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L'Oreal Paris Men Expert Hydrating Essentials Gift Set

Black Friday Price Promise >

L'Oreal Paris Men Expert

Hydrating Essentials Gift Set

Current sale price is £15

Regular price was £36

(Save £21)

5 out of 5 stars

1 review

L'Oreal Paris Men Expert Energising Essentials Gift Set

Black Friday Price Promise >

L'Oreal Paris Men Expert

Energising Essentials Gift Set

Current sale price is £13

Regular price was £20

(Save £7)

5 out of 5 stars

1 review

VTech Disney Toy Story 5 Lilypad Tablet

Disney Toy Story 5 Lilypad Tablet

Current sale price is £20

Regular price was £24.99

(Save £4.99)

5 out of 5 stars

3 reviews

Garnier Glow Getter Gift Set

Black Friday Price Promise >

Glow Getter Gift Set

Current sale price is £8

Regular price was £14.50

(Save £6.50)

5 out of 5 stars

1 review

VTech Magical Makeover Fairy Fox Interactive Toy

Magical Makeover Fairy Fox Interactive Toy

Current sale price is £35

Regular price was £49.99

(Save £14.99)

5 out of 5 stars

1 review

VTech Counting Hoops Basketball Stand

Counting Hoops Basketball Stand

Current sale price is £19.49

Regular price was £39.99

(Save £20.50)

5 out of 5 stars

5 reviews

VTech 3.5" Video Monitor

3.5" Video Monitor

£55

5 out of 5 stars

2 reviews

VTech PAW Patrol Light-Up Missions Pup Pad

PAW Patrol Light-Up Missions Pup Pad

Current sale price is £16.99

Regular price was £21.99

(Save £5)

5 out of 5 stars

2 reviews

VTech Toot-Toot Drivers Chug & Learn Train Set

Toot-Toot Drivers Chug & Learn Train Set

Current sale price is £16.99

Regular price was £19.43

(Save £2.44)

5 out of 5 stars

3 reviews

VTech Drill & Learn Toolbox

Drill & Learn Toolbox

£19.99

5 out of 5 stars

6 reviews

VTech Bluey Dance Mode Chattermax Interactive Toy

Bluey Dance Mode Chattermax Interactive Toy

Current sale price is £15.99

Regular price was £21.99

(Save £6)

5 out of 5 stars

5 reviews

VTech Disney Toy Story 5 Buzz Lightyear Game n Go

Disney Toy Story 5 Buzz Lightyear Game n Go

Current sale price is £15.99

Regular price was £19.99

(Save £4)

5 out of 5 stars

1 review

VTech Marble Rush Free Fall Vertical Set

Marble Rush Free Fall Vertical Set

Current sale price is £32

Regular price was £39.99

(Save £7.99)

5 out of 5 stars

3 reviews

VTech Marble Rush Safari Slides

Marble Rush Safari Slides

Current sale price is £14.99

Regular price was £19.99

(Save £5)

5 out of 5 stars

1 review

VTech KidiGear Walkie Talkies Explorer

KidiGear Walkie Talkies Explorer

Current sale price is £28.99

Regular price was £39.99

(Save £11)

5 out of 5 stars

3 reviews

VTech Gabby's Dollhouse: Secret Safe My Cat-tastic Diary

Gabby's Dollhouse: Secret Safe My Cat-tastic Diary

£24.99

5 out of 5 stars

1 review

VTech Disney Toy Story 5 Buzz Lightyear Game n Go

Disney Toy Story 5 Buzz Lightyear Game n Go

Current sale price is £15.99

Regular price was £18.99

(Save £3)

5 out of 5 stars

3 reviews

Yardmaster 6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

£290

5 out of 5 stars

1 review

VTech Trotting Tunes Hobby Horse

Trotting Tunes Hobby Horse

Current sale price is £13.99

Regular price was £19.99

(Save £6)

5 out of 5 stars

1 review

VTech Mix It Up DJ Interactive Musical Toy

Mix It Up DJ Interactive Musical Toy

Current sale price is £18.40

Regular price was £22.99

(Save £4.59)

5 out of 5 stars

4 reviews

VTech Toot-Toot Drivers Bluey: Bingo Garbage Truck

Toot-Toot Drivers Bluey: Bingo Garbage Truck

Current sale price is £9.59

Regular price was £11.99

(Save £2.40)

5 out of 5 stars

1 review

VTech Toot-Toot Drivers Muffin Pizza Girls Car

Toot-Toot Drivers Muffin Pizza Girls Car

Current sale price is £9.99

Regular price was £11.99

(Save £2)

5 out of 5 stars

1 review

VTech Toot-Toot Drivers Bingo Fire Truck

Toot-Toot Drivers Bingo Fire Truck

Current sale price is £9.99

Regular price was £11.99

(Save £2)

5 out of 5 stars

1 review

VTech Switch & Go Dinos Armour Up T-Rex Dragon

Switch & Go Dinos Armour Up T-Rex Dragon

Current sale price is £21.99

Regular price was £26.99

(Save £5)

5 out of 5 stars

1 review

VTech Bluey's Book of Games

Bluey's Book of Games

Current sale price is £23.99

Regular price was £29.99

(Save £6)

5 out of 5 stars

4 reviews

VTech Toot-Toot Drivers Bluey Escape Convertible

Toot-Toot Drivers Bluey Escape Convertible

Current sale price is £9.99

Regular price was £11.99

(Save £2)

5 out of 5 stars

1 review

VTech V-Hush Rocker

V-Hush Rocker

£40

5 out of 5 stars

2 reviews

VTech Bubble Time Turtle

Bubble Time Turtle

Current sale price is £17.99

Regular price was £22.99

(Save £5)

5 out of 5 stars

4 reviews

Garnier Vitamin C Brightening Routine

Vitamin C Brightening Routine

£24.99

5 out of 5 stars

1 review

VTech BC8213 V-Hush Mini Soothing Sleep Trainer

BC8213 V-Hush Mini Soothing Sleep Trainer

Current sale price is £30

Regular price was £40

(Save £10)

5 out of 5 stars

2 reviews

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You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
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If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

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Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.