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Free home delivery on orders £75+

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Pay later with Very Pay

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Jon Richard Silver Crystal Heart Trio Set - Gift Box

Silver Crystal Heart Trio Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

1 review

Uno Spin

Spin

Current sale price is £10.99

Regular price was £16.99

(Save £6)

5 out of 5 stars

4 reviews

Puma Mens Manchester City 26/27 Home Replica Shirt - Blue

Mens Manchester City 26/27 Home Replica Shirt - Blue

£85

5 out of 5 stars

2 reviews

Puma Womens Speedcat LD Leo Trainers - Brown

Womens Speedcat LD Leo Trainers - Brown

Current sale price is £67.50

Regular price was £90

(Save £22.50)

5 out of 5 stars

1 review

Yardmaster 6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

£290

5 out of 5 stars

1 review

Puma Junior Girls Speedcat Ballet Trainer Shoes- Black

Junior Girls Speedcat Ballet Trainer Shoes- Black

Current sale price is £41.25

Regular price was £55

(Save £13.75)

5 out of 5 stars

1 review

Egg egg3 Luxury Bundle with 360 egg shell Car Seat & base - Chocolate Velvet

egg3 Luxury Bundle with 360 egg shell Car Seat & base - Chocolate Velvet

Current sale price is £1199

Regular price was £1499

(Save £300)

5 out of 5 stars

1 review

Puma Women's St Track Feline Sneakers - Chocolate Fondue Soft Taupe

Women's St Track Feline Sneakers - Chocolate Fondue Soft Taupe

£55

5 out of 5 stars

1 review

Puma Mens Speedcat Trainers - Grey

Mens Speedcat Trainers - Grey

Current sale price is £72

Regular price was £90

(Save £18)

5 out of 5 stars

2 reviews

Egg Sky Stroller - Mauve

Sky Stroller - Mauve

£299

5 out of 5 stars

1 review

Puma Men's Shuffle Downtown OG Trainers - White

Men's Shuffle Downtown OG Trainers - White

Current sale price is £38.50

Regular price was £55

(Save £16.50)

5 out of 5 stars

1 review

Uno Disney Toy Story 5 Card Game

Disney Toy Story 5 Card Game

£11.99

5 out of 5 stars

2 reviews

Puma Mens Club LT ESD Trainers - Blue

Mens Club LT ESD Trainers - Blue

£50

5 out of 5 stars

1 review

Puma Mens Manchester City 26/27 3rd Replica Shirt - White

Mens Manchester City 26/27 3rd Replica Shirt - White

£85

5 out of 5 stars

1 review

Puma Mens Speedcat - Light Blue

Mens Speedcat - Light Blue

Current sale price is £58.50

Regular price was £90

(Save £31.50)

5 out of 5 stars

2 reviews

Jon Richard Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Gold Plated Cubic Zirconia Open Clover Set - Gift Box

Current sale price is £25

Regular price was £30

(Save £5)

5 out of 5 stars

1 review

Puma Womens Essential Leggings - Black

Womens Essential Leggings - Black

£21

5 out of 5 stars

1 review

Puma Mens Manchester City 25/26 Away Replica Shirt - Black

Mens Manchester City 25/26 Away Replica Shirt - Black

£85

5 out of 5 stars

2 reviews

Puma Women's Court Bae Platform Court Trainers - Black

Women's Court Bae Platform Court Trainers - Black

£52

5 out of 5 stars

2 reviews

Puma Mens Deviate Pure Nitro Running Shoe - Black

Mens Deviate Pure Nitro Running Shoe - Black

Current sale price is £104

Regular price was £130

(Save £26)

5 out of 5 stars

1 review

Puma Girls Caven III Holo 2.0 Trainers - White

Girls Caven III Holo 2.0 Trainers - White

£35

5 out of 5 stars

1 review

Puma Mens Caven III Trainers - Grey

Mens Caven III Trainers - Grey

£50

5 out of 5 stars

1 review

Puma Mens individual RISE Pant -Black

Mens individual RISE Pant -Black

Current sale price is £24

Regular price was £30

(Save £6)

5 out of 5 stars

2 reviews

Puma Mens Deviate Pure Nitro Running Shoe - White

Mens Deviate Pure Nitro Running Shoe - White

Current sale price is £97.50

Regular price was £130

(Save £32.50)

5 out of 5 stars

1 review

Puma Womens Running Magnify Nitro 3 Trainers - Black

Womens Running Magnify Nitro 3 Trainers - Black

Current sale price is £70

Regular price was £130

(Save £60)

5 out of 5 stars

1 review

Puma Womens Running Deviate Nitro 4 X Hyrox Trainers - Pink

Womens Running Deviate Nitro 4 X Hyrox Trainers - Pink

Current sale price is £108

Regular price was £150

(Save £42)

5 out of 5 stars

1 review

Puma Womens Deviate Pure NITRO™ Running Shoes - Pink

Womens Deviate Pure NITRO™ Running Shoes - Pink

Current sale price is £104

Regular price was £130

(Save £26)

5 out of 5 stars

1 review

Egg eggloo Potty

eggloo Potty

£35

5 out of 5 stars

1 review

Puma Mens Future 9 Match Firm Ground Football Boots - Pink

Mens Future 9 Match Firm Ground Football Boots - Pink

Current sale price is £48.50

Regular price was £75

(Save £26.50)

5 out of 5 stars

1 review

Puma Junior Ultra 6 Match Firm Ground Football Boots - Pink

Junior Ultra 6 Match Firm Ground Football Boots - Pink

Current sale price is £27

Regular price was £45

(Save £18)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.