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Refurbished Samsung Galaxy S21 - 128GB, Black (Pristine Condition)

Samsung Galaxy S21 - 128GB, Black (Pristine Condition)

Current sale price is £239

(Save £80)

Regular price was £319

Refurbished Samsung S23 - 128GB, Black (Pristine Condition)

Samsung S23 - 128GB, Black (Pristine Condition)

Current sale price is £389

(Save £60)

Regular price was £449

Nextbase 422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

422 Dash Cam Exclusive Bundle with Rear Camera, 32GB Memory Card and Carry Case

Current sale price is £198

(Save £76.99)

Regular price was £274.99

4.4 out of 5 stars

138 reviews

Refurbished Samsung Galaxy S22 - 128GB, Phantom Black (Pristine Condition)

Samsung Galaxy S22 - 128GB, Phantom Black (Pristine Condition)

Current sale price is £309

(Save £60)

Regular price was £369

5 out of 5 stars

1 review

Refurbished Apple iPhone 14 Pro Max - 128GB, Space Black (Pristine Condition)

Apple iPhone 14 Pro Max - 128GB, Space Black (Pristine Condition)

£719

Revamp Steamcare Ceramic Hair Straightener

Steamcare Ceramic Hair Straightener

Current sale price is £49.99

(Save £70)

Regular price was £119.99

4.6 out of 5 stars

153 reviews

Refurbished Samsung Galaxy S20 - 128GB, Cosmic Grey (Pristine Condition)

Samsung Galaxy S20 - 128GB, Cosmic Grey (Pristine Condition)

Current sale price is £219

(Save £60)

Regular price was £279

3.3 out of 5 stars

3 reviews

Revamp Hydro Shield X Shine Ceramic Hair Straightener

Hydro Shield X Shine Ceramic Hair Straightener

Current sale price is £59.99

(Save £60)

Regular price was £119.99

4.6 out of 5 stars

103 reviews

Refurbished Apple iPhone 11 Pro Max - 64GB, Silver (Pristine Condition)

Apple iPhone 11 Pro Max - 64GB, Silver (Pristine Condition)

Current sale price is £309

(Save £60)

Regular price was £369

5 out of 5 stars

1 review

Revamp Progloss Perfect Blow Dry Volume & Shine Air Styler DR-2000

Progloss Perfect Blow Dry Volume & Shine Air Styler DR-2000

Current sale price is £39.99

(Save £20)

Regular price was £59.99

4.6 out of 5 stars

200 reviews

Nextbase 522GW Dash Cam

522GW Dash Cam

£149.99

4.2 out of 5 stars

92 reviews

Revamp 2-in-1 Beach & Volume Professional Ceramic Waver

2-in-1 Beach & Volume Professional Ceramic Waver

Current sale price is £44.99

(Save £45)

Regular price was £89.99

4.5 out of 5 stars

35 reviews

Refurbished Apple iPhone 14 - 128GB, Purple (Pristine Condition)

Apple iPhone 14 - 128GB, Purple (Pristine Condition)

Current sale price is £405

(Save £94)

Regular price was £499

Nextbase 322GW Dash Cam

322GW Dash Cam

£99.99

4.4 out of 5 stars

119 reviews

Nextbase 622GW

622GW

Current sale price is £219.99

(Save £50)

Regular price was £269.99

4.2 out of 5 stars

42 reviews

Revamp Liberate Cordless Compact Ceramic Hair Straightener

Liberate Cordless Compact Ceramic Hair Straightener

Current sale price is £59.99

(Save £40)

Regular price was £99.99

4.3 out of 5 stars

153 reviews

Revamp Straight & Go Ionic Cordless Hot Brush

Straight & Go Ionic Cordless Hot Brush

£89.99

4.4 out of 5 stars

26 reviews

Revamp Soft Curl Auto Revolve Ceramic Rotating Curling Tong

Soft Curl Auto Revolve Ceramic Rotating Curling Tong

Current sale price is £66.99

(Save £13)

Regular price was £79.99

3.8 out of 5 stars

36 reviews

Refurbished Apple iPhone 12 Pro Max - 128GB, Pacific Blue (Pristine Condition)

Apple iPhone 12 Pro Max - 128GB, Pacific Blue (Pristine Condition)

£469

Silvercloud Counting Sheep Bouncer

Counting Sheep Bouncer

£60

3.8 out of 5 stars

80 reviews

Revamp Progloss Hydro Shield X Shine Hair Dryer

Progloss Hydro Shield X Shine Hair Dryer

Current sale price is £64.99

(Save £35)

Regular price was £99.99

4.7 out of 5 stars

91 reviews

Nextbase 422GW Dash Cam

422GW Dash Cam

Current sale price is £129.99

(Save £20)

Regular price was £149.99

4.4 out of 5 stars

106 reviews

Agfa Photo Realimove AC9500 Waterproof Action Camera - Black

Photo Realimove AC9500 Waterproof Action Camera - Black

Current sale price is £119.99

(Save £10)

Regular price was £129.99

3 out of 5 stars

1 review

Revamp Progloss Boho Beach Waver Xl Professional

Progloss Boho Beach Waver Xl Professional

Current sale price is £34.99

(Save £35)

Regular price was £69.99

4.5 out of 5 stars

23 reviews

Revamp Hollywood Wave, Curl & Advanced Shine Automatic Rotating Curler

Hollywood Wave, Curl & Advanced Shine Automatic Rotating Curler

£119.99

4.3 out of 5 stars

121 reviews

Revamp Multi Style Revolve 3 in 1 Rotating Hair Styler

Multi Style Revolve 3 in 1 Rotating Hair Styler

£99.99

4.3 out of 5 stars

19 reviews

Revamp Big Curling Wand

Big Curling Wand

Current sale price is £26.99

(Save £8)

Regular price was £34.99

4.6 out of 5 stars

24 reviews

Revamp Progloss New Love Burgundy Platinum Beach Waver Gift Set

Progloss New Love Burgundy Platinum Beach Waver Gift Set

Current sale price is £34.99

(Save £35)

Regular price was £69.99

4.4 out of 5 stars

27 reviews

Revamp Enigma REVELATION Hair Dryer

Enigma REVELATION Hair Dryer

£149.99

4.8 out of 5 stars

74 reviews

Nextbase Piqo 2K 1440p Dash Cam

Piqo 2K 1440p Dash Cam

£119.99

2.9 out of 5 stars

7 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.