Search Account Saved Basket0

Black Friday
Christmas
New In
Designer Brands
Women
Men
Baby & Kids
Toys
Sports & Travel
Home & Garden
Appliances
Tech & Gaming
Beauty
Gifts & Jewellery
Offers
Clearance

All, COLOR WOW, EHP Labs, Lock and Lock, Panda London, Reflex Active

Filter

Home & Garden29

Health & Beauty74

Gifts & Jewellery65

Technology & Gaming34

Filters for Black Friday Deals

All Black Friday Deals50

Filters for Brand

#

List of filters #

7 FOR ALL MANKIND34

A

List of filters A

adidas Sportswear1066

adidas Originals730

Ariana Grande15

adidas Terrex173

Armani Exchange237

Alessandro Zavetti30

Airbrush Plush5

Abercrombie & Fitch81

Applied Nutrition72

Activity Superstore78

Arthouse Unlimited1

Abigail Ahern16

Alice in Wonderland4

Alix the Label1

audio-technica2

Adam Fires & Fireplaces17

AMERICAN TOURISTER18

Art For The Home10

B

List of filters B

Beauty Works138

Baby Annabell17

B By Ted Baker57

Barbour International260

Black & Decker80

Bomb Cosmetics19

Bulldog Skincare for Men6

BAYLIS & HARDING6

Beauty Of Joseon22

Brainstorm Toys9

Ben & Holly's Little Kingdom7

Brand Threads34

BEAU & ELLIOT25

Bridgerton by Catherine Lansfield7

Beaverbrooks214

Baby Clementoni2

Bowers & Wilkins4

Body Sculpture22

Becky Bettesworth1

Bedeck of Belfast2

Betsey Johnson1

Barking Heads18

Buckley London9

Bianca Fine Linens5

C

List of filters C

Calvin Klein587

Catherine Lansfield626

CF Real Madrid3

Calvin Klein Jeans318

Cookeez Makery5

CyberPower PC29

Cosmic Kylie Jenner7

CHELSEA PEERS305

Creativity for Kids3

Clair De Lune71

Carolina Herrera9

Calvin Klein Sport20

Construct And Create2

Cath Kidston138

Captain America4

Cheshire Mouldings4

Country Living8

Copenhagen Home3

CosmoLiving by Cosmopolitan62

Caroline Gardner2

Cooler Master14

Canopia by Palram70

Criminal Damage4

Created Brilliance35

Clarke & Clarke1

Creative Tops11

Chi Chi London4

D

List of filters D

Disney Lilo & Stitch24

Disney Stitch73

Disney Princess57

Dead Mans Finger1

Disney Frozen42

Disney Moana 28

Dreams & Drapes30

Disney Doorables2

Disney The Lion King4

Disney Cinderella1

Dora the Explorer8

Designers Guild11

Despicable Me10

DreamWorks Trolls1

Dolce & Gabbana33

Disney Munchlings2

Disney Descendants4

E

List of filters E

EA7 Emporio Armani174

Elizabeth Arden104

Eleanor Bowmer67

Emporio Armani Bodywear72

Emporio Armani95

Exploding Kittens2

Emma Bridgewater50

elf on the shelf1

Ernest Jones108

Emily Lovelock19

ENAMEL Copenhagen111

Eyewear by David Beckham3

F

List of filters F

Friends Like These76

Fisher-Price Little People16

Fujifilm Instax41

FurReal Friends8

Football Flick35

French Connection273

Five Nights at Freddy's6

Fast & Furious2

Fantastic Four2

Fluffie Stuffiez1

G

List of filters G

Gabby's Dollhouse52

Gallery Direct314

George Foreman8

gabbys dollhouse6

Good Food by Tower18

Giles & Posner4

Girlfriend Collective58

Guess How Much I Love You2

Good Food by Tower3

Guardians of the Galaxy2

Grasshopper Games2

Graham & Brown1

H

List of filters H

Heroes of Goo Jit Zu29

Hotel Chocolat44

Harry Potter201

Hush Puppies272

How to Train Your Dragon10

Hollywood Rides5

Happy Nappers16

Helena Springfield25

Hot Diamonds142

Hawaiian Tropics15

HAIRY BIKERS WORLD5

Heston Blumenthal by Salter1

I

List of filters I

Iconic London53

Iron Man and His Awesome Friends7

Interiors By Premier283

In The Night Garden9

Icon Beanbags27

J

List of filters J

JURASSIC WORLD39

Jean Paul Gaultier10

Jim Jam The Label51

Jack & Jones476

Juicy Couture134

jones bootmaker72

Julian Bowen398

JoJo Maman Bebe125

Jack & Jones Junior146

Joma Jewellery153

Jack & Jones Mini39

Just Sheepskin32

Jacques Du Manoir28

John Hatter & Co5

Joseph Joseph44

Jennifer Lopez1

Julian McDonald5

James Wellbeloved11

Johnnie Walker1

Jacques Lemans1

