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Refurbished Apple iPhone 15 - 128GB, Black (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 15 - 128GB, Black (Pristine Condition)

Current sale price is £469

Regular price was £519

(Save £50)

3.7 out of 5 stars

9 reviews

Refurbished Samsung S22 5G - 128GB, Mobile - Black (Pristine Condition)

Flash Deal ends 01.11.26

Samsung S22 5G - 128GB, Mobile - Black (Pristine Condition)

Current sale price is £239

Regular price was £269

(Save £30)

3.8 out of 5 stars

791 reviews

Little Tikes First Washer-Dryer

Black Friday Price Promise >

First Washer-Dryer

Current sale price is £34.99

Regular price was £56.99

(Save £22)

3.8 out of 5 stars

96 reviews

Refurbished Apple iPhone 13 - 128GB, Pink (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 13 - 128GB, Pink (Pristine Condition)

£339

3.5 out of 5 stars

4 reviews

Refurbished Apple iPhone 12 - 64GB, Blue (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 12 - 64GB, Blue (Pristine Condition)

£239

3.7 out of 5 stars

3 reviews

Refurbished Apple iPhone 12 Pro - 128GB, Black (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 12 Pro - 128GB, Black (Pristine Condition)

£329

3 out of 5 stars

1 review

Refurbished Samsung S22 5G - 128GB, Mobile - Pink Gold (Pristine Condition)

Flash Deal ends 01.11.26

Samsung S22 5G - 128GB, Mobile - Pink Gold (Pristine Condition)

Current sale price is £239

Regular price was £269

(Save £30)

3.6 out of 5 stars

5 reviews

Little Tikes Cozy Coupe

Black Friday Price Promise >

Cozy Coupe

Current sale price is £55.99

Regular price was £69.99

(Save £14)

3.9 out of 5 stars

472 reviews

Refurbished Apple iPhone 12 - 128GB, Black (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 12 - 128GB, Black (Pristine Condition)

£269

3.9 out of 5 stars

8 reviews

Levi's Batwing Bidfold Leather Wallet - Black

Batwing Bidfold Leather Wallet - Black

Current sale price is £22

Regular price was £35

(Save £13)

3 out of 5 stars

4 reviews

Little Tikes Sweet Spaces Modular Kitchen Refrigerator Role Play Toy

Sweet Spaces Modular Kitchen Refrigerator Role Play Toy

£79.99

3.8 out of 5 stars

13 reviews

Little Tikes Adventure Rocket Playhouse

Adventure Rocket Playhouse

£174.99

3.8 out of 5 stars

32 reviews

Refurbished Samsung S22 Ultra 5G - 128GB Mobile - Green (Pristine Condition)

Flash Deal ends 01.11.26

Samsung S22 Ultra 5G - 128GB Mobile - Green (Pristine Condition)

£399

3 out of 5 stars

2 reviews

Little Tikes Ice Cream Cozy Coupe Truck

Ice Cream Cozy Coupe Truck

Current sale price is £119.99

Regular price was £149.99

(Save £30)

3 out of 5 stars

50 reviews

Refurbished Apple iPhone 13 Pro Max - 256GB, Grey (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 13 Pro Max - 256GB, Grey (Pristine Condition)

£499

3.7 out of 5 stars

3 reviews

Refurbished Apple iPhone 13 Pro - 128GB, Silver (Pristine Condition)

Flash Deal ends 01.11.26

Apple iPhone 13 Pro - 128GB, Silver (Pristine Condition)

£399

3 out of 5 stars

3 reviews

Levi's 720 High Rise Super Skinny Jeans - Black Squared

720 High Rise Super Skinny Jeans - Black Squared

£70

3.9 out of 5 stars

116 reviews

Levi's Womens Ribcage High Rise Slim Jeans - Slight Night

Womens Ribcage High Rise Slim Jeans - Slight Night

Current sale price is £88

Regular price was £110

(Save £22)

3.3 out of 5 stars

4 reviews

Silvercloud Counting Sheep Bouncer

Counting Sheep Bouncer

Current sale price is £55

Regular price was £60

(Save £5)

3.8 out of 5 stars

80 reviews

Levi's 318 Tailored Wide Leg Jeans - State Line

318 Tailored Wide Leg Jeans - State Line

Current sale price is £72

Regular price was £90

(Save £18)

3.3 out of 5 stars

3 reviews

Levi's Levis 513 Slim Straight Fit Jeans - Jet - Black

Levis 513 Slim Straight Fit Jeans - Jet - Black

£80

3 out of 5 stars

2 reviews

Levi's Ribcage Flare Jeans - Sassafras - Dark Red

Ribcage Flare Jeans - Sassafras - Dark Red

Current sale price is £80

Regular price was £100

(Save £20)

3 out of 5 stars

1 review

Refurbished Samsung S23 5G - 128GB Mobile - Black (Pristine Condition)

Flash Deal ends 01.11.26

Samsung S23 5G - 128GB Mobile - Black (Pristine Condition)

£399

3.5 out of 5 stars

2 reviews

Little Tikes Creative Construction Power Cuts Set

Creative Construction Power Cuts Set

Current sale price is £23.99

Regular price was £29.99

(Save £6)

3.6 out of 5 stars

26 reviews

Levi's Demi Cord Shacket - Foxtrot Brown

Demi Cord Shacket - Foxtrot Brown

Current sale price is £86.25

Regular price was £120

(Save £33.75)

3.8 out of 5 stars

4 reviews

Levi's Luna Relaxed Fit Checked Blazer - Grey

Luna Relaxed Fit Checked Blazer - Grey

£110

3.8 out of 5 stars

6 reviews

Levi's 505 Regular Fit Jeans - Black 37743 - Black

505 Regular Fit Jeans - Black 37743 - Black

£80

3.9 out of 5 stars

387 reviews

Levi's Mens Redwood Quarter Zip Fleece Sweatshirt - Red

Mens Redwood Quarter Zip Fleece Sweatshirt - Red

Current sale price is £48.75

Regular price was £65

(Save £16.25)

3 out of 5 stars

2 reviews

Levi's Ribcage Straight Ankle Medium Indigo Jean - Jazz Pop

Black Friday Price Promise >

Ribcage Straight Ankle Medium Indigo Jean - Jazz Pop

Current sale price is £88

Regular price was £110

(Save £22)

3.9 out of 5 stars

150 reviews

Levi's Mens 565 Loose Straight Corduroy Trousers - Dark Brown

Mens 565 Loose Straight Corduroy Trousers - Dark Brown

£60

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.