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Style Cheat Embroidered Linen Sleeveless Daphne Dress - White

Embroidered Linen Sleeveless Daphne Dress - White

Current sale price is £48.50

(Save £26.50)

Regular price was £75

3.5 out of 5 stars

2 reviews

Smoby Life Nature Playhouse with Kitchen

Life Nature Playhouse with Kitchen

Current sale price is £119.99

(Save £35)

Regular price was £154.99

4.5 out of 5 stars

17 reviews

Smoby Life Friends Playhouse and Kitchen

Life Friends Playhouse and Kitchen

Current sale price is £289.99

(Save £130)

Regular price was £419.99

4.9 out of 5 stars

8 reviews

Sharp GK4245K 70-inch 4K Ultra HD Smart TV with Freely- 70GK4245K

GK4245K 70-inch 4K Ultra HD Smart TV with Freely- 70GK4245K

Current sale price is £429

Regular price was £449

3.4 out of 5 stars

21 reviews

Style Cheat Wide Leg Tailored Trousers - Blue

Wide Leg Tailored Trousers - Blue

Current sale price is £27.75

(Save £17.25)

Regular price was £45

Style Cheat V-Neck Sleeveless Waistcoat - Blue

V-Neck Sleeveless Waistcoat - Blue

Current sale price is £35.75

(Save £12.25)

Regular price was £48

Style Cheat Floral Bubble Hem Mini Dress - Multi

Floral Bubble Hem Mini Dress - Multi

Current sale price is £32.50

(Save £32.50)

Regular price was £65

Style Cheat Jasmine One Shoulder Dress - Blue

Jasmine One Shoulder Dress - Blue

Current sale price is £45.50

(Save £19.50)

Regular price was £65

Style Cheat Jasmine Cutout Dress - Pink

Jasmine Cutout Dress - Pink

Current sale price is £57.75

(Save £10.25)

Regular price was £68

Style Cheat Bandeau Dropped Waist Maxi Dress - Yellow

Bandeau Dropped Waist Maxi Dress - Yellow

Current sale price is £34

(Save £28)

Regular price was £62

Style Cheat Indie Tiered Cut Out Dress - Brown

Indie Tiered Cut Out Dress - Brown

Current sale price is £44.50

(Save £23.50)

Regular price was £68

Sharp HK4245K 55-inch 4K Ultra HD Smart TV with Freely- 4T-C55HK4245KB

Time Limited Deal

HK4245K 55-inch 4K Ultra HD Smart TV with Freely- 4T-C55HK4245KB

Current sale price is £269

(Save £30)

Regular price was £299

Style Cheat Daphne Floral Shirt Dress - Pink

Daphne Floral Shirt Dress - Pink

Current sale price is £38

(Save £20)

Regular price was £58

Style Cheat Jasmine Dress - Green

Jasmine Dress - Green

£65

Style Cheat Side Pleat Mini Dress - Yellow

Side Pleat Mini Dress - Yellow

Current sale price is £45.50

(Save £19.50)

Regular price was £65

4.5 out of 5 stars

2 reviews

Style Cheat Lace High Neck Mini Dress - Pink

Lace High Neck Mini Dress - Pink

Current sale price is £33

(Save £32)

Regular price was £65

Yardmaster 6 X 4 ft Platinum Tall Metal Pent Roof Shed

6 X 4 ft Platinum Tall Metal Pent Roof Shed

Current sale price is £190

(Save £40)

Regular price was £230

1 out of 5 stars

1 review

Sharp HK4245K 50-inch 4K Ultra HD Smart TV with Freely- 4T-C50HK4245KB

Time Limited Deal

HK4245K 50-inch 4K Ultra HD Smart TV with Freely- 4T-C50HK4245KB

Current sale price is £229

(Save £40)

Regular price was £269

Sharp HM5245K 43-inch 4K Ultra HD QLED Smart TV with Freely- 4T-C43HM5245KB

Time Limited Deal

HM5245K 43-inch 4K Ultra HD QLED Smart TV with Freely- 4T-C43HM5245KB

Current sale price is £199

(Save £40)

Regular price was £239

5 out of 5 stars

1 review

Yardmaster 6 X 4 ft Double Door Metal Pent Roof Shed

6 X 4 ft Double Door Metal Pent Roof Shed

£199

3 out of 5 stars

2 reviews

Style Cheat Halter Neck Spot Mini Dress - White

Halter Neck Spot Mini Dress - White

Current sale price is £40.50

(Save £19.50)

Regular price was £60

Style Cheat Tailored Sleeveless Button Through Dress - Red

Tailored Sleeveless Button Through Dress - Red

Current sale price is £37.50

(Save £27.50)

Regular price was £65

4 out of 5 stars

1 review

Style Cheat Laser Cut Shirt Dressâ - Yellow

Laser Cut Shirt Dressâ - Yellow

£72

Yardmaster 6ft X 7ft Castleton Apex Roof Metal Shed

6ft X 7ft Castleton Apex Roof Metal Shed

Current sale price is £270

(Save £45)

Regular price was £315

4 out of 5 stars

1 review

Style Cheat Assymetric Cutout Dress - Blue

Assymetric Cutout Dress - Blue

Current sale price is £57.75

(Save £10.25)

Regular price was £68

Style Cheat Jasmine Embellished Chiffon Dress - Brown

Jasmine Embellished Chiffon Dress - Brown

Current sale price is £50

(Save £22)

Regular price was £72

Yardmaster 6ft X 4ft Castleton Pent Roof Metal Shed

6ft X 4ft Castleton Pent Roof Metal Shed

£215

3.8 out of 5 stars

4 reviews

Style Cheat Zoe Tiered Cutout Maxi Dress - Red

Zoe Tiered Cutout Maxi Dress - Red

Current sale price is £56.25

(Save £18.75)

Regular price was £75

5 out of 5 stars

1 review

Style Cheat Belted Co-ord Blazer

Belted Co-ord Blazer

Current sale price is £37.75

(Save £10.25)

Regular price was £48

Style Cheat Belted Pleated Dress - Yellow

Belted Pleated Dress - Yellow

Current sale price is £44.50

(Save £23.50)

Regular price was £68

4.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.