K

List of filters K

k pop demon hunters6

Katie Loxton230

Kate Spade New York104

Kinetik Wellbeing12

K18 Biomimetic Hairscience5

Kid Made Modern1

L

List of filters L

LEGO Star Wars38

LEGO Minecraft14

LEGO Speed Champions11

LEGO Harry Potter17

LEGO Botanical9

L.O.L Surprise!38

LEGO Wednesday4

Little Live Pets12

L'Oreal Paris113

Lilo & Stitch26

L'Oreal Paris Men Expert18

LEGO Marvel Super Heroes2

LEGO Jurassic World5

LEGO Super Heroes6

LEGO Super Mario19

Laurence Llewelyn-Bowen36

Long Tall Sally559

Lyle & Scott195

LEGO Architecture3

Living and Home73

LEGO Disney Princess5

Liberty House68

LEARNING RESOURCES29

Lauren by Ralph Lauren126

LEGO Animal Crossing13

Little Big Friends7

Little Mistress109

LOVE MOSCHINO14

Lucky Egg Games6

Lily and Lionel78

LPD Furniture15

Love DIAMOND221

Love To Dream10

Lyle & Scott Golf12

LEGO Gabby's Dollhouse1

Little Acorns54

Lady and the Tramp1

Lord and Labradors21

LEGO DreamZzz16

Lord of the Rings8

LEGO Minifigures1

LEGO DC Super Heroes2

M

List of filters M

Michelle Keegan127

Mini V by Very251

Manchester United15

Manchester City24

Melissa & Doug43

Michelle Keegan Home127

Morphy Richards104

Mamas & Papas611

Marvel Avengers21

Moriah Elizabeth5

Made By Mitchell13

Moda In Pelle73

Monty Bojangles5

Marvel Spiderman5

Matthew Williamson6

Murdock London20

Miss Mary of Sweden87

Moschino Jeans1

My Little Pony3

MOET & CHANDON3

Me and My Golf3

Maxwell & Williams2

N

List of filters N

Nintendo Switch 279

Nintendo Switch212

Numatic International10

Nicole Scherzinger1

Nintendo Switch Lite14

New Look 915324

Nescafe Dolce Gusto5

Nightmare Before Christmas11

NYX PROFESSIONAL MAKEUP60

Nobodys Child96

Nintendo Switch OLED15

Natural History Museum2

O

List of filters O

Our Generation45

Osprey London80

Olivia Burton64

Oscar Jacobson20

Osprey Action Sports20

OUTDOOR REVOLUTION22

OSA Fine Spirits5

P

List of filters P

PlayStation 5340

Polo Ralph Lauren395

Petit Artichaut21

Playstation 440

PS PAUL SMITH162

Philip Kingsley53

Pretty Lavish81

Paddington Bear12

Power Rangers13

Paradox London54

Paul Smith Junior14

Pacific Lifestyle65

Pineapple Elephant20

Panache Sport10

Premier Housewares1

Philipp Plein24

Price & Kensington22

PlayStation VR1

Pressure King Pro1

Q

List of filters Q

QUAY AUSTRALIA4

R

List of filters R

River Island Baby54

River Island2069

Revolution Beauty London51

Russell Hobbs227

River Island Mini193

RHS X Catherine Lansfield2

Reflex Active52

Roamer of Switzerland52

Roberto Cavalli8

Rosie Made a Thing2

Rock Luggage297

Rachel Ashwell19

Red Riding Hood3

Rosewood X Battersea1

ROYAL WORCESTER26

Rachel Jackson London5

Rachel Jackson35

S

List of filters S

Shimmer & Sparkle13

Sonic the Hedgehog22

Studio Creator19

Snuggledown of Norway14

Sylvanian Families39

Spin Master Games7

Sanctuary Spa34

Spidey and His Amazing Friends29

Squishmallows102

Sweaty Betty164

Selected Homme107

Simply Silver107

Stranger Things8

Skibidi Toilet7

Sharper Image14

Spongebob Squarepants7

Spicers Of Hythe45

Squish-a-longs15

Scottish Everlastings29

Stretch Armstrong1

Stickle Bricks3

Silver Cross116

Seasalt Cornwall76

Shock Absorber13

Streetwize Accessories7

Smart Halloween7

Soaked In Luxury25

Sarah Jessica Parker8

Silver Whisper19

Stanley FatMax36

Scuderia Ferrari6

Summerhouse by Navigate15

Superfresco Easy70

Sophie Conran for Portmeirion6

Superfresco Colours1

Superfresco Paintable4

Super Facialist14

Summerhouse by Navigate1

T

List of filters T

The Very Collection1850

THE NORTH FACE537

The Very Collection Curve71

Tommy Hilfiger1080

The Love Collection598

Tottenham Hotspur FC14

The Kind Edit Co.13

Tutti Bambini117

The Personalised Memento Company194

The Luxury Bathing Company8

Thomas & Friends40

Teenage Mutant Ninja Turtles27

