All | Black & Decker | Flexi | Lights4Fun | Phi Golf | Stormforce | Swan | Customer Rating 3

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Shop Black Friday Deals with our Price Promise

Shop Black Friday Deals with our Price Promise

All, Black & Decker, Flexi, Lights4Fun, Phi Golf, Stormforce, Swan, Customer Rating 3

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Results: 1 - 30 (of 57)

SX16720B 60cm Electric Twin Oven Ceramic Hob Cooker - Black

£319

SR15690B 48cm Wide, 144cm High, 50/50 Split Compact Fridge Freezer - Black

Current sale price is £209

Recon AMD Ryzen 7, 16GB RAM, 1TB SSD, GeForce RTX 5060Ti, Gaming Desktop

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Carbon AMD Ryzen 5, 16GB RAM, 1TB SSD, Gaming Desktop

£699

SX16720W 60cm Electric Twin Oven Ceramic Hob Cooker - White

£319

SW75120B 8kg 1400 Spin Freestanding Washing Machine - Black

£259

Lunar Intel Core i5, 16GB RAM, 1TB SSD, GeForce RTX 5060, Gaming Desktop Bundle

£1299

SX16710W 50cm Electric Solid Plate Cooker - White

£199

Carbon AMD Ryzen 5, 16GB RAM, 1TB SSD, GeForce RTX 3050, Gaming Desktop Bundle

Current sale price is £929

3.2L Smart Dehumidifier & Air Purifier, 3 Modes, Quiet, 48 Hour Timer, White, BXEH60013GB

£100

Stealth 15 Plate Dish Rack, 2 Tier, Matte Black with removeable Drip Tray and Cutlery Basket

£35

Hexton 1.7L Rapid Boil Kettle & 2 Slice Toaster, Black & Chrome

Current sale price is £39

Solace 1.7L Jug Kettle Cream, Fast boil ,1.7 litres, 360-degree base

Current sale price is £29

SR156130I 55cm Wide, Total No Frost, 50/50 split, Water Dispenser, Fridge Freezer - Inox

Current sale price is £319

3 Tier Heated Airer Wheels And Cover

£199

SR156120I 55cm Wide, Total No Frost, 50/50 split Fridge Freezer - Inox

£289

3 Tier Heated Clothes Airer

£160

900ml Portable Mini Dehumidifier, Removable Water Tank, White, BXEH60001GB

£44

Lynsey Queen of Clean 22.2V Cordless Pole Vacuum Cleaner

Current sale price is £99

Recon Intel Core i5, 16GB RAM, 1TB SSD, GeForce RTX 5070, Gaming Desktop

£1799

2 Flex Indoor Golf Simulator

£299.99

Solace 2 Slice Toaster Cream

Current sale price is £29

Winged Heated Clothes Airer

£69

SR11020CNE Retro Cream Fridge Freezer 304L

£699

Retro Pump Espresso 1-5-Litre Digital Coffee Machine - Blue

£99

SR11035CNE Retro Cream Undercounter Fridge 90L