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Michael Kors Lexington Silver Three-Hand Watch and Bracelets Gift Set

Lexington Silver Three-Hand Watch and Bracelets Gift Set

Current sale price is £209

Regular price was £279

(Save £70)

5 out of 5 stars

1 review

Michael Kors Lexington Three-Hand Gold-Tone Stainless Steel Watch

Lexington Three-Hand Gold-Tone Stainless Steel Watch

Current sale price is £164

Regular price was £219

(Save £55)

5 out of 5 stars

4 reviews

Michael Kors Stretch Tennis Bracelet - Gold

Stretch Tennis Bracelet - Gold

Current sale price is £47

Regular price was £59

(Save £12)

MrBeast Labs Mrbeast Lab Mutators Mutation Chamber Fire Panther

Mrbeast Lab Mutators Mutation Chamber Fire Panther

Current sale price is £17.99

Regular price was £23.99

(Save £6)

4.6 out of 5 stars

51 reviews

Michael Kors Empire Three-Hand Gold-Tone Watch

Empire Three-Hand Gold-Tone Watch

Current sale price is £99.50

Regular price was £199

(Save £99.50)

Michael Kors Bryant Gold Stone Set Watch

Bryant Gold Stone Set Watch

Current sale price is £167

Regular price was £239

(Save £72)

4.3 out of 5 stars

41 reviews

Michael Kors Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Womens Mini Bryant Chronograph, Two-Tone Stainless Steel Watch

Current sale price is £202

Regular price was £269

(Save £67)

4.8 out of 5 stars

5 reviews

Spirograph Design Set

Design Set

Current sale price is £10

Regular price was £10.99

4.7 out of 5 stars

3 reviews

Michael Kors Pyper Two-Hand Gold-Tone Watch

Pyper Two-Hand Gold-Tone Watch

Current sale price is £175.45

Regular price was £319

(Save £143.55)

Michael Kors Pyper Two-Hand Rose Gold-Tone Watch

Pyper Two-Hand Rose Gold-Tone Watch

Current sale price is £175.45

Regular price was £319

(Save £143.55)

Rhodium-Plated Sterling Silver Pavé Logo Stud Earrings

Current sale price is £53.40

Regular price was £89

(Save £35.60)

5 out of 5 stars

1 review

MrBeast Labs Mrbeast Lab Mutators Mutation Chamber Atomic Earth Panther

Mrbeast Lab Mutators Mutation Chamber Atomic Earth Panther

Current sale price is £17.99

Regular price was £23.99

(Save £6)

4.5 out of 5 stars

74 reviews

Michael Kors Lexington Three-Hand Two-Tone Watch

Lexington Three-Hand Two-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

Michael Kors Womens Lexington Three-Hand Stainless Steel Watch, MK7580

Womens Lexington Three-Hand Stainless Steel Watch, MK7580

Current sale price is £149

Regular price was £199

(Save £50)

Michael Kors Lexington Three-Hand Gold-Tone Watch

Lexington Three-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

4 out of 5 stars

1 review

Michael Kors Women's Essex Three-Hand Stainless Steel Watch, MK4906

Women's Essex Three-Hand Stainless Steel Watch, MK4906

Current sale price is £134

Regular price was £179

(Save £45)

4 out of 5 stars

1 review

Pave Logo Bangle Bracelet - Silver

Current sale price is £86

Regular price was £115

(Save £29)

Michael Kors Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Callum Three-Hand Date Gunmetal Stainless Steel Watch (MK9290)

Current sale price is £109.50

Regular price was £219

(Save £109.50)

Michael Kors Womens Pyper Three-Hand Stainless Steel Watch, MK4919

Womens Pyper Three-Hand Stainless Steel Watch, MK4919

Current sale price is £134

Regular price was £179

(Save £45)

Michael Kors Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Women's Harlowe Three-Hand Gold-Tone Stainless Steel Watch, MK7651

Current sale price is £119.50

Regular price was £239

(Save £119.50)

Michael Kors Georgie Two-Hand Gold-Tone Watch

Georgie Two-Hand Gold-Tone Watch

Current sale price is £292

Regular price was £389

(Save £97)

Michael Kors Maude Three-Hand Black Leather Watch

Maude Three-Hand Black Leather Watch

Current sale price is £112

Regular price was £149

(Save £37)

Michael Kors Georgie Two-Hand Gold-Tone Watch and Bracelet Set

Georgie Two-Hand Gold-Tone Watch and Bracelet Set

Current sale price is £239

Regular price was £319

(Save £80)

Michael Kors Womens Bryant Three-Hand Gold-Tone Stainless Steel Watch, MK7581

Womens Bryant Three-Hand Gold-Tone Stainless Steel Watch, MK7581

Current sale price is £202

Regular price was £269

(Save £67)

Michael Kors Harlowe Three-Hand Watch

Harlowe Three-Hand Watch

Current sale price is £134.50

Regular price was £269

(Save £134.50)

Michael Kors Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Lexington Multifunction Beige Gold-Tone Stainless Steel Watch

Current sale price is £179

Regular price was £239

(Save £60)

Michael Kors Rylee Two-Hand Stainless Steel Watch Ring

Rylee Two-Hand Stainless Steel Watch Ring

Current sale price is £179

Regular price was £239

(Save £60)

2 out of 5 stars

1 review

Michael Kors Women's Lexington Three-Hand, Gold-Tone Stainless Steel Watch, MK4862

Women's Lexington Three-Hand, Gold-Tone Stainless Steel Watch, MK4862

Current sale price is £164

Regular price was £219

(Save £55)

5 out of 5 stars

1 review

MrBeast Labs Mrbeast Lab Mutators Mutation Chamber Lightning Panther

Mrbeast Lab Mutators Mutation Chamber Lightning Panther

Current sale price is £23.99

Regular price was £30

(Save £6.01)

4.6 out of 5 stars

49 reviews

Michael Kors Lexington Three-Hand Gold-Tone Watch

Lexington Three-Hand Gold-Tone Watch

Current sale price is £164

Regular price was £219

(Save £55)

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.