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Only Noeme Life Long Sleeve Argyle Knit Jumper - Brown

Noeme Life Long Sleeve Argyle Knit Jumper - Brown

£35

Elf on the Shelf Joy Christmas Duvet Cover Set - Multi

Black Friday Deal

Elf on the Shelf

Joy Christmas Duvet Cover Set - Multi

Current sale price is £21

(Save £8)

Regular price was £29

5 out of 5 stars

1 review

Only Long Sleeve Knitted Cardigan - Navy

Black Friday Deal

Long Sleeve Knitted Cardigan - Navy

Current sale price is £28

(Save £7)

Regular price was £35

Only Button Down Check Teddy Jacket - Multi

Black Friday Deal

Button Down Check Teddy Jacket - Multi

Current sale price is £41.25

(Save £13.75)

Regular price was £55

Hunter Original Short Print Wellington Boots - Leopard

Black Friday Deal

Original Short Print Wellington Boots - Leopard

Current sale price is £86.25

(Save £33.75)

Regular price was £120

Only Long Sleeve Cardigan V-Neck - Multi

Long Sleeve Cardigan V-Neck - Multi

£38

Hunter Kids First Nebula Boot

Black Friday Deal

Kids First Nebula Boot

Current sale price is £33.75

(Save £11.25)

Regular price was £45

Only Zip Short Jacket - Beige

Zip Short Jacket - Beige

£45

Macgregor Paramount Hybrid 14 Golf Bag Black/Red

Paramount Hybrid 14 Golf Bag Black/Red

£129.99

5 out of 5 stars

1 review

Only Amy Teddy Fleece - Multi

Amy Teddy Fleece - Multi

£42

Only Canvas Pu Collar Jacket - Multi

Black Friday Deal

Canvas Pu Collar Jacket - Multi

Current sale price is £52

(Save £13)

Regular price was £65

Only Naomi Jacket - Multi

Black Friday Deal

Naomi Jacket - Multi

Current sale price is £18

(Save £27)

Regular price was £45

4.5 out of 5 stars

2 reviews

Only Chigo Satin Midi Skirt - Brown Multi

Black Friday Deal

Chigo Satin Midi Skirt - Brown Multi

Current sale price is £26.25

(Save £8.75)

Regular price was £35

5 out of 5 stars

2 reviews

Only Edelie Life Knitted Pullover Jumper - Multi

Black Friday Deal

Edelie Life Knitted Pullover Jumper - Multi

Current sale price is £25

(Save £10)

Regular price was £35

Hunter Kids First Leopard Print Boot - Multi

Kids First Leopard Print Boot - Multi

£45

Only Animal Print Regular V-Neck Cardigan - Multi

Animal Print Regular V-Neck Cardigan - Multi

£38

Macgregor V-Foil Putter Model #1 Regular Grip Mens Right Hand

V-Foil Putter Model #1 Regular Grip Mens Right Hand

£69.99

Only Kaya Life Mid Waist Midi Mesh Tartan Skirt - Multi

Black Friday Deal

Kaya Life Mid Waist Midi Mesh Tartan Skirt - Multi

Current sale price is £22.25

(Save £5.75)

Regular price was £28

Macgregor VIP Deluxe Wheeled Travel Cover, Black

VIP Deluxe Wheeled Travel Cover, Black

£59.99

5 out of 5 stars

1 review

Only Milla Life Strap Maxi Woven Dress - Blue

Black Friday Deal

Milla Life Strap Maxi Woven Dress - Blue

Current sale price is £31.25

(Save £23.75)

Regular price was £55

4 out of 5 stars

1 review

Only Onlisadora Wide Leg Fit Trousers - Multi

Black Friday Deal

Onlisadora Wide Leg Fit Trousers - Multi

Current sale price is £28.25

(Save £9.75)

Regular price was £38

Hunter Kids First Rainbow Boot

Kids First Rainbow Boot

£45

Only Hallie Quilted Jacket - Brown Multi

Black Friday Deal

Hallie Quilted Jacket - Brown Multi

Current sale price is £33.75

(Save £11.25)

Regular price was £45

Max Factor Miracle Beauty Prep Primer 3 in 1

Black Friday Deal

Miracle Beauty Prep Primer 3 in 1

Current sale price is £7.99

(Save £5)

Regular price was £12.99

4.5 out of 5 stars

39 reviews

Only Hallie Quilted Jacket - Multi

Black Friday Deal

Hallie Quilted Jacket - Multi

Current sale price is £31.50

(Save £13.50)

Regular price was £45

Hunter Kids First Rainbow Wellington Boots - Multi

Kids First Rainbow Wellington Boots - Multi

£45

Only Linen Belted Jumpsuit - Multi

Black Friday Deal

Linen Belted Jumpsuit - Multi

Current sale price is £35

(Save £15)

Regular price was £50

Max Factor 2000 Calorie Long Lash Era Mascara

Black Friday Deal

2000 Calorie Long Lash Era Mascara

Current sale price is £6.50

(Save £4.49)

Regular price was £10.99

4.6 out of 5 stars

239 reviews

Only Evara Stripe Dress - Multi

Black Friday Deal

Evara Stripe Dress - Multi

Current sale price is £22.75

(Save £12.25)

Regular price was £35

Only Cindy Loose Jersey Pant - Multi

Black Friday Deal

Cindy Loose Jersey Pant - Multi

Current sale price is £22.75

(Save £9.25)

Regular price was £32

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.