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undefined 55A6NTUK, 55-inch, 4K HDR, Smart TV

55A6NTUK, 55-inch, 4K HDR, Smart TV

Current sale price is £279

(Save £300)

Regular price was £579

4.5 out of 5 stars

56 reviews

undefined SpotWash Duo Spot Cleaner

SpotWash Duo Spot Cleaner

Current sale price is £89

(Save £50)

Regular price was £139

4.7 out of 5 stars

687 reviews

undefined HDE3211BBUK Electric Cooker with Ceramic Hob - Black

HDE3211BBUK Electric Cooker with Ceramic Hob - Black

Current sale price is £379

(Save £120)

Regular price was £499

3.8 out of 5 stars

77 reviews

undefined 43A6NTUK, 43-inch, 4K HDR, Smart TV

43A6NTUK, 43-inch, 4K HDR, Smart TV

Current sale price is £189

(Save £240)

Regular price was £429

4.5 out of 5 stars

43 reviews

undefined PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

PureFlat Slim RQ5P470SMIE Total No Frost American Fridge Freezer with My Fresh Choice zone - Stainless Steel

Current sale price is £649

(Save £230)

Regular price was £879

4.6 out of 5 stars

9 reviews

undefined 50A6NTUK, 50-inch, 4K HDR, Smart TV

50A6NTUK, 50-inch, 4K HDR, Smart TV

Current sale price is £249

(Save £250)

Regular price was £499

4.7 out of 5 stars

61 reviews

undefined HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

HDE3211BWUK Double Oven Electric Cooker with Ceramic Hob - White

Current sale price is £379

(Save £120)

Regular price was £499

3.3 out of 5 stars

65 reviews

undefined RB327N4WBE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

RB327N4WBE 55cm Wide, Total No Frost, Freestanding Fridge Freezer - Black

Current sale price is £369

(Save £100)

Regular price was £469

4.4 out of 5 stars

82 reviews

undefined PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

PureFlat Slim RQ5P470SMFE Total No Frost American Fridge Freezer with My Fresh Choice zone - Black Stainless Steel

Current sale price is £599

(Save £280)

Regular price was £879

4.2 out of 5 stars

9 reviews

undefined SpinScrub Power Plus Carpet Cleaner

SpinScrub Power Plus Carpet Cleaner

Current sale price is £149

(Save £100)

Regular price was £249

4.7 out of 5 stars

162 reviews

undefined 1 Series WFQP9014EVM 9 kg, 1400 rpm Spin Washing Machine - White

1 Series WFQP9014EVM 9 kg, 1400 rpm Spin Washing Machine - White

Current sale price is £269

(Save £60)

Regular price was £329

4.5 out of 5 stars

157 reviews

undefined HS622E90XUK Full-Size 30 Minute Quick Wash, 13 Place, Dishwasher – Stainless Steel

HS622E90XUK Full-Size 30 Minute Quick Wash, 13 Place, Dishwasher – Stainless Steel

Current sale price is £269

(Save £130)

Regular price was £399

3.9 out of 5 stars

45 reviews

undefined Platinum SmartWash Carpet Cleaner

Platinum SmartWash Carpet Cleaner

Current sale price is £199

(Save £100)

Regular price was £299

4.8 out of 5 stars

6.1k reviews

undefined Rapid Power Revive Carpet Cleaner

Rapid Power Revive Carpet Cleaner

Current sale price is £124

(Save £75)

Regular price was £199

4.5 out of 5 stars

542 reviews

undefined Pace cordless vacuum

Pace cordless vacuum

Current sale price is £129

(Save £50)

Regular price was £179

4.4 out of 5 stars

104 reviews

undefined DC-TZ99 Camera 20.3MP 30x Zoom 3.0in LCD 4K FHD LEICA DC - Silver

DC-TZ99 Camera 20.3MP 30x Zoom 3.0in LCD 4K FHD LEICA DC - Silver

Current sale price is £464.04

Regular price was £469

4.8 out of 5 stars

30 reviews

undefined Ted Baker May 2pk Short Set - Green

Ted Baker May 2pk Short Set - Green

£46

undefined 58A6NTUK, 58-inch, Entry 4K, Smart TV

58A6NTUK, 58-inch, Entry 4K, Smart TV

Current sale price is £334

(Save £315)

Regular price was £649

4.6 out of 5 stars

16 reviews

undefined Compact Power Carpet Cleaner

Compact Power Carpet Cleaner

Current sale price is £89

(Save £10)

Regular price was £99

4.5 out of 5 stars

288 reviews

undefined SpotWash Home Duo Spot Cleaner

SpotWash Home Duo Spot Cleaner

Current sale price is £109

(Save £60)

Regular price was £169

4.5 out of 5 stars

414 reviews

undefined 40A4NTUK, 40 inch, Full HD, Smart TV

40A4NTUK, 40 inch, Full HD, Smart TV

Current sale price is £159

(Save £20)

Regular price was £179

4.4 out of 5 stars

54 reviews

undefined RS741N4WCE 90cm Wide, Side by Side, American-Style Fridge Freezer with non-plumbed Water Dispenser - Stainless Steel

RS741N4WCE 90cm Wide, Side by Side, American-Style Fridge Freezer with non-plumbed Water Dispenser - Stainless Steel

Current sale price is £599

(Save £250)

Regular price was £849

4.8 out of 5 stars

489 reviews

undefined Mach Air Upright Vacuum Cleaner

Mach Air Upright Vacuum Cleaner

Current sale price is £69

(Save £20)

Regular price was £89

4.2 out of 5 stars

577 reviews

undefined Platinum SmartWash Pet-Design Carpet Cleaner

Platinum SmartWash Pet-Design Carpet Cleaner

Current sale price is £219

(Save £130)

Regular price was £349

4.8 out of 5 stars

1.1k reviews

undefined Air Lift Pet Max Upright Vacuum Cleaner

Air Lift Pet Max Upright Vacuum Cleaner

Current sale price is £119

(Save £10)

Regular price was £129

4.4 out of 5 stars

435 reviews

undefined 3 Series WDQA1014EVJM 10kg Washer Dryer - White

3 Series WDQA1014EVJM 10kg Washer Dryer - White

Current sale price is £399

(Save £80)

Regular price was £479

3.8 out of 5 stars

55 reviews

undefined 3S Series WF3S1243BB3 WiFi-enabled 12kg Wash, 1400 Spin Washing Machine - Black

3S Series WF3S1243BB3 WiFi-enabled 12kg Wash, 1400 Spin Washing Machine - Black

Current sale price is £399

(Save £120)

Regular price was £519

4.3 out of 5 stars

8 reviews

undefined 3S Series WD3S8043BB3 WiFi-enabled 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer - Black

3S Series WD3S8043BB3 WiFi-enabled 8kg Wash, 5kg Dry, 1400 Spin Washer Dryer - Black

Current sale price is £369

(Save £100)

Regular price was £469

4.2 out of 5 stars

6 reviews

undefined Hi6 Max HDCEC5C10B 69/43L Ceramic Freestanding 50cm Electric Cooker - Black

Hi6 Max HDCEC5C10B 69/43L Ceramic Freestanding 50cm Electric Cooker - Black

Current sale price is £339

(Save £110)

Regular price was £449

3.8 out of 5 stars

4 reviews

undefined 55U7NQTUK, 55-inch, Mini LED, 4K Smart TV

55U7NQTUK, 55-inch, Mini LED, 4K Smart TV

Current sale price is £599

(Save £700)

Regular price was £1299

4.9 out of 5 stars

29 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.