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Fitbit Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Available in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink coloursAvailable in blue, black, pink colours

Versa 4 Fitness Smartwatch - built-in GPS, 6-day battery life, Android & iOS compatible - Waterfall Blue/Platinum Aluminium

Current sale price is From £128.99

(Save up to £50.01)

Regular price was £179

3.8 out of 5 stars

180 reviews

RING Battery Video Doorbell (3rd Gen) - Satin Nickel

Battery Video Doorbell (3rd Gen) - Satin Nickel

Current sale price is £94

(Save £5.99)

Regular price was £99.99

4.8 out of 5 stars

30 reviews

Fitbit Sense 2, Health and Fitness Smartwatch

Available in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey coloursAvailable in blue, white, grey colours

Sense 2, Health and Fitness Smartwatch

Current sale price is £159

(Save £60)

Regular price was £219

3.7 out of 5 stars

119 reviews

RING Battery Video Doorbell (3rd Gen) - Venetian Bronze

Battery Video Doorbell (3rd Gen) - Venetian Bronze

Current sale price is £94

(Save £5.99)

Regular price was £99.99

4.7 out of 5 stars

25 reviews

RING Video Doorbell (3rd Gen) with Chime - Satin Nickel

Video Doorbell (3rd Gen) with Chime - Satin Nickel

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.5 out of 5 stars

32 reviews

RING Floodlight Cam Wired Plus Smart Security Camera

Available in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white coloursAvailable in black, white colours

Floodlight Cam Wired Plus Smart Security Camera

Current sale price is From £133.99

(Save up to £26)

Regular price was From £159.99

4.8 out of 5 stars

12 reviews

Fitbit Charge 6 - Obsidian Band / Black Aluminum Case

Charge 6 - Obsidian Band / Black Aluminum Case

Current sale price is £98.99

(Save £40.01)

Regular price was £139

4.5 out of 5 stars

89 reviews

Fitbit Charge 6 - Porcelain Band / Silver Aluminum Case

Charge 6 - Porcelain Band / Silver Aluminum Case

Current sale price is £98.99

(Save £40.01)

Regular price was £139

4.6 out of 5 stars

79 reviews

Only Orchid Corduroy Collar and Cuff Jacket - Brown

Orchid Corduroy Collar and Cuff Jacket - Brown

Current sale price is £40

(Save £10)

Regular price was £50

RING Video Doorbell (3rd Gen) with Chime - Venetian Bronze

Video Doorbell (3rd Gen) with Chime - Venetian Bronze

Current sale price is £109.99

(Save £20)

Regular price was £129.99

4.4 out of 5 stars

26 reviews

Only High Waist Pleat Skort - Black

High Waist Pleat Skort - Black

Current sale price is £24

(Save £6)

Regular price was £30

Only Faux Suede Trenchcoat - Dark Brown

Faux Suede Trenchcoat - Dark Brown

Current sale price is £63.75

(Save £21.25)

Regular price was £85

Evolution 225MM Telescopic Dry Wall Sander

225MM Telescopic Dry Wall Sander

Current sale price is £124.99

(Save £21.01)

Regular price was £146

Only Hattie High Waisted Pleated Straight Trouser - Grey

Hattie High Waisted Pleated Straight Trouser - Grey

Current sale price is £32

(Save £8)

Regular price was £40

Fossil Grant Chronograph Stainless Steel Watch FS4832 - Black

Grant Chronograph Stainless Steel Watch FS4832 - Black

Current sale price is £125.25

(Save £53.75)

Regular price was £179

4.3 out of 5 stars

4 reviews

Only Hallie Quilted Denim Jacket - Blue

Hallie Quilted Denim Jacket - Blue

Current sale price is £15.50

(Save £36.50)

Regular price was £52

Only Longline Animal Print Padded Coat - Brown

Longline Animal Print Padded Coat - Brown

Current sale price is £72

(Save £18)

Regular price was £90

3.5 out of 5 stars

2 reviews

Fossil Men's Ellis Core Chains Stainless Steel Chain Necklace, JF04614040

Men's Ellis Core Chains Stainless Steel Chain Necklace, JF04614040

Current sale price is £55

(Save £14)

Regular price was £69

2 out of 5 stars

1 review

RING 3rd Gen Doorbell and Echo Dot

Available in silver, brown coloursAvailable in silver, brown coloursAvailable in silver, brown coloursAvailable in silver, brown coloursAvailable in silver, brown colours

3rd Gen Doorbell and Echo Dot

Current sale price is £139.99

(Save £14.99)

Regular price was £154.98

4.8 out of 5 stars

30 reviews

Only Orchid Straight Button Front Coat - Beige

Orchid Straight Button Front Coat - Beige

Current sale price is £44

(Save £11)

Regular price was £55

Only Cornelia Padded Jacket - Brown

Cornelia Padded Jacket - Brown

Current sale price is £44

(Save £11)

Regular price was £55

Only Onllara Plain Long Coat - Black

Onllara Plain Long Coat - Black

Current sale price is £45

(Save £30)

Regular price was £75

Only Bina Faux Leather Trenchcoat - Black - Black

Bina Faux Leather Trenchcoat - Black - Black

Current sale price is £35

(Save £35)

Regular price was £70

5 out of 5 stars

1 review

Only Faux Suede Jacket - Brown

Faux Suede Jacket - Brown

Current sale price is £45.50

(Save £19.50)

Regular price was £65

Only Bine Life Faux Suede Blazer - Dark Brown

Bine Life Faux Suede Blazer - Dark Brown

Current sale price is £30

(Save £30)

Regular price was £60

Only Dakota High Waist Faux Leather Wide Trousers - Black

Dakota High Waist Faux Leather Wide Trousers - Black

Current sale price is £33.50

(Save £11.50)

Regular price was £45

Only Frida Argyle Knitted Cardigan - Pink

Frida Argyle Knitted Cardigan - Pink

Current sale price is £26.25

(Save £8.75)

Regular price was £35

RING Video Doorbell (3rdGen) Venetian Bronze and Indoor Cam White Security Camera

Video Doorbell (3rdGen) Venetian Bronze and Indoor Cam White Security Camera

Current sale price is £119.99

(Save £30)

Regular price was £149.99

4.6 out of 5 stars

8 reviews

Only Linen Belted Jumpsuit - Multi

Linen Belted Jumpsuit - Multi

Current sale price is £25

(Save £25)

Regular price was £50

Only Long Sleeve Floral Jersey Top - Black

Long Sleeve Floral Jersey Top - Black

Current sale price is £38

(Save £10)

Regular price was £48

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.