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Jack & Jones & Amp; Faux Leather Lace Up Trainers - Black

& Amp; Faux Leather Lace Up Trainers - Black

£40

5 out of 5 stars

2 reviews

Jack & Jones Norrebro Embroidered Short Sleeve T-Shirt - White

Black Friday Deal

Norrebro Embroidered Short Sleeve T-Shirt - White

Current sale price is £6.75

(Save £8.25)

Regular price was £15

5 out of 5 stars

1 review

Jack & Jones Kane Jonnie Cargo Pants - Khaki

Black Friday Deal

Kane Jonnie Cargo Pants - Khaki

Current sale price is £20.25

(Save £11.75)

Regular price was £32

5 out of 5 stars

1 review

Jack & Jones Croxley Knit Trainers - Grey

Black Friday Deal

Croxley Knit Trainers - Grey

Current sale price is £28

(Save £7)

Regular price was £35

5 out of 5 stars

1 review

Jack & Jones George Textured Knitted Polo Top - Navy

Black Friday Deal

George Textured Knitted Polo Top - Navy

Current sale price is £21

(Save £7)

Regular price was £28

5 out of 5 stars

1 review

Jack & Jones Kane Barkley Relaxed Fit Cargo Trousers - Black

Black Friday Deal

Kane Barkley Relaxed Fit Cargo Trousers - Black

Current sale price is From £24.92

(Save up to £10.08)

Regular price was From £35

5 out of 5 stars

3 reviews

Jack & Jones Jack & Jones Faux Leather Cupsole Trainers

Jack & Jones Faux Leather Cupsole Trainers

£55

5 out of 5 stars

1 review

Black Friday Deal

Centre Logo Crew Neck Sweat - Black

Current sale price is £14.24

(Save £5.76)

Regular price was £20

5 out of 5 stars

1 review

Jack & Jones Marco Flint Slim Fit Chinos - Black

Marco Flint Slim Fit Chinos - Black

£32

5 out of 5 stars

1 review

Jack & Jones Faux Leather Lace Up Trainers - White

Black Friday Deal

Faux Leather Lace Up Trainers - White

Current sale price is £38.27

(Save £21.73)

Regular price was £60

5 out of 5 stars

1 review

Jack & Jones Plus Paul Tapered Fit Cuffed Cargo Pants - Black

Black Friday Deal

Plus Paul Tapered Fit Cuffed Cargo Pants - Black

Current sale price is £30

(Save £20)

Regular price was £50

5 out of 5 stars

1 review

Only Animal Print Quarter Zip Fleece Top - Beige

Animal Print Quarter Zip Fleece Top - Beige

£35

5 out of 5 stars

1 review

Jack & Jones Manor Moccasin Mule Slippers - Brown

Manor Moccasin Mule Slippers - Brown

£25

5 out of 5 stars

2 reviews

Black Friday Deal

Centre Logo Crew Neck Sweat - Green

Current sale price is £14.24

(Save £5.76)

Regular price was £20

5 out of 5 stars

1 review

Jack & Jones Kane Barkley Relaxed Fit Cargo Trousers - Khaki

Kane Barkley Relaxed Fit Cargo Trousers - Khaki

£35

5 out of 5 stars

2 reviews

Jack & Jones Mid Length Padded - Navy

Mid Length Padded - Navy

£35

5 out of 5 stars

2 reviews

Black Friday Deal

Jack & Jones 5-Pack Logo Waistband Trunks - Black

Current sale price is £22.25

(Save £12.75)

Regular price was £35

5 out of 5 stars

4 reviews

Jack & Jones Ace Tapered Fit Cargo Trousers - Black

Ace Tapered Fit Cargo Trousers - Black

£55

5 out of 5 stars

2 reviews

Jack & Jones 2-Pack Marco Dave Chino Trousers - Multi

Black Friday Deal

2-Pack Marco Dave Chino Trousers - Multi

Current sale price is £39.50

(Save £15.50)

Regular price was £55

5 out of 5 stars

1 review

Left Chest Tonal Logo Overhead Hoodie - Black

£28

5 out of 5 stars

1 review

Jack & Jones Mike Slim Tapered Jeans - Blue

Black Friday Deal

Mike Slim Tapered Jeans - Blue

Current sale price is £20.25

(Save £14.75)

Regular price was £35

5 out of 5 stars

1 review

Jack & Jones Glenn Original Slim Fit Jeans - Blue

Glenn Original Slim Fit Jeans - Blue

£27

5 out of 5 stars

2 reviews

Only Waleria Quilted Jacket - Beige

Waleria Quilted Jacket - Beige

£55

5 out of 5 stars

1 review

Jack & Jones Plus Marco Slim Fit Chino Trousers - Navy

Black Friday Deal

Plus Marco Slim Fit Chino Trousers - Navy

Current sale price is £24

(Save £16)

Regular price was £40

5 out of 5 stars

1 review

Jack & Jones Mike Original Comfort Jeans - Black

Black Friday Deal

Mike Original Comfort Jeans - Black

Current sale price is £19.14

(Save £7.86)

Regular price was £27

5 out of 5 stars

2 reviews

Jack & Jones Palm Circle Graphic T-Shirt - White

Black Friday Deal

Palm Circle Graphic T-Shirt - White

Current sale price is £6.90

(Save £5.10)

Regular price was £12

5 out of 5 stars

1 review

Jack & Jones Marco Slim Fit Chino Trousers - Black

Marco Slim Fit Chino Trousers - Black

£25

5 out of 5 stars

2 reviews

Jack & Jones Plus Makoto 3 Pack Short Sleeve Crew Neck T-Shirts - Multi

Black Friday Deal

Plus Makoto 3 Pack Short Sleeve Crew Neck T-Shirts - Multi

Current sale price is £18.69

(Save £11.31)

Regular price was £30

5 out of 5 stars

1 review

Jack & Jones Billy 2 Pack Hoodies - Multi

Black Friday Deal

Billy 2 Pack Hoodies - Multi

Current sale price is £31.82

(Save £23.18)

Regular price was £55

5 out of 5 stars

1 review

Only Long Sleeve Gold Button Cardigan - Beige

Long Sleeve Gold Button Cardigan - Beige

£35

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.