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River Island Girls Velour Padded Coat - Beige

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Girls Velour Padded Coat - Beige

Current sale price is £28

Regular price was £56

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River Island Girls Side Zip Croc Chelsea Boots - Black

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Girls Side Zip Croc Chelsea Boots - Black

Current sale price is £21.50

Regular price was £30

(Save £8.50)

5 out of 5 stars

1 review

River Island Girls Shine Padded Coat - Navy

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Girls Shine Padded Coat - Navy

Current sale price is £26

Regular price was £52

(Save £26)

River Island Girls Velour Padded Faux Fur Trim Coat - Black

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Girls Velour Padded Faux Fur Trim Coat - Black

Current sale price is £39

Regular price was £52

(Save £13)

5 out of 5 stars

3 reviews

River Island Girls Faux Leather Bubble Bomber Jacket - Black

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Girls Faux Leather Bubble Bomber Jacket - Black

Current sale price is £16

Regular price was £32

(Save £16)

River Island Boys 3 Pack T-Shirts - Multi

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Boys 3 Pack T-Shirts - Multi

Current sale price is £14.50

Regular price was £29

(Save £14.50)

River Island Womens Cropped Popper Front Brushed Jacket - Grey

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Womens Cropped Popper Front Brushed Jacket - Grey

Current sale price is £21

Regular price was £38

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River Island Womens Textured Cropped Collared Harrington Jacket - Purple

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Womens Textured Cropped Collared Harrington Jacket - Purple

Current sale price is £31.50

Regular price was £42

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River Island Womens Cosy Rib Trim Mini Jumper Dress - Brown

Womens Cosy Rib Trim Mini Jumper Dress - Brown

£42

River Island Celine Relaxed Straight Jeans - Blue

Celine Relaxed Straight Jeans - Blue

Current sale price is £33

Regular price was £46

(Save £13)

4.3 out of 5 stars

3 reviews

River Island Girls Monogram Crossbody Bag - Burgundy

Girls Monogram Crossbody Bag - Burgundy

Current sale price is £18

Regular price was £24

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5 out of 5 stars

1 review

River Island Suede Ankle Boots - Brown

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Suede Ankle Boots - Brown

Current sale price is £33

Regular price was £66

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River Island Slim Fit Half Zip Jumper - Black

Slim Fit Half Zip Jumper - Black

Current sale price is £17

Regular price was £29

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River Island Crepe Edge To Edge Co-ord Blazer - Brown

Crepe Edge To Edge Co-ord Blazer - Brown

Current sale price is £39

Regular price was £49

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River Island Girls Zip Hoodie & Kickflare Leggings Set - Black

Girls Zip Hoodie & Kickflare Leggings Set - Black

£29

River Island Cinch Waist Bomber Jacket - Brown

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Cinch Waist Bomber Jacket - Brown

Current sale price is £47

Regular price was £59

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River Island Girls Padded High Shine Coat - Black

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Girls Padded High Shine Coat - Black

Current sale price is £37.25

Regular price was £52

(Save £14.75)

5 out of 5 stars

1 review

River Island Womens Cape Detail Faux Fur Trim Jacket - Pink

Womens Cape Detail Faux Fur Trim Jacket - Pink

Current sale price is £56.75

Regular price was £79

(Save £22.25)

Ghost Orb of Night EDP 10ml Mini Mix Collection Set

Orb of Night EDP 10ml Mini Mix Collection Set

£36

5 out of 5 stars

1 review

River Island Cone Heel Slouch Calf Boots

Cone Heel Slouch Calf Boots

£65

River Island Boys Rr Hoodie And Joggers Set - Black

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Boys Rr Hoodie And Joggers Set - Black

Current sale price is £20.50

Regular price was £26

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River Island Womens Petite Crepe Pleat Front Wide Leg Trousers - Brown

Womens Petite Crepe Pleat Front Wide Leg Trousers - Brown

£39

River Island Girls Ribbed Zip-Neck Flared Leggings Set - Blue

Girls Ribbed Zip-Neck Flared Leggings Set - Blue

£29

River Island Epp Crepe Edge To Edge Blazer

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Epp Crepe Edge To Edge Blazer

Current sale price is £35.25

Regular price was £49

(Save £13.75)

River Island Womens Funnel Neck Drawstring Waist Faux Leather Jacket - Brown

Womens Funnel Neck Drawstring Waist Faux Leather Jacket - Brown

£64

5 out of 5 stars

1 review

River Island Girls Ri Split Back Sweatshirt Set - Black

Girls Ri Split Back Sweatshirt Set - Black

Current sale price is £19.50

Regular price was £26

(Save £6.50)

River Island Girls Longline Padded Coat - Black

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Girls Longline Padded Coat - Black

Current sale price is £44

Regular price was £56

(Save £12)

River Island Molly Watford Sculpt Skinny Jeans - Black

Molly Watford Sculpt Skinny Jeans - Black

Current sale price is £36.75

Regular price was £49

(Save £12.25)

River Island Tie Rib Funnel Neck Cardigan

Tie Rib Funnel Neck Cardigan

£50

River Island Long Sleeve Soft Touch Top - Brown

Long Sleeve Soft Touch Top - Brown

£29

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.