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Injusa Porsche Taycan Turbo S Ride On - 12V Black

Porsche Taycan Turbo S Ride On - 12V Black

Current sale price is £279.99

(Save £70)

Regular price was £349.99

2 out of 5 stars

1 review

Osprey Transporter Travel Pack 36 Raven Black OS

Black Friday Deal

Transporter Travel Pack 36 Raven Black OS

Current sale price is £126

(Save £49)

Regular price was £175

4 out of 5 stars

1 review

Freya Arizona Wave Bikini Briefs - Coastline

Arizona Wave Bikini Briefs - Coastline

£26

Freya Arizona Wave Underwire Halter Bikini Top - Coastline

Arizona Wave Underwire Halter Bikini Top - Coastline

£38

Injusa Mercedes Quad The Beast 12V

Mercedes Quad The Beast 12V

Current sale price is £159.99

(Save £40)

Regular price was £199.99

2.4 out of 5 stars

7 reviews

Osprey Transporter Wheeled 90L Duffel

Transporter Wheeled 90L Duffel

£260

Osprey Poco SLT Child Carrier

Black Friday Deal

Poco SLT Child Carrier

Current sale price is £180

(Save £70)

Regular price was £250

3 out of 5 stars

2 reviews

Freya Cherish Me Underwire Moulded Plunge T-Shirt Bra - Red Leopard

Black Friday Deal

Cherish Me Underwire Moulded Plunge T-Shirt Bra - Red Leopard

Current sale price is £29.25

(Save £9.75)

Regular price was £39

Osprey Farpoint Trek Pack 55 Black O/S

Black Friday Deal

Farpoint Trek Pack 55 Black O/S

Current sale price is £183.50

(Save £46.49)

Regular price was £229.99

3.8 out of 5 stars

4 reviews

Osprey Hikelite 26 Chameleon/Black O/S

Hikelite 26 Chameleon/Black O/S

£99.99

4.8 out of 5 stars

26 reviews

Osprey Rook 50L Backpack - Blue

Black Friday Deal

Rook 50L Backpack - Blue

Current sale price is £136

(Save £34)

Regular price was £170

4.6 out of 5 stars

9 reviews

Osprey Poco SLT Child Carrier Deep Peyto O/S

Black Friday Deal

Poco SLT Child Carrier Deep Peyto O/S

Current sale price is £191.50

(Save £48.49)

Regular price was £239.99

3 out of 5 stars

2 reviews

Osprey Poco LT Child Carrier Deep Peyto O/S

Black Friday Deal

Poco LT Child Carrier Deep Peyto O/S

Current sale price is £239.50

(Save £60.49)

Regular price was £299.99

5 out of 5 stars

3 reviews

Freya Cherish Me Underwire Plunge Bra - Red Leopard

Cherish Me Underwire Plunge Bra - Red Leopard

£36

Osprey Transporter Wheeled Duffel 60 Blue Flame OS

Black Friday Deal

Transporter Wheeled Duffel 60 Blue Flame OS

Current sale price is £191.50

(Save £48.49)

Regular price was £239.99

4.3 out of 5 stars

6 reviews

Osprey Transporter 40L Duffle

Black Friday Deal

Transporter 40L Duffle

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

2 reviews

Osprey Poco LT Child Carrier Black O/S

Black Friday Deal

Poco LT Child Carrier Black O/S

Current sale price is £239

(Save £60)

Regular price was £299

5 out of 5 stars

3 reviews

Ann Summers Feline Fantasy Padded Plunge Bra

Black Friday Deal

Feline Fantasy Padded Plunge Bra

Current sale price is £13

(Save £9)

Regular price was £22

Osprey Renn 50L Backpack - Green

Black Friday Deal

Renn 50L Backpack - Green

Current sale price is £136

(Save £34)

Regular price was £170

5 out of 5 stars

3 reviews

Osprey Transporter Duffel 40 Raven Black OS

Black Friday Deal

Transporter Duffel 40 Raven Black OS

Current sale price is £100

(Save £25)

Regular price was £125

5 out of 5 stars

3 reviews

Osprey Quasar Backpack - Blue

Black Friday Deal

Quasar Backpack - Blue

Current sale price is £80

(Save £20)

Regular price was £100

4.6 out of 5 stars

17 reviews

Osprey Fairview 40 Zircon Red O/S

Black Friday Deal

Fairview 40 Zircon Red O/S

Current sale price is £127.50

(Save £32.49)

Regular price was £159.99

4.6 out of 5 stars

26 reviews

Osprey Fairview Trek Pack 50 Night Jungle Blue O/S

Black Friday Deal

Fairview Trek Pack 50 Night Jungle Blue O/S

Current sale price is £175.50

(Save £44.49)

Regular price was £219.99

4.6 out of 5 stars

5 reviews

Osprey Sportlite 30 Alkaline/Hotspot Pink S/M

Black Friday Deal

Sportlite 30 Alkaline/Hotspot Pink S/M

Current sale price is £79.50

(Save £20.49)

Regular price was £99.99

4 out of 5 stars

1 review

Osprey Poco Soft Child Carrier LT Tan Concrete O/S

Black Friday Deal

Poco Soft Child Carrier LT Tan Concrete O/S

Current sale price is £95.50

(Save £24.49)

Regular price was £119.99

4 out of 5 stars

4 reviews

Osprey Axis Black O/S

Axis Black O/S

£80

4.8 out of 5 stars

19 reviews

Osprey Hikelite 18 Escapade Green O/S backpack

Black Friday Deal

Hikelite 18 Escapade Green O/S backpack

Current sale price is £80

(Save £20)

Regular price was £100

Osprey Transporter Duffel 40 Blue Flame OS

Black Friday Deal

Transporter Duffel 40 Blue Flame OS

Current sale price is £119.50

(Save £30.49)

Regular price was £149.99

5 out of 5 stars

3 reviews

Osprey Hikelite 26 Black O/S

Hikelite 26 Black O/S

£99.99

4.8 out of 5 stars

28 reviews

Freya Entwined Underwire Plunge Bra - Tattoo - Multi

Entwined Underwire Plunge Bra - Tattoo - Multi

£34

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.