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RING Battery Video Doorbell Plus 2K - Nickel Silver with Chime

Battery Video Doorbell Plus 2K - Nickel Silver with Chime

Current sale price is £159.99

Regular price was £179.98

(Save £19.99)

5 out of 5 stars

1 review

New Look Womens Ribbed Roll Neck Long Sleeve Top - Black

Womens Ribbed Roll Neck Long Sleeve Top - Black

£10.99

5 out of 5 stars

1 review

UNDER ARMOUR Men's UA Rival Fleece Cargo Joggers - Grey

Men's UA Rival Fleece Cargo Joggers - Grey

Current sale price is £40

Regular price was £50

(Save £10)

5 out of 5 stars

1 review

UNDER ARMOUR Mens Challenger Pro Tracksuit - Black/White

Mens Challenger Pro Tracksuit - Black/White

Current sale price is £86.25

Regular price was £120

(Save £33.75)

5 out of 5 stars

2 reviews

New Look Light Blue Adalae High Waisted Wide Leg Jeans

Light Blue Adalae High Waisted Wide Leg Jeans

Current sale price is £26

Regular price was £34.99

(Save £8.99)

5 out of 5 stars

2 reviews

New Look Womens Moss Stitch Crew Neck Jumper - Green

Womens Moss Stitch Crew Neck Jumper - Green

Current sale price is £21.50

Regular price was £29.99

(Save £8.49)

5 out of 5 stars

2 reviews

New Look Womens Dee High Rise Bootcut Jeans - Blue

Womens Dee High Rise Bootcut Jeans - Blue

£24.99

5 out of 5 stars

3 reviews

UNDER ARMOUR Junior Unisex Tech Runner Trainer - Black

Junior Unisex Tech Runner Trainer - Black

Current sale price is £32.50

Regular price was £50

(Save £17.50)

5 out of 5 stars

2 reviews

New Look Womens Hooded High Collar Puffer Jacket - Black

Womens Hooded High Collar Puffer Jacket - Black

Current sale price is £31.75

Regular price was £39.99

(Save £8.24)

5 out of 5 stars

1 review

New Look Womens Borg Texture Zip Front Jacket - Brown

Womens Borg Texture Zip Front Jacket - Brown

Current sale price is £28.75

Regular price was £39.99

(Save £11.24)

5 out of 5 stars

1 review

New Look Dark Brown Adalae High Waisted Wide Leg Jeans

Dark Brown Adalae High Waisted Wide Leg Jeans

£34.99

5 out of 5 stars

2 reviews

New Look Petite Washed Black Adalae Wide Leg Jeans

Petite Washed Black Adalae Wide Leg Jeans

Current sale price is From £20

Regular price was From £34.99

(Save up to £14.99)

5 out of 5 stars

1 review

UNDER ARMOUR Men's Training Rival Knit Tracksuit Novelty - Grey

Black Friday Price Promise >

Men's Training Rival Knit Tracksuit Novelty - Grey

Current sale price is £60

Regular price was £75

(Save £15)

5 out of 5 stars

2 reviews

New Look Womens Velvet Off Shoulder Ruched Midi Dress - Dark Red

Womens Velvet Off Shoulder Ruched Midi Dress - Dark Red

Current sale price is £24.50

Regular price was £32.99

(Save £8.49)

5 out of 5 stars

1 review

New Look Womens Faux Fur Midi Coat - Brown

Womens Faux Fur Midi Coat - Brown

Current sale price is £52.25

Regular price was £69.99

(Save £17.74)

5 out of 5 stars

1 review

New Look Womens Wide Faux Leather Knee High Riding Boots - Black

Womens Wide Faux Leather Knee High Riding Boots - Black

Current sale price is £40.25

Regular price was £55.99

(Save £15.74)

5 out of 5 stars

1 review

New Look Premium Dark Burgundy Straight Leg Co-ord Joggers

Premium Dark Burgundy Straight Leg Co-ord Joggers

Current sale price is £20

Regular price was £26.99

(Save £6.99)

5 out of 5 stars

1 review

UNDER ARMOUR Performance Tech 6inch 3pack Boxers - Grey

Performance Tech 6inch 3pack Boxers - Grey

Current sale price is £25.50

Regular price was £34

(Save £8.50)

5 out of 5 stars

4 reviews

New Look Womens Mink Hooded Crop Puffer Jacket

Womens Mink Hooded Crop Puffer Jacket

Current sale price is £31.75

Regular price was £39.99

(Save £8.24)

5 out of 5 stars

1 review

New Look Womens Velvet Jersey Wrap V-Neck Midi Dress - Black

Womens Velvet Jersey Wrap V-Neck Midi Dress - Black

£37.99

5 out of 5 stars

1 review

New Look Womens Double-Breasted Longline Coat - Brown

Womens Double-Breasted Longline Coat - Brown

Current sale price is £47.75

Regular price was £59.99

(Save £12.24)

5 out of 5 stars

1 review

New Look Grey Argyle Knit Crew Neck Jumper With Wool

Grey Argyle Knit Crew Neck Jumper With Wool

Current sale price is £27.75

Regular price was £34.99

(Save £7.24)

5 out of 5 stars

1 review

New Look Flocked Velvet Long Sleeve Midi Dress - Brown

Flocked Velvet Long Sleeve Midi Dress - Brown

Current sale price is £33.50

Regular price was £39.99

(Save £6.49)

5 out of 5 stars

1 review

New Look Womens Belted Turn Lock Faux Leather Tote Bag - Brown

Womens Belted Turn Lock Faux Leather Tote Bag - Brown

£29.99

5 out of 5 stars

2 reviews

UNDER ARMOUR Men's Training Rival Fleece Pullover Hoodie - Black

Black Friday Price Promise >

Men's Training Rival Fleece Pullover Hoodie - Black

Current sale price is £44

Regular price was £55

(Save £11)

5 out of 5 stars

4 reviews

New Look Womens Slouchy Pointed Toe Mid Heel Knee High Boots - Brown

Womens Slouchy Pointed Toe Mid Heel Knee High Boots - Brown

Current sale price is £44.25

Regular price was £59.99

(Save £15.74)

5 out of 5 stars

1 review

New Look Womens Funnel Neck Belted Woven Coat - Black

Womens Funnel Neck Belted Woven Coat - Black

Current sale price is £43

Regular price was £59.99

(Save £16.99)

5 out of 5 stars

2 reviews

New Look Womens Cotton Rich Ribbed Roll Neck Top - Cream

Black Friday Price Promise >

Womens Cotton Rich Ribbed Roll Neck Top - Cream

Current sale price is £8.50

Regular price was £10.99

(Save £2.49)

5 out of 5 stars

1 review

New Look Womens Knitted Collar Cardigan - Grey

Womens Knitted Collar Cardigan - Grey

Current sale price is £29.75

Regular price was £39.99

(Save £10.24)

5 out of 5 stars

1 review

New Look Womens High Waist Kick Flare Leggings - Black

Womens High Waist Kick Flare Leggings - Black

£17.99

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.