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Buff Unisex Polar Neck Warmer - Black

Unisex Polar Neck Warmer - Black

Current sale price is £9

(Save £3)

Regular price was £12

Buff Unisex Polar Neck Warmer - Black

Unisex Polar Neck Warmer - Black

Current sale price is £11.25

(Save £3.75)

Regular price was £15

Buff Boys Thermonet Hinged Balaclava - Black

Boys Thermonet Hinged Balaclava - Black

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Womens Knitted Beanie Hat - Eyla Mint

Womens Knitted Beanie Hat - Eyla Mint

Current sale price is £18.75

(Save £6.25)

Regular price was £25

Buff Womens Polar Prints Neckwarmer - Leta Grape Ice

Womens Polar Prints Neckwarmer - Leta Grape Ice

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Womens Polar Neck Warmer - Purple

Womens Polar Neck Warmer - Purple

Current sale price is £11.25

(Save £3.75)

Regular price was £15

Buff Unisex Dryflx Reflective Beanie Hat - Black

Unisex Dryflx Reflective Beanie Hat - Black

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Girls Polar Neck Warmer - Pink

Girls Polar Neck Warmer - Pink

Current sale price is £9

(Save £3)

Regular price was £12

Buff Womens Knitted Beanie Hat - Purple

Womens Knitted Beanie Hat - Purple

Current sale price is £18.75

(Save £6.25)

Regular price was £25

Buff Unisex Running Dryflx Reflective Neckwarmer - Black

Unisex Running Dryflx Reflective Neckwarmer - Black

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Unisex Original Ecostretch Neckwarmer - Print

Unisex Original Ecostretch Neckwarmer - Print

Current sale price is £13.50

(Save £4.50)

Regular price was £18

Buff Unisex Running Dryflx Reflective Neckwarmer - Yellow

Unisex Running Dryflx Reflective Neckwarmer - Yellow

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Womens Dryflx Reflective Headband - Pink

Womens Dryflx Reflective Headband - Pink

Current sale price is £13.50

(Save £4.50)

Regular price was £18

Buff Boys Knitted Beanie Hat - Blue

Boys Knitted Beanie Hat - Blue

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Girls Knitted Beanie Hat - Purple

Girls Knitted Beanie Hat - Purple

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Unisex Original Ecostretch Neckwarmer - Black

Unisex Original Ecostretch Neckwarmer - Black

Current sale price is £13.50

(Save £4.50)

Regular price was £18

Buff Womens Running Dryflx Reflective Neckwarmer - Pink

Womens Running Dryflx Reflective Neckwarmer - Pink

Current sale price is £16.50

(Save £5.50)

Regular price was £22

Buff Unisex Dryflx Reflective Headband - Black

Unisex Dryflx Reflective Headband - Black

Current sale price is £13.50

(Save £4.50)

Regular price was £18

Buff Unisex Dryflx Reflective Beanie Hat - Yellow

Unisex Dryflx Reflective Beanie Hat - Yellow

Current sale price is £16.50

(Save £5.50)

Regular price was £22

FP Movement Womens Training Tempo Flash Finish Tank - Purple

Black Friday Deal

Womens Training Tempo Flash Finish Tank - Purple

Current sale price is £19

(Save £19)

Regular price was £38

Tower Dual Salt And Pepper Mill

Lowest Ever Price

Dual Salt And Pepper Mill

Current sale price is £15

(Save £5)

Regular price was £20

Tower Precision Plus Divided Crispier Tray

Precision Plus Divided Crispier Tray

£17

Tower Multi-Function Spatula and Hot Dog Roller (Burger and Hot Dog Bundle)

Lowest Ever Price

Multi-Function Spatula and Hot Dog Roller (Burger and Hot Dog Bundle)

Current sale price is £17.99

(Save £12)

Regular price was £29.99

5 out of 5 stars

1 review

Tower Smart Start 28cm Multi Pan

Lowest Ever Price

Smart Start 28cm Multi Pan

Current sale price is £20

(Save £7)

Regular price was £27

5 out of 5 stars

1 review

Tower 2-Piece Pancake Set

2-Piece Pancake Set

£15

Igor Tobby Metal

Black Friday Deal

Tobby Metal

Current sale price is £7.50

(Save £14.50)

Regular price was £22

Tower Cotton 20cm Pot Holder + Cotton Oven Glove

Cotton 20cm Pot Holder + Cotton Oven Glove

£10

5 out of 5 stars

2 reviews

Tower Cotton Double Oven Glove - Cream

Cotton Double Oven Glove - Cream

£10

1 out of 5 stars

1 review

Tower Smart Start 28cm Wok

Smart Start 28cm Wok

£20

4.5 out of 5 stars

2 reviews

Tower Rectangular Air Fryer Trays – Set of 2

Lowest Ever Price

Rectangular Air Fryer Trays – Set of 2

Current sale price is £9

(Save £6)

Regular price was £15

4.8 out of 5 stars

13 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.