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River Island Relaxed Flare Robinson Jeans - Black

Relaxed Flare Robinson Jeans - Black

Current sale price is £20

(Save £32)

Regular price was £52

3.7 out of 5 stars

3 reviews

River Island Older Girls Elastic Textured Branded Swimsuit - Black

Older Girls Elastic Textured Branded Swimsuit - Black

Current sale price is £12

(Save £4)

Regular price was £16

3.5 out of 5 stars

2 reviews

River Island T Bar Buckle Flat Sandal - Red

T Bar Buckle Flat Sandal - Red

Current sale price is £15

(Save £24)

Regular price was £39

3 out of 5 stars

1 review

River Island Scallop Linen Jumpsuit - Pink

Scallop Linen Jumpsuit - Pink

Current sale price is £29

(Save £43)

Regular price was £72

3.5 out of 5 stars

2 reviews

River Island Palm Print Jumpsuit - Cream

Palm Print Jumpsuit - Cream

Current sale price is £31.75

(Save £17.25)

Regular price was £49

3 out of 5 stars

1 review

River Island Soft Tailored Barrel Trousers - Cream

Soft Tailored Barrel Trousers - Cream

Current sale price is £21

(Save £21)

Regular price was £42

3 out of 5 stars

1 review

River Island Two Part Ring Buckle Flatform - Gold

Two Part Ring Buckle Flatform - Gold

£39

3.2 out of 5 stars

5 reviews

River Island Airflow Balloon Jumpsuit - Burnt Orange

Airflow Balloon Jumpsuit - Burnt Orange

£49

3 out of 5 stars

1 review

River Island Pink Scallop Linen Waistcoat Co-ord

Pink Scallop Linen Waistcoat Co-ord

Current sale price is £33

(Save £6)

Regular price was £39

3 out of 5 stars

1 review

River Island Tie Detail Drape Culottes - Beige

Tie Detail Drape Culottes - Beige

£36

3 out of 5 stars

1 review

River Island White Linen Tapered Trousers Co-ord

White Linen Tapered Trousers Co-ord

Current sale price is £19

(Save £10)

Regular price was £29

3 out of 5 stars

1 review

River Island Stripe Pussybow Blouse - White

Stripe Pussybow Blouse - White

Current sale price is £19

(Save £20)

Regular price was £39

3 out of 5 stars

1 review

River Island Beige Suede Loafers

Beige Suede Loafers

£46

3 out of 5 stars

1 review

River Island Flower Trim Swimsuit - Red

Flower Trim Swimsuit - Red

Current sale price is £22

(Save £22)

Regular price was £44

3 out of 5 stars

2 reviews

River Island Short Scallop Ponte Waistcoat - Blue

Short Scallop Ponte Waistcoat - Blue

Current sale price is £17

(Save £25)

Regular price was £42

3 out of 5 stars

1 review

River Island Ruffle Sleeve Lace Blouse - White

Ruffle Sleeve Lace Blouse - White

Current sale price is £26.75

(Save £12.25)

Regular price was £39

3 out of 5 stars

1 review

River Island Short Sleeve Polo Cardigan - Green

Short Sleeve Polo Cardigan - Green

Current sale price is £13

(Save £13)

Regular price was £26

3 out of 5 stars

2 reviews

River Island Shirt Column Midi Dress - Black

Shirt Column Midi Dress - Black

Current sale price is £37.25

(Save £16.75)

Regular price was £54

3 out of 5 stars

2 reviews

River Island Cream Zip Denim Mini Dress

Cream Zip Denim Mini Dress

£46

3 out of 5 stars

1 review

River Island Grown On Belt Trouser - Brown

Grown On Belt Trouser - Brown

Current sale price is £26.75

(Save £7.25)

Regular price was £34

3 out of 5 stars

1 review

River Island High Rise Ankle Slim Gemini Jeans - Blue

High Rise Ankle Slim Gemini Jeans - Blue

Current sale price is £22

(Save £24)

Regular price was £46

3 out of 5 stars

1 review

River Island Petite High Rise Relaxed Flare Jean - Blue

Petite High Rise Relaxed Flare Jean - Blue

Current sale price is £40

(Save £10)

Regular price was £50

3.8 out of 5 stars

4 reviews

River Island Denim Mid Rise Bootcut Jeans

Denim Mid Rise Bootcut Jeans

£45

3.7 out of 5 stars

12 reviews

River Island Molly Sculpt Chicago Jeans - Blue

Molly Sculpt Chicago Jeans - Blue

Current sale price is £39

(Save £10)

Regular price was £49

3.5 out of 5 stars

2 reviews

River Island Embellished Wrap Heels

Embellished Wrap Heels

£59

3 out of 5 stars

1 review

River Island Floral Border Beach Shirt - Cream

Floral Border Beach Shirt - Cream

Current sale price is £26.75

(Save £12.25)

Regular price was £39

3 out of 5 stars

1 review

River Island 10 Pack Ri Jacquard Waistband Trunks - Black

10 Pack Ri Jacquard Waistband Trunks - Black

£45

3 out of 5 stars

2 reviews

River Island Mom Sculpt Barney Jeans - Blue

Mom Sculpt Barney Jeans - Blue

Current sale price is £36.75

(Save £9.25)

Regular price was £46

3.8 out of 5 stars

4 reviews

River Island Long Sleeve Striped Tie Waist Midi Shirt Dress - Navy

Long Sleeve Striped Tie Waist Midi Shirt Dress - Navy

Current sale price is £24

(Save £35)

Regular price was £59

3 out of 5 stars

1 review

River Island Halter Swirl Swimsuit - Brown

Halter Swirl Swimsuit - Brown

Current sale price is £24.25

(Save £21.75)

Regular price was £46

3 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.