TRUE RELIGION54

Treat Republic128

The Christmas Gift Co81

The Flat Lay Co.20

The Very Hungry Caterpillar2

Totes Isotoner13

Tommee Tippee52

Turtledove London95

the seasonal gift co6

The World of Eric Carle1

The Lyndon Co17

The Fine Bedding Company21

The Little Mermaid1

The Mandalorian1

The Love Silver Collection2

The Art Group44

Timberland Pro9

The Little Linen Company2

the inside edit7

The Little Green Sheep8

The Personalised Momento Co3

Teen Titans Go2

Trivial Pursuit1

The Aromatherapy Co.7

TLC Sport Performance14

U

List of filters U

UNDER ARMOUR818

University Games26

Unicorn Academy15

United Oddsocks5

V

List of filters V

V by Very Curve165

Vivienne Westwood77

Versace Jeans Couture40

Virgin Experience Days207

Virginia Hayward25

Vida Designs258

Vero Moda Curve1

V by Very Comfort2

W

List of filters W

West Ham United7

Weekend Offender131

Winnie The Pooh8

William Morris1

William Morris at Home51

Waffle the Wonderdog1

Western Digital4

X

List of filters X

Xbox Series X164

Y

List of filters Y

Yankee Candle64

Z

List of filters Z

Zavetti Canada125

Filters for Bed Size

Toddler/Cotbed1

Small Double 4ft2

Double 4ft 6in14

Super King 6ft14

Filters for Gender

Filters for Material

Filters for Hair Type

All Hair Types17

Filters for Colour

Filters for Recipient

Filters for Nutrition Goal

Energy & Endurance9

Sports Recovery3

Muscle Building1

Healthy Living8

Slimming & Weight Loss7

Filters for Shop By Room

Filters for Firmness

Filters for Filling

Filters for Price Range

£750 - £10001

Filters for Customer Rating

5 out of 5 stars

4 out of 5 stars

3 out of 5 stars

2 out of 5 stars

1 out of 5 stars

Filters for Towel Type

Page 1. Results: 1 to 30 (of 155)

Results: 1 - 30 (of 155)

Number of results per page

30products per page

96products per page

Panda London Memory Foam Bamboo Mattress Topper - White

Lowest Ever Price

Memory Foam Bamboo Mattress Topper - White

Current sale price is From £74

(Save up to £40)

Regular price was From £99

4.8 out of 5 stars

6.8k reviews

Panda London Adult Luxury Memory Foam Bamboo Pillow - White

Black Friday Deal

Adult Luxury Memory Foam Bamboo Pillow - White

Current sale price is £34

(Save £11)

Regular price was £45

4.7 out of 5 stars

2.5k reviews

COLOR WOW Dream Coat Supernatural Spray 50ml

Dream Coat Supernatural Spray 50ml

£12.50

4.7 out of 5 stars

2k reviews

COLOR WOW Xtra Large Bombshell Volumizer 50ml

Xtra Large Bombshell Volumizer 50ml

£11

4.2 out of 5 stars

1.3k reviews

COLOR WOW Raise the Root Thicken and Lift Spray 50ml

Raise the Root Thicken and Lift Spray 50ml

£11

Panda London Cloud Bamboo Duvet - 10.5 Tog

Lowest Ever Price

Cloud Bamboo Duvet - 10.5 Tog

Current sale price is From £80

(Save up to £35)

Regular price was From £100

4.8 out of 5 stars

489 reviews

Reflex Active SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

Black Friday Deal

SeaVenture 50m Swim-Safe AMOLED GPS Black Strap Smart Watch

Current sale price is £47.96

(Save £11.04)

Regular price was £59

Reflex Active Spectra AMOLED Calling Smart Bracelet Watch

Black Friday Deal

Spectra AMOLED Calling Smart Bracelet Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Spectra AMOLED Calling Smart Black Strap Watch

Black Friday Deal

Spectra AMOLED Calling Smart Black Strap Watch

Current sale price is £39.96

(Save £9.04)

Regular price was £49

COLOR WOW Travel Pop & Lock High Gloss Finish 12ml

Travel Pop & Lock High Gloss Finish 12ml

£9

COLOR WOW Extra Strength Dream Coat Anti Frizz Treatment Travel Size 50ml

Extra Strength Dream Coat Anti Frizz Treatment Travel Size 50ml

£14.50

5 out of 5 stars

1 review

Reflex Active Spectra AMOLED Calling Smart Bracelet Watch

Black Friday Deal

Spectra AMOLED Calling Smart Bracelet Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

