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Columbia Women's Fivemile Butte Hooded Jacket - Black

Black Friday Price Promise >

Women's Fivemile Butte Hooded Jacket - Black

Current sale price is £72.50

Regular price was £135

(Save £62.50)

4 out of 5 stars

1 review

Columbia Men's Fivemile Butte II Hooded Jacket - Black

Black Friday Price Promise >

Men's Fivemile Butte II Hooded Jacket - Black

Current sale price is £72.50

Regular price was £135

(Save £62.50)

4 out of 5 stars

2 reviews

LEGO Ninjago The Twin Titan Mechs Building Toy 71870

The Twin Titan Mechs Building Toy 71870

Current sale price is £104.99

Regular price was £129.99

(Save £25)

4.9 out of 5 stars

7 reviews

Columbia Men's Tech Softshell Pants - Black

Men's Tech Softshell Pants - Black

£90

4 out of 5 stars

1 review

Columbia Men's Newton Ridge Plus Ii Waterproof Hiking Boots - Brown

Men's Newton Ridge Plus Ii Waterproof Hiking Boots - Brown

Current sale price is £71.50

Regular price was £110

(Save £38.50)

4 out of 5 stars

1 review

LEGO Ninjago The Fire Knight Mech Building Set 71846

The Fire Knight Mech Building Set 71846

Current sale price is £89.99

Regular price was £109.99

(Save £20)

4.8 out of 5 stars

22 reviews

LEGO Ninjago Lloyd’s Titan Mech 15th Anniversary Toy 71860

Lloyd’s Titan Mech 15th Anniversary Toy 71860

Current sale price is £104.99

Regular price was £119.99

(Save £15)

4.6 out of 5 stars

23 reviews

LEGO Ninjago 4in1 Zane’s Ultra Combiner Mech 71834

4in1 Zane’s Ultra Combiner Mech 71834

£87.99

4.9 out of 5 stars

31 reviews

LEGO Ninjago The Guardian Dragon Building Set 71847

The Guardian Dragon Building Set 71847

Current sale price is £114.99

Regular price was £139.99

(Save £25)

4.6 out of 5 stars

29 reviews

LEGO Ninjago Wyldfyre's Transforming Dragon Mech 71868

Wyldfyre's Transforming Dragon Mech 71868

Current sale price is £64.99

Regular price was £79.99

(Save £15)

4.9 out of 5 stars

14 reviews

LEGO Ninjago X-1 Ninja Charger 15th Anniversary Toy 71867

X-1 Ninja Charger 15th Anniversary Toy 71867

Current sale price is £54.99

Regular price was £69.99

(Save £15)

4.8 out of 5 stars

12 reviews

Columbia Womens Konos TRS Outdry Waterproof Mid Hiking Boots - Black

Womens Konos TRS Outdry Waterproof Mid Hiking Boots - Black

Current sale price is £86.25

Regular price was £115

(Save £28.75)

4 out of 5 stars

4 reviews

LEGO Ninjago Arc Dragon of Focus Ninja Toy Set 71836

Arc Dragon of Focus Ninja Toy Set 71836

Current sale price is £71.99

Regular price was £89.99

(Save £18)

4.9 out of 5 stars

35 reviews

LEGO Ninjago The Dragon of Life Toy Figure (71859)

The Dragon of Life Toy Figure (71859)

Current sale price is £71.99

Regular price was £89.99

(Save £18)

4.9 out of 5 stars

15 reviews

MasterClass Lightweight Cast Aluminium 4 Litre Casserole Dish - Black

Lightweight Cast Aluminium 4 Litre Casserole Dish - Black

£62

4.9 out of 5 stars

7 reviews

Columbia Men's Klamath Range 2 Half Zip Fleece - Black

Men's Klamath Range 2 Half Zip Fleece - Black

£35

4 out of 5 stars

3 reviews

Columbia Men's Pouring Adventure Iii Jacket - Black

Men's Pouring Adventure Iii Jacket - Black

£90

4 out of 5 stars

2 reviews

Columbia Men's Klamath Range 2 Half Zip Fleece - Grey

Men's Klamath Range 2 Half Zip Fleece - Grey

£35

4.8 out of 5 stars

4 reviews

LEGO Ninjago Jay’s Transforming Car Racing Toy 71856

Jay’s Transforming Car Racing Toy 71856

Current sale price is £35.99

Regular price was £44.99

(Save £9)

4.9 out of 5 stars

14 reviews

Columbia Womens Peakfreak Rush Leather Sandals - Black

Womens Peakfreak Rush Leather Sandals - Black

£75

4 out of 5 stars

2 reviews

MasterClass Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

Smart Space 7pc Stacking Non-Stick Baking & Roasting Set

£68

4.2 out of 5 stars

20 reviews

LEGO Ninjago Kai’s Mech Storm Rider Ninja Toy 71830

Kai’s Mech Storm Rider Ninja Toy 71830

Current sale price is £35.99

Regular price was £44.99

(Save £9)

4.9 out of 5 stars

24 reviews

LEGO Ninjago Kai and Cole’s Combiner Vehicles 71864

Kai and Cole’s Combiner Vehicles 71864

£24.99

4.9 out of 5 stars

14 reviews

LEGO Ninjago Ninja Vehicle Tree House Battle 71857

Ninja Vehicle Tree House Battle 71857

Current sale price is £55.99

Regular price was £69.99

(Save £14)

4.6 out of 5 stars

14 reviews

LEGO Ninjago Zilvar and Grimtak the Dragon Beast 71863

Zilvar and Grimtak the Dragon Beast 71863

Current sale price is £15.99

Regular price was £17.99

(Save £2)

4.9 out of 5 stars

11 reviews

MasterClass Stainless Steel Stockpot 14L

Stainless Steel Stockpot 14L

£83

4.4 out of 5 stars

27 reviews

MasterClass Lightweight Cast Aluminium Shallow 4 Litre Casserole Dish - Black

Lightweight Cast Aluminium Shallow 4 Litre Casserole Dish - Black

£65

4.6 out of 5 stars

16 reviews

LEGO Ninjago Cole’s Mission Mech & Dragon Zane 71854

Cole’s Mission Mech & Dragon Zane 71854

Current sale price is £18.99

Regular price was £24.99

(Save £6)

4.8 out of 5 stars

16 reviews

LEGO Ninjago Lloyd’s Green Forest Dragon Toy 71829

Lloyd’s Green Forest Dragon Toy 71829

Current sale price is £13.99

Regular price was £17.99

(Save £4)

4.5 out of 5 stars

15 reviews

LEGO Ninjago Kai’s Elemental Fire Mech Toy Set 71808

Kai’s Elemental Fire Mech Toy Set 71808

Current sale price is £19.99

Regular price was £24.99

(Save £5)

4.9 out of 5 stars

19 reviews

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If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
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Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

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Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

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To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.