All | Cloud B | Construct And Create | Created Brilliance | CRKD | Luke 1977 | Nextbase | Oscar Jacobson | Tech Deck

Free standard home delivery on orders £75+

Expected delivery: Usually within 3-5 days (excluding Sundays and bank holidays).

Excludes large items.

Standard home delivery £3.99 on orders less than £75.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Free home delivery on orders £75+

Free returns

Shop the brands you love

Pay later with Very Pay

Up to 50% off Sale

Up to 50% off Sale

All, Cloud B, Construct And Create, Created Brilliance, CRKD, Luke 1977, Nextbase, Oscar Jacobson, Tech Deck

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Results: 1 - 30 (of 149)

Floyd Bar Branding 5 Pack T-Shirt - Black/Multi

£45

Penelope 9ct Yellow Gold 1.25ct tw Lab-Grown Diamond Tennis Bracelet 7 Inches

£2100

Samara 9ct Yellow Gold 1.12ct tw. Lab Grown Diamond Oval Cluster Engagement Ring

£1080

Zara 9ct Yellow Gold 0.15ct tw. Lab Grown Diamond East-West Marquise Band Ring

£750

Evita 9ct Yellow Gold 1.23ct tw. Lab Grown Diamonds Graduated Drop Earring Studs

£700

Eden 9ct White Gold 0.60ct tw. Lab Grown Diamond Engagement Ring

£835

Mens Golf Beaumont Jacket - Navy

£130

Johny 3 Pack of T-Shirts - Multi

£35

Nitro Deck 2 Smoke Black Edition

£88.99

Goya 9ct Yellow Gold 0.25ct tw. Lab Grown Diamond Floating Solitaire Band Ring

£690

Eliana 9ct White Gold 0.44ct tw. Lab Grown Diamond Halo Engagement Ring

£935

Elodie 9ct White Gold 1.82ct tw. Emerald Cut and Tapered Baguettes Lab Grown Diamond Engagement Ring

£1525

Thea 9ct Yellow Gold 0.24ct tw. Lab Grown Diamond Floating Solitaire Band Ring

£730

New Mead 2 Pack Polo Shirts - Multi

£60

Arianna 9ct Yellow Gold Lab Grown Diamond Bezel Set Solitaire Band Ring

£550

Luna 9ct Yellow Gold 1.13ct tw. Lab Grown Diamond Scatter Engagement Ring

£1075

Eliza 9ct Yellow Gold 2ct tw. Emerald Cut Lab Grown Diamond Trilogy Engagement Ring

£1750

Naya 9ct White Gold 0.37ct tw. Lab Grown Diamond Cluster Engagement Ring

£925

Lina 9ct Yellow Gold 0.34ct tw. Lab Grown Diamond Tennis Drop Earring Studs

£425

Constance 9ct White Gold 0.55ct tw. Lab Grown Diamond East-West Emerald Cut Ring

£735

Cleo 9ct Yellow Gold Created Emerald Trilogy Ring

£1000

Astrid 9ct Yellow Gold Created Emerald and 0.50ct tw. Lab Grown Diamond Trilogy Ring

£1125

Willow 9ct Yellow Gold 0.90ct tw Lab Grown Diamond Petal Engagement Ring

£1050

Luna Necklace 9ct Yellow Gold 0.52ct tw. Lab Grown Diamond Scatter Necklace 18 Inches

£950

Elodie 9ct Yellow Gold 1.82ct tw. Emerald Cut and Tapered Baguettes Lab Grown Diamond Engagement Ring

£1525

Cassie 9ct Yellow Gold Created Emerald and 0.36ct tw Lab Grown Diamond Trilogy Ring