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Free home delivery on orders £75+

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Pay later with Very Pay

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Excludes large items.

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Only Ibi Cable Knit Dress

Ibi Cable Knit Dress

£35

5 out of 5 stars

1 review

Thomas Sabo Charm Connect Alphabet pendant silver

+17 colours+16 colours+15 colours+14 colours+13 colours

Available in l, j, h and 17 more coloursAvailable in l, j, h, d and 16 more coloursAvailable in l, j, h, d, f and 15 more coloursAvailable in l, j, h, d, f, s and 14 more coloursAvailable in l, j, h, d, f, s, i and 13 more colours

Charm Connect Alphabet pendant silver

£22

5 out of 5 stars

1 review

Thomas Sabo Dots Anklet

Dots Anklet

Current sale price is £29

Regular price was £35

(Save £6)

5 out of 5 stars

1 review

Thomas Sabo Charm Connect paperclip link bracelet

Charm Connect paperclip link bracelet

Current sale price is £72

Regular price was £85

(Save £13)

5 out of 5 stars

1 review

Only Rica Rib Floral Cardigan

Rica Rib Floral Cardigan

Current sale price is £26.25

Regular price was £35

(Save £8.75)

5 out of 5 stars

1 review

Only Happy Stripe Long Sleeve T-shirt

Happy Stripe Long Sleeve T-shirt

£18

5 out of 5 stars

1 review

Thomas Sabo Large heart pendant bracelet: romantic, versatile, adjustable length

Large heart pendant bracelet: romantic, versatile, adjustable length

Current sale price is £46

Regular price was £55

(Save £9)

5 out of 5 stars

2 reviews

Sea To Summit Aeros Ultralight Pillow - Regular Beluga

Aeros Ultralight Pillow - Regular Beluga

£35

5 out of 5 stars

13 reviews

Only Onlgina Buttoned Knitted Vest - Brown

Onlgina Buttoned Knitted Vest - Brown

£35

5 out of 5 stars

1 review

Sea To Summit Camp Self Inflating Mat - Regular Tarragon

Camp Self Inflating Mat - Regular Tarragon

£85

5 out of 5 stars

1 review

Sea To Summit Kitchen Sink - 10L Burnt Olive

Kitchen Sink - 10L Burnt Olive

£30

5 out of 5 stars

3 reviews

Sea To Summit Reactor Fleeceweight Liner - Regular

Reactor Fleeceweight Liner - Regular

£65

5 out of 5 stars

2 reviews

Yardmaster 6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

6ft X 4ft Castleton Pent Roof Metal Shed With Floor Frame

£290

5 out of 5 stars

1 review

Thomas Sabo Charm Original Tooth Imitation Turquoise

Charm Original Tooth Imitation Turquoise

Current sale price is £46

Regular price was £55

(Save £9)

5 out of 5 stars

1 review

Thomas Sabo Round Stud Earrings

Round Stud Earrings

Current sale price is £38

Regular price was £45

(Save £7)

5 out of 5 stars

4 reviews

Only Ella Wide Leg Textured Trousers - Brown

Ella Wide Leg Textured Trousers - Brown

Current sale price is £15

Regular price was £25

(Save £10)

5 out of 5 stars

1 review

Only Chester Short Sleeve Striped Cardigan - Cream

Chester Short Sleeve Striped Cardigan - Cream

£32

5 out of 5 stars

1 review

Thomas Sabo Charm Connect snake pendant with stone

Charm Connect snake pendant with stone

Current sale price is £51

Regular price was £60

(Save £9)

5 out of 5 stars

1 review

Thomas Sabo Silver ear studs with big, white zirconia

Silver ear studs with big, white zirconia

Current sale price is £46

Regular price was £55

(Save £9)

5 out of 5 stars

1 review

Thomas Sabo Charm Connect lucky clover in 3D pendant

Charm Connect lucky clover in 3D pendant

Current sale price is £20

Regular price was £25

(Save £5)

5 out of 5 stars

1 review

Thomas Sabo Charm Connect love letter pendant

Charm Connect love letter pendant

Current sale price is £34

Regular price was £40

(Save £6)

5 out of 5 stars

1 review

Thomas Sabo Bracelet With Daisy Jasper Beads - Multi

Bracelet With Daisy Jasper Beads - Multi

Current sale price is £46

Regular price was £55

(Save £9)

5 out of 5 stars

1 review

Thomas Sabo Bracelet With Daisy Jasper Beads - Multi

Bracelet With Daisy Jasper Beads - Multi

Current sale price is £46

Regular price was £55

(Save £9)

5 out of 5 stars

1 review

Thomas Sabo Charm Cowboy Hat - Multi

Charm Cowboy Hat - Multi

Current sale price is £55

Regular price was £65

(Save £10)

5 out of 5 stars

1 review

Thomas Sabo Cowboy Boot Charm - Multi

Cowboy Boot Charm - Multi

Current sale price is £63

Regular price was £75

(Save £12)

5 out of 5 stars

1 review

Thomas Sabo Heart Necklace

Heart Necklace

Current sale price is £85

Regular price was £100

(Save £15)

5 out of 5 stars

2 reviews

Only Charis Short Sleeve Mix Jersey Top - Multi

Charis Short Sleeve Mix Jersey Top - Multi

£32

5 out of 5 stars

1 review

Thomas Sabo Lovely Daisy ear studs small

Lovely Daisy ear studs small

Current sale price is £76

Regular price was £90

(Save £14)

5 out of 5 stars

1 review

Thomas Sabo Charm hippie bus colourful

Charm hippie bus colourful

£120

5 out of 5 stars

1 review

Thomas Sabo Charm Holder Necklace: Polished 925 silver, customizable with multiple charm pendants on long anchor chain links

Charm Holder Necklace: Polished 925 silver, customizable with multiple charm pendants on long anchor chain links

Current sale price is £76

Regular price was £90

(Save £14)

5 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

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Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.