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Free home delivery on orders £75+

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Pay later with Very Pay

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Dusk Harper 4-6 Seater Dining Table - Wood/Black

Harper 4-6 Seater Dining Table - Wood/Black

Current sale price is £199

Regular price was £229

(Save £30)

Dusk Hampshire 3 Seater Sofa - Muted Gold

Hampshire 3 Seater Sofa - Muted Gold

Current sale price is £539

Regular price was £629

(Save £90)

5 out of 5 stars

1 review

Dusk Posy Bobbin 6 Drawer Chest - Light Wood

Posy Bobbin 6 Drawer Chest - Light Wood

Current sale price is £199

Regular price was £229

(Save £30)

Dusk Hampshire 3 Seater Sofa - Cappuccino

Hampshire 3 Seater Sofa - Cappuccino

Current sale price is £539

Regular price was £629

(Save £90)

Dusk Chesterfield 3 Seater Sofa - Stone

Chesterfield 3 Seater Sofa - Stone

Current sale price is £599

Regular price was £699

(Save £100)

Dusk Hampshire Loveseat - Cappuccino

Hampshire Loveseat - Cappuccino

Current sale price is £325

Regular price was £379

(Save £54)

5 out of 5 stars

1 review

Dusk Sicily 3 Seater Sofa - Stripe

Sicily 3 Seater Sofa - Stripe

Current sale price is £539

Regular price was £629

(Save £90)

Dusk Eliza Wooden Shelf Bench - Light Wood

Eliza Wooden Shelf Bench - Light Wood

Current sale price is £129

Regular price was £149

(Save £20)

Dusk Jade Set Of 2 Dining Chairs - Wood/Natural

Jade Set Of 2 Dining Chairs - Wood/Natural

Current sale price is £189

Regular price was £219

(Save £30)

Dusk Hampshire 3 Seater Sofa - Green Stripe

Hampshire 3 Seater Sofa - Green Stripe

Current sale price is £539

Regular price was £629

(Save £90)

Dusk Mia Set Of 2 Barstools - Cappuccino

Mia Set Of 2 Barstools - Cappuccino

Current sale price is £129

Regular price was £149

(Save £20)

1 out of 5 stars

1 review

Zoggs Womens Flashdrive Scoopback Swimsuit - Multi

Womens Flashdrive Scoopback Swimsuit - Multi

Current sale price is £28.75

Regular price was £40

(Save £11.25)

Spirograph Design Set

Design Set

Current sale price is £10

Regular price was £10.99

4.7 out of 5 stars

3 reviews

Zoggs Womens Evergreen Sandon Adjustable Scoopback Swimsuit - Black

Womens Evergreen Sandon Adjustable Scoopback Swimsuit - Black

Current sale price is £44

Regular price was £55

(Save £11)

Dusk Sienna 2 Drawer Bedside Table - Dusty Mauve

Sienna 2 Drawer Bedside Table - Dusty Mauve

Current sale price is £95

Regular price was £109

(Save £14)

Dusk Betty Dressing Table - Light Wood

Betty Dressing Table - Light Wood

Current sale price is £115

Regular price was £129

(Save £14)

Zoggs Women's Essentials Cottesloe Flyback Swimsuit - Black

Women's Essentials Cottesloe Flyback Swimsuit - Black

Current sale price is £19.50

Regular price was £26

(Save £6.50)

1 out of 5 stars

1 review

Dusk Harlow 3 Drawer Chest - Taupe

Harlow 3 Drawer Chest - Taupe

Current sale price is £179

Regular price was £199

(Save £20)

Spirograph Giant Set

Giant Set

Current sale price is £21.99

Regular price was £24.99

(Save £3)

Dusk Northwich Black Metal Frame Pouffe - Mono Stripe

Northwich Black Metal Frame Pouffe - Mono Stripe

Current sale price is £125

Regular price was £139

(Save £14)

5 out of 5 stars

1 review

Rangemaster RMCL4S304MG Classic Toaster in Matt Mineral Green

RMCL4S304MG Classic Toaster in Matt Mineral Green

Current sale price is £145

Regular price was £159

(Save £14)

Dusk Dora 3 Drawer Chest - Light Wood

Dora 3 Drawer Chest - Light Wood

Current sale price is £169

Regular price was £189

(Save £20)

Dusk Glass Round Side Table - Stone

Glass Round Side Table - Stone

Current sale price is £62

Regular price was £69

(Save £7)

Zoggs Womens Swim Sandon Scoopback Ecolast Swimsuit - Black

Womens Swim Sandon Scoopback Ecolast Swimsuit - Black

Current sale price is £33

Regular price was £44

(Save £11)

3.7 out of 5 stars

3 reviews

Zoggs Womens Cottesloe Adjustable Scoopback Swimsuit - Blue

Womens Cottesloe Adjustable Scoopback Swimsuit - Blue

Current sale price is £28.50

Regular price was £38

(Save £9.50)

Zoggs Girls Ecolast+ Cottesloe Sportsback Swimsuit - Black

Girls Ecolast+ Cottesloe Sportsback Swimsuit - Black

Current sale price is £13

Regular price was £20

(Save £7)

Zoggs Womens Flashdrive Wrap Panel Classicback Swimsuit - Multi

Womens Flashdrive Wrap Panel Classicback Swimsuit - Multi

Current sale price is £33

Regular price was £44

(Save £11)

Zoggs Girls Rave Sonic Back Swimsuit - Multi

Girls Rave Sonic Back Swimsuit - Multi

Current sale price is £19

Regular price was £24

(Save £5)

Zoggs Womens Fiji Reversible Binding Scoopback Swimsuit - Blue

Womens Fiji Reversible Binding Scoopback Swimsuit - Blue

Current sale price is £31.50

Regular price was £42

(Save £10.50)

3 out of 5 stars

2 reviews

Zoggs Womens Cottesloe Adjustable Scoopback Swimsuit - Pink

Womens Cottesloe Adjustable Scoopback Swimsuit - Pink

Current sale price is £30

Regular price was £38

(Save £8)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.