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Studio Creator Photo Creator Mini Digital Camera

Photo Creator Mini Digital Camera

Current sale price is £12.99

(Save £2)

Regular price was £14.99

5 out of 5 stars

2 reviews

Studio Creator Photo Creator Instant Camera

Photo Creator Instant Camera

Current sale price is £44.99

(Save £15)

Regular price was £59.99

3.8 out of 5 stars

29 reviews

Studio Creator Music Creator Karaoke Station

Music Creator Karaoke Station

£24.99

5 out of 5 stars

1 review

Studio Creator Photo Creator Instant Print Photo Album

Photo Creator Instant Print Photo Album

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4 out of 5 stars

1 review

Studio Creator Secret Creator Secret Video Journal

Secret Creator Secret Video Journal

£49.99

5 out of 5 stars

1 review

Studio Creator Photo Creator Camera Projector

Photo Creator Camera Projector

Current sale price is £71.99

Regular price was £74.99

Studio Creator Pad Creator Instant Print Tablet

Pad Creator Instant Print Tablet

£129.99

Studio Creator Photo Creator Instant Print Camera 2.0

Photo Creator Instant Print Camera 2.0

Current sale price is £66.99

Regular price was £69.99

Studio Creator #Get Ready With Me HollyWood Mirror

#Get Ready With Me HollyWood Mirror

Current sale price is £21.99

(Save £3)

Regular price was £24.99

Studio Creator Video Maker Kit White Edition

Video Maker Kit White Edition

£19.99

Studio Creator Pad Creator Instant Print Tablet Case

Pad Creator Instant Print Tablet Case

£19.99

Studio Creator Instant Pocket Printer

Instant Pocket Printer

£24.99

5 out of 5 stars

4 reviews

Studio Creator Photo Creator Pop Colour Camera - Purple

Photo Creator Pop Colour Camera - Purple

£22.99

Werner 12753 Werner Handy Step Stool 3 Step - Grey

12753 Werner Handy Step Stool 3 Step - Grey

£39.99

Werner 7101318 Combination Ladder 3 in 1

7101318 Combination Ladder 3 in 1

£99.99

Werner 22497 Werner Sure Grip Comfort Step Stool with Tool Tray 3 Step

22497 Werner Sure Grip Comfort Step Stool with Tool Tray 3 Step

£69.99

5 out of 5 stars

1 review

Studio Creator Photo Creator Pop Colour Camera - Green

Photo Creator Pop Colour Camera - Green

£29.99

5 out of 5 stars

1 review

Studio Creator Video Maker Kit Deluxe

Video Maker Kit Deluxe

£34.99

3 out of 5 stars

4 reviews

Studio Creator Photo Creator Instant Print Camera 10 Pack Refill

Photo Creator Instant Print Camera 10 Pack Refill

£9.99

5 out of 5 stars

3 reviews

Studio Creator 360 Video Maker Kit

360 Video Maker Kit

£34.99

3 out of 5 stars

2 reviews

Rockit Stroller Rocker (Rechargeable)

Stroller Rocker (Rechargeable)

£49.99

3.7 out of 5 stars

9 reviews

Studio Creator Podcast & Vlogging Kit

Podcast & Vlogging Kit

£14.99

3.5 out of 5 stars

10 reviews

Werner 5 In 1 Combination Ladder

5 In 1 Combination Ladder

£137.99

3.3 out of 5 stars

24 reviews

Werner 7 Tread Stepladder

7 Tread Stepladder

£87.99

4.8 out of 5 stars

22 reviews

Werner 4 In 1 Combination Ladder

4 In 1 Combination Ladder

£137.99

4.5 out of 5 stars

30 reviews

Werner 2 Section Aluminium Loft Ladder

2 Section Aluminium Loft Ladder

£82.99

4.6 out of 5 stars

22 reviews

Werner Pro Work Platform

Pro Work Platform

£89.99

4.1 out of 5 stars

8 reviews

Werner Section Aluminum Loft Ladder

Section Aluminum Loft Ladder

£109.99

4.7 out of 5 stars

6 reviews

Werner Fibreglass 6 tread Stepladder

Fibreglass 6 tread Stepladder

£115.99

4.8 out of 5 stars

12 reviews

Werner 12-Way Combination Ladder

12-Way Combination Ladder

£131.99

4.5 out of 5 stars

16 reviews

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Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
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If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

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Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
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Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.