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undefined Galaxy S25 5G, 256GB with Galaxy AI

Claim a Galaxy Watch7 worth £239

+-4 colours+0 colours+-1 colours+-3 colours+-2 colours

Available in icy blue, navy, mint coloursAvailable in icy blue, navy, mint coloursAvailable in icy blue, navy, mint coloursAvailable in icy blue, navy, mint coloursAvailable in icy blue, navy, mint colours

Galaxy S25 5G, 256GB with Galaxy AI

From £859

4.8 out of 5 stars

7.4k reviews

undefined Kick T Bar Velcro Patent School Shoe - Black

Kick T Bar Velcro Patent School Shoe - Black

From £50

4.3 out of 5 stars

6 reviews

undefined 15fd0070na Laptop - 15.6 in - Intel N100 - 8GB RAM - 128GB - Black

15fd0070na Laptop - 15.6 in - Intel N100 - 8GB RAM - 128GB - Black

Current sale price is From £279

(Save up to £74)

Regular price was From £329

4.5 out of 5 stars

40 reviews

undefined iPad (A16, 2025), 11-inch, Wi-Fi

Trade in and get up to £580*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink coloursAvailable in silver, blue, yellow, pink colours

iPad (A16, 2025), 11-inch, Wi-Fi

Current sale price is From £309

(Save up to £20)

Regular price was From £329

4.9 out of 5 stars

60 reviews

undefined iPad Air (M3, 2025), Wi-Fi, 128Gb

Trade in and get up to £580*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in space grey, purple, blue, starlight coloursAvailable in space grey, purple, blue, starlight coloursAvailable in space grey, purple, blue, starlight coloursAvailable in space grey, purple, blue, starlight coloursAvailable in space grey, purple, blue, starlight colours

iPad Air (M3, 2025), Wi-Fi, 128Gb

Current sale price is From £529

(Save up to £70)

Regular price was From £599

5 out of 5 stars

6 reviews

undefined Switch 2 + Mario Kart World + Donkey Kong Bananza

Nintendo Switch 2

Switch 2 + Mario Kart World + Donkey Kong Bananza

Current sale price is £489

Regular price was £496

4.6 out of 5 stars

10 reviews

undefined iPhone 13, 128Gb - Midnight

Trade in & get up to £560*

iPhone 13, 128Gb - Midnight

Current sale price is £425

(Save £74)

Regular price was £499

4.7 out of 5 stars

125 reviews

undefined Galaxy S25 Ultra 5G, 256GB with Galaxy AI

Claim a Galaxy Chromebook worth £399

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver coloursAvailable in titanium black, titanium silverblue, titanium grey, titanium whitesilver colours

Galaxy S25 Ultra 5G, 256GB with Galaxy AI

From £1249

4.9 out of 5 stars

22.6k reviews

undefined TCG: SV6.5 Shrouded Fable Illustration Rare Collection

TCG: SV6.5 Shrouded Fable Illustration Rare Collection

£21.99

4.5 out of 5 stars

2 reviews

undefined MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Trade In & get up to £850*

+-3 colours+1 colours+0 colours+-2 colours+-1 colours

Available in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver coloursAvailable in sky blue, midnight, starlight, silver colours

MacBook Air (M4, 2025) 13 inch with 10-core CPU and 8-core GPU, 16GB Unified Memory, 256GB SSD

Current sale price is From £849

(Save up to £190)

Regular price was From £999

4.7 out of 5 stars

9 reviews

undefined Girls Tie Waist Denim Dress - Multi

Girls Tie Waist Denim Dress - Multi

From £20

undefined TCG: Holiday Calendar 2025

TCG: Holiday Calendar 2025

£44.99

5 out of 5 stars

1 review

undefined Switch 2 & Mario Kart World

Nintendo Switch 2

Switch 2 & Mario Kart World

£429.99

4.7 out of 5 stars

20 reviews

undefined Digital Edition

Digital Edition

From £429

4.6 out of 5 stars

311 reviews

undefined Confident Curve Legging - Black

Confident Curve Legging - Black

Current sale price is £10

(Save £8)

Regular price was £18

4.3 out of 5 stars

1.1k reviews

undefined AirPods 4

More time to pay with Very Pay

AirPods 4

£129

4.5 out of 5 stars

89 reviews

undefined Boys 2 Pack Pull On School Trousers - Black

Boys 2 Pack Pull On School Trousers - Black

From £12

4.4 out of 5 stars

77 reviews

undefined AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

More time to pay with Very Pay

AirPods Pro (2nd Gen, 2023) with MagSafe Case (USB-C)

£229

4.5 out of 5 stars

293 reviews

undefined Women's VL Court Bold Trainers - Black/White

adidas Sportswear

Women's VL Court Bold Trainers - Black/White

Current sale price is £40.50

(Save £29.50)

Regular price was £70

4.8 out of 5 stars

144 reviews

undefined Boys 2 Pack Pull On School Trousers - Grey

Boys 2 Pack Pull On School Trousers - Grey

From £12

4.3 out of 5 stars

101 reviews

undefined Girls Leopard Hooded Raincoat - Black

Girls Leopard Hooded Raincoat - Black

From £24

undefined Kids Unisex Tensaur Sport 2.0 Trainers - Black

adidas Sportswear

Kids Unisex Tensaur Sport 2.0 Trainers - Black

£28

4.8 out of 5 stars

3.7k reviews

undefined AirPods 4 with Active Noise Cancellation

More time to pay with Very Pay

AirPods 4 with Active Noise Cancellation

£179

4.6 out of 5 stars

72 reviews

undefined Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

Luxury Ultimate Deep Sleep 1000 Extra Deep Mattress Topper

From £52

4.4 out of 5 stars

733 reviews

undefined So Soft No Iron Fitted Sheet

+-2 colours+2 colours+1 colours+-1 colours+0 colours

Available in navy, green, hot pink, teal, duck egg coloursAvailable in navy, green, hot pink, teal, duck egg coloursAvailable in navy, green, hot pink, teal, duck egg coloursAvailable in navy, green, hot pink, teal, duck egg coloursAvailable in navy, green, hot pink, teal, duck egg colours

Catherine Lansfield

So Soft No Iron Fitted Sheet

From £8

5 out of 5 stars

14 reviews

undefined Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

Trade in & get up to £340*

Watch Series 10 (GPS), Jet Black Aluminium Case with Black Sport Band

From £399

4.6 out of 5 stars

40 reviews

undefined iPhone 16 Pro - Black Titanium

Trade in & get up to £560*

iPhone 16 Pro - Black Titanium

Current sale price is From £899

(Save up to £100)

Regular price was From £999

4.6 out of 5 stars

13 reviews

undefined Girls Fleece Lined Raincoat - Multi

Girls Fleece Lined Raincoat - Multi

From £28

5 out of 5 stars

1 review

undefined Baby Girl 3 Pack Mummy And Daddy Sleepsuits - Multi

Baby Girl 3 Pack Mummy And Daddy Sleepsuits - Multi

Current sale price is From £9.50

(Save up to £9.50)

Regular price was From £18

5 out of 5 stars

3 reviews

undefined Disc Console

Disc Console

From £479

4.6 out of 5 stars

152 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.