COLOR WOW Dream Coat Spray - 200ml

Dream Coat Spray - 200ml

Current sale price is £23

(Save £4)

Regular price was £27

4.7 out of 5 stars

2k reviews

Reflex Active Series 23 Black Calling Smart Watch

Black Friday Deal

Series 23 Black Calling Smart Watch

Current sale price is £25

(Save £24.95)

Regular price was £49.95

4.4 out of 5 stars

5 reviews

COLOR WOW Dream Hair Duo - Dreamcoat Spray & Dreaming Treatment

Black Friday Deal

Dream Hair Duo - Dreamcoat Spray & Dreaming Treatment

Current sale price is £50

(Save £16.50)

Regular price was £66.50

Reflex Active Spectra AMOLED Calling Smart Berry Strap Watch

Spectra AMOLED Calling Smart Berry Strap Watch

£49

Reflex Active Spectra AMOLED Calling Smart Pink Strap Watch

Black Friday Deal

Spectra AMOLED Calling Smart Pink Strap Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Nexus Calling Smart Watch and Headphone Set

Black Friday Deal

Nexus Calling Smart Watch and Headphone Set

Current sale price is £47.96

(Save £11.04)

Regular price was £59

Reflex Active Spectra AMOLED Calling Smart Navy Strap Watch

Black Friday Deal

Spectra AMOLED Calling Smart Navy Strap Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Series 40 Amoled Smart Calling-Denim Strap

Black Friday Deal

Series 40 Amoled Smart Calling-Denim Strap

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Series 15 Smart Calling Watch

Black Friday Deal

Series 15 Smart Calling Watch

Current sale price is £29

(Save £30.95)

Regular price was £59.95

3.3 out of 5 stars

15 reviews

Reflex Active Venture AMOLED GPS Calling Black Strap Smart Watch

Black Friday Deal

Venture AMOLED GPS Calling Black Strap Smart Watch

Current sale price is £47.96

(Save £11.04)

Regular price was £59

COLOR WOW Style on Steroids - Performance Enhancing Texture Spray 250ml

Style on Steroids - Performance Enhancing Texture Spray 250ml

Current sale price is £22.50

(Save £4)

Regular price was £26.50

4 out of 5 stars

4 reviews

Reflex Active Series 40 Amoled Smart Alu Calling- Pink Strap

Black Friday Deal

Series 40 Amoled Smart Alu Calling- Pink Strap

Current sale price is £39.99

(Save £9.01)

Regular price was £49

Reflex Active Spectra AMOLED Calling Smart Blue Strap Watch

Black Friday Deal

Spectra AMOLED Calling Smart Blue Strap Watch

Current sale price is £39.99

(Save £9.01)

Regular price was £49

2 out of 5 stars

1 review

Reflex Active Series 49 Black Strap Smart Calling Watch

Series 49 Black Strap Smart Calling Watch

£29.95

5 out of 5 stars

1 review

Panda London Cloud Bamboo Duvet - 4.5 Tog

Lowest Ever Price

Cloud Bamboo Duvet - 4.5 Tog

Current sale price is From £70

(Save up to £30)

Regular price was From £90

4.8 out of 5 stars

450 reviews

COLOR WOW Money Mist 50ml

Money Mist 50ml

£12.50

COLOR WOW Dreaming Advanced Repair and Resurfacing Treatment 215ml

Dreaming Advanced Repair and Resurfacing Treatment 215ml

£39.50

5 out of 5 stars

1 review

Reflex Active Series 49 Pink Strap Smart Calling Watch

Series 49 Pink Strap Smart Calling Watch

£29.95

3.3 out of 5 stars

4 reviews

Page 1. Results: 1 to 30 (of 155)

Results: 1 - 30 (of 155)

Number of results per page

30products per page

96products per page

Page2
Page3
Page4
Page5
Page6
Page2
Page6

Next PagePage 1 selected

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Use the right and left arrows to scroll through the image carouselPage 1 of 322

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

My account

Account summary
Track my order
Delivery & returns

Ways to Pay & Protect

Very Pay
Very Protect
Very Money Matters

Cards & Loans

Very Credit Card
Looking for a loan?

Privacy notice and cookies

Privacy policy
Cookie policy
Manage cookies

Help

Help & FAQs
Product support hub
Financial difficulties
Cost of living support
Persistent debt
PPI complaints
Contact us
Terms & conditions
Product recall & safety
Careers
Become an affiliate
Corporate Social Responsibility
Fraud and scam awareness
Buying guides
Website vulnerability disclosure
Brand directory
Site map
Accessibility

Download the app

Let's get social

© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.