collection

High Waist Wrap Front Wide Jeans - Mid Wash

£40

2.9 out of 5 stars

15 reviews

The Very Collection Button Up Textured Cardigan Co-ord - Brown

The Very Collection

Button Up Textured Cardigan Co-ord - Brown

Current sale price is £17.50

(Save £7.50)

Regular price was £25

2.5 out of 5 stars

2 reviews

V by Very High Waist Rip And Repair Mom Jeans - Mid Wash

High Waist Rip And Repair Mom Jeans - Mid Wash

Current sale price is £28

(Save £10)

Regular price was £38

2.7 out of 5 stars

3 reviews

New Look Dark Brown Faux Leather Oversized Bomber Jacket

Dark Brown Faux Leather Oversized Bomber Jacket

£54.99

2 out of 5 stars

1 review

V by Very High Waist Palazzo Co-Ord Jeans - Mid Wash

High Waist Palazzo Co-Ord Jeans - Mid Wash

Current sale price is £12

(Save £28)

Regular price was £40

2.3 out of 5 stars

4 reviews

Style Cheat Jasmine Spot Dress - Multi

Jasmine Spot Dress - Multi

Current sale price is £17.75

(Save £44.25)

Regular price was £62

2.5 out of 5 stars

2 reviews

Mango Padded Coat With Faux Fur Hood - Brown

Padded Coat With Faux Fur Hood - Brown

£120

2.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.