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Teenage Mutant Ninja Turtles15

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UNDER ARMOUR413

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Waffle the Wonderdog1

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Singer 3321 Sewing Machine

3321 Sewing Machine

Current sale price is £159

(Save £30)

Regular price was £189

4.6 out of 5 stars

34 reviews

LEGO Creator 3 in 1 Fierce Shark with a Treasure Chest 31381

3 in 1 Fierce Shark with a Treasure Chest 31381

Current sale price is £18.99

(Save £11)

Regular price was £29.99

4.7 out of 5 stars

19 reviews

LEGO Creator 3 in 1 Wild Animals: Colourful Hummingbird 31384

3 in 1 Wild Animals: Colourful Hummingbird 31384

Current sale price is £15.99

(Save £9)

Regular price was £24.99

5 out of 5 stars

30 reviews

Singer Start 1306 Sewing Machine

Start 1306 Sewing Machine

£119

4.6 out of 5 stars

62 reviews

LEGO Creator 3 in 1 Iconic Pirate Ship Toy 31387

3 in 1 Iconic Pirate Ship Toy 31387

Current sale price is £84.99

(Save £5)

Regular price was £89.99

5 out of 5 stars

12 reviews

Davidoff Cool Water Intense Man Eau de Parfum

Cool Water Intense Man Eau de Parfum

Current sale price is From £51

(Save up to £18)

Regular price was From £51

4.4 out of 5 stars

70 reviews

LEGO Creator 3 in 1 Wild Animals: Majestic Lion 31386

3 in 1 Wild Animals: Majestic Lion 31386

Current sale price is £54.99

(Save £5)

Regular price was £59.99

5 out of 5 stars

8 reviews

LEGO Creator 3 in 1 Sea Animals: Beautiful Dolphins 31385

3 in 1 Sea Animals: Beautiful Dolphins 31385

Current sale price is £29.99

(Save £15)

Regular price was £44.99

5 out of 5 stars

24 reviews

LEGO Creator 3 in 1 Retro Gaming Console Toy 31380

3 in 1 Retro Gaming Console Toy 31380

Current sale price is £11.99

(Save £6)

Regular price was £17.99

4.9 out of 5 stars

19 reviews

LEGO Creator 3 in 1 Iconic Ferris Wheel Toy 31389

3 in 1 Iconic Ferris Wheel Toy 31389

Current sale price is £74.99

(Save £5)

Regular price was £79.99

4.8 out of 5 stars

4 reviews

LEGO Creator 3 in 1 Cute Hamster with a Flower 31376

3 in 1 Cute Hamster with a Flower 31376

£8.99

4.8 out of 5 stars

25 reviews

LEGO Creator 3in1 Medieval Dragon Toy Playset 31161

3in1 Medieval Dragon Toy Playset 31161

Current sale price is £42.99

(Save £12)

Regular price was £54.99

4.9 out of 5 stars

31 reviews

LEGO Creator 3 in 1 Floral Decor Perfume Bottle 31383

3 in 1 Floral Decor Perfume Bottle 31383

£24.99

5 out of 5 stars

7 reviews

LEGO Creator 3in1 Wild Animals: Pink Flamingo 31170

3in1 Wild Animals: Pink Flamingo 31170

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.8 out of 5 stars

69 reviews

LEGO Creator 3in1 Playful Cat Toy Animal Set 31163

3in1 Playful Cat Toy Animal Set 31163

Current sale price is £13.99

(Save £6)

Regular price was £19.99

4.8 out of 5 stars

45 reviews

LEGO Creator Exotic Parrot Toy Set 31136

Exotic Parrot Toy Set 31136

£19.99

4.6 out of 5 stars

58 reviews

Singer M2105 Sewing Machine

M2105 Sewing Machine

£139

4.4 out of 5 stars

19 reviews

Davidoff Cool Water Man Eau de Toilette

Cool Water Man Eau de Toilette

Current sale price is From £25

(Save up to £40)

Regular price was From £35

4.5 out of 5 stars

270 reviews

Creative Tops Naturals Set of 2 Granite Placemats

Naturals Set of 2 Granite Placemats

£24

5 out of 5 stars

2 reviews

LEGO Creator 3 in 1 Cute Animals: Playful Puppy Dog 31382

3 in 1 Cute Animals: Playful Puppy Dog 31382

Current sale price is £17.99

(Save £7)

Regular price was £24.99

4.7 out of 5 stars

22 reviews

Davidoff Cool Elixir for Men, 50ml

Cool Elixir for Men, 50ml

Current sale price is £46

(Save £16)

Regular price was £62

4.6 out of 5 stars

1.1k reviews

LEGO Creator 3 in 1 Floral Art Decor Painting 31390

3 in 1 Floral Art Decor Painting 31390

£24.99

4.5 out of 5 stars

2 reviews

Davidoff Cool Elixir for Men, 100ml

Cool Elixir for Men, 100ml

£87

4.6 out of 5 stars

1.1k reviews

LEGO Creator 3in1 Retro Camera Toy Set 31147

3in1 Retro Camera Toy Set 31147

£17.99

4.9 out of 5 stars

87 reviews

Davidoff Cool Water Man Aftershave Splash

Cool Water Man Aftershave Splash

From £38

4.6 out of 5 stars

77 reviews

Davidoff COOL WATER FOR MAN INTENSE 100ML EDP

COOL WATER FOR MAN INTENSE 100ML EDP

£74

4.6 out of 5 stars

132 reviews

LEGO Creator 3in1 Retro Roller Skate Toy Set 31148

3in1 Retro Roller Skate Toy Set 31148

£24.99

5 out of 5 stars

48 reviews

Davidoff Cool Water Woman 100ml Eau de Toilette

Cool Water Woman 100ml Eau de Toilette

Current sale price is From £38

(Save up to £22)

Regular price was From £37

4.7 out of 5 stars

28 reviews

LEGO Creator Wild Animals: Tropical Toucan 31173

Wild Animals: Tropical Toucan 31173

£12.99

4.8 out of 5 stars

28 reviews

LEGO Creator Haunted Mansion Building Toy 31167

Haunted Mansion Building Toy 31167

£79.99

4.7 out of 5 stars

60 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.