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Abercrombie & Fitch35

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adidas Originals467

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B By Ted Baker46

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Calvin Klein210

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EA7 Emporio Armani51

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Kate Spade New York48

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Teenage Mutant Ninja Turtles3

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Xbox Series X60

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Zavetti Canada42

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Daewoo 2000W 9-Fin Oil-Filled Radiator with Thermostat

2000W 9-Fin Oil-Filled Radiator with Thermostat

Current sale price is £39

(Save £4.99)

Regular price was £43.99

4.2 out of 5 stars

22 reviews

Daewoo 2000W Freestanding Convector Heater

2000W Freestanding Convector Heater

Current sale price is £22

(Save £2)

Regular price was £24

4.4 out of 5 stars

20 reviews

Daewoo 1.6L 1000W Soup Maker

1.6L 1000W Soup Maker

Current sale price is £44

(Save £5)

Regular price was £49

4.3 out of 5 stars

48 reviews

Daewoo 2000W Convector Heater with turbo & timer

2000W Convector Heater with turbo & timer

Current sale price is £36

(Save £3)

Regular price was £39

4.1 out of 5 stars

13 reviews

Daewoo 20L Dehumidifier

20L Dehumidifier

Current sale price is £139

(Save £60)

Regular price was £199

4.5 out of 5 stars

15 reviews

Alphason San Diego Work Centre

San Diego Work Centre

Current sale price is £159

(Save £40)

Regular price was £199

4.4 out of 5 stars

9 reviews

Daewoo Cyclone Essential 2.0 Corded 3 In 1 Handheld Vacuum Cleaner 7m Cord

Cyclone Essential 2.0 Corded 3 In 1 Handheld Vacuum Cleaner 7m Cord

Current sale price is £34

(Save £5)

Regular price was £39

3.4 out of 5 stars

48 reviews

Daewoo 30-Litre Dehumidifier

30-Litre Dehumidifier

Current sale price is £179

(Save £70)

Regular price was £249

5 out of 5 stars

1 review

Daewoo 6.5L Slow Cooker Stainless Steel

6.5L Slow Cooker Stainless Steel

Current sale price is £29

(Save £5)

Regular price was £34

3.9 out of 5 stars

24 reviews

Daewoo 26 Litre Air Fryer Microwave

26 Litre Air Fryer Microwave

Current sale price is £200

(Save £29)

Regular price was £229

5 out of 5 stars

8 reviews

Daewoo Hurricane Stair Master Carpet and Upholstery Cleaner

Hurricane Stair Master Carpet and Upholstery Cleaner

Current sale price is £49

(Save £9)

Regular price was £58

3.5 out of 5 stars

4 reviews

Daewoo 20-Bar Digital Compact Espresso Coffee Maker

20-Bar Digital Compact Espresso Coffee Maker

Current sale price is £119

(Save £10)

Regular price was £129

3.8 out of 5 stars

8 reviews

Daewoo 16L Dehumidifier with Air Purifier

16L Dehumidifier with Air Purifier

Current sale price is £139

(Save £30)

Regular price was £169

Alphason Louisiana Record Stand

Louisiana Record Stand

Current sale price is £149

(Save £30)

Regular price was £179

4 out of 5 stars

2 reviews

Daewoo 23L 1300W Mini Electric Oven & Grill

23L 1300W Mini Electric Oven & Grill

Current sale price is £60

(Save £9)

Regular price was £69

3.9 out of 5 stars

36 reviews

Daewoo 30L 900w Digital Microwave with Grill & Convection KOC9C5T

30L 900w Digital Microwave with Grill & Convection KOC9C5T

Current sale price is £179

(Save £20)

Regular price was £199

4.7 out of 5 stars

14 reviews

Alphason Houston High Back Leather Office Chair

Houston High Back Leather Office Chair

Current sale price is £169

(Save £30)

Regular price was £199

5 out of 5 stars

1 review

Daewoo Argyle Kettle- White

Argyle Kettle- White

Current sale price is £29

(Save £5)

Regular price was £34

4 out of 5 stars

18 reviews

Daewoo Cascade 1.7L 3KW Kettle - Sage

Cascade 1.7L 3KW Kettle - Sage

Current sale price is £27

(Save £7)

Regular price was £34

Daewoo 23L BLACK 800W Microwave KOR8A07

23L BLACK 800W Microwave KOR8A07

Current sale price is £99

(Save £20)

Regular price was £119

4.5 out of 5 stars

24 reviews

Buff Unisex Running Dryflx Reflective Neckwarmer - Black

Unisex Running Dryflx Reflective Neckwarmer - Black

Current sale price is £19.50

(Save £2.50)

Regular price was £22

Alphason Perth Office Chair

Perth Office Chair

Current sale price is £89

(Save £10)

Regular price was £99

3.7 out of 5 stars

53 reviews

Buff Unisex Merino Fleece Solid Neck Warmer - Light Purple

Unisex Merino Fleece Solid Neck Warmer - Light Purple

Current sale price is £21.04

(Save £9.96)

Regular price was £31

Sigma 16mm f/1.4 DC DN C Lens - Sony E Mount

16mm f/1.4 DC DN C Lens - Sony E Mount

Current sale price is £350

(Save £59)

Regular price was £409

Daewoo New 800W 20L Capacity Microwave - Silver

New 800W 20L Capacity Microwave - Silver

Current sale price is £79

(Save £10)

Regular price was £89

Daewoo Cascade 4 Slice Toaster - Sage

Cascade 4 Slice Toaster - Sage

Current sale price is £39

(Save £10)

Regular price was £49

Daewoo Active + Smartwatch With Voice Call And Heart Rate Function

Active + Smartwatch With Voice Call And Heart Rate Function

Current sale price is £25.99

(Save £19)

Regular price was £44.99

2.3 out of 5 stars

9 reviews

Daewoo Cnx+ Smartwatch With Voice Call Function And Amoled Display

Cnx+ Smartwatch With Voice Call Function And Amoled Display

Current sale price is £46.99

(Save £13)

Regular price was £59.99

3.6 out of 5 stars

5 reviews

Alphason Perth Office Chair- Grey

Perth Office Chair- Grey

Current sale price is £89

(Save £10)

Regular price was £99

3.8 out of 5 stars

33 reviews

Daewoo Cascade 4 Slice Toaster - Ruby

Cascade 4 Slice Toaster - Ruby

Current sale price is £39

(Save £10)

Regular price was £49

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.