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undefined Chilly Nights 15 Tog DB - White

Chilly Nights 15 Tog DB - White

Current sale price is From £17

(Save up to £12)

Regular price was From £28

4.5 out of 5 stars

93 reviews

undefined Coverless Duvet Embossed Herringbone Navy, 10.5 Tog, Single

Coverless Duvet Embossed Herringbone Navy, 10.5 Tog, Single

Current sale price is From £20

(Save up to £10)

Regular price was From £28

3.4 out of 5 stars

7 reviews

undefined Super Support 2 Pack Pillow - White

Super Support 2 Pack Pillow - White

Current sale price is £12

(Save £4)

Regular price was £16

4 out of 5 stars

63 reviews

undefined Climate Control 10.5 Tog Duvet- White

Bank Holiday Deal

Climate Control 10.5 Tog Duvet- White

Current sale price is From £17

(Save up to £18)

Regular price was From £29

4.4 out of 5 stars

29 reviews

undefined Squish Haul

Squish Haul

£18.99

undefined 4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Bank Holiday Deal

4 Pack Plush 2.5-Inch Micromallows (Chanel, Brina, Lucia, Tenise)

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.5 out of 5 stars

2 reviews

undefined Cool Summer Nights 4.5 Tog Duvet - White

Cool Summer Nights 4.5 Tog Duvet - White

Current sale price is From £11

(Save up to £8)

Regular price was From £17

3.7 out of 5 stars

22 reviews

undefined Cosy Nights Medium Pillow - 2 Pack - White

Cosy Nights Medium Pillow - 2 Pack - White

Current sale price is £11

(Save £5)

Regular price was £16

3.3 out of 5 stars

8 reviews

undefined Original Sanrio 10-Inch Starshine Cinnamoroll Plush

Bank Holiday Deal

Original Sanrio 10-Inch Starshine Cinnamoroll Plush

Current sale price is £14.99

(Save £4)

Regular price was £18.99

undefined Stream n Snack Bowl

Stream n Snack Bowl

Current sale price is £13

(Save £1.99)

Regular price was £14.99

undefined Cool Summer Nights Pack of 4 Pillows Firm Support - White

Cool Summer Nights Pack of 4 Pillows Firm Support - White

Current sale price is £18

(Save £9)

Regular price was £27

3.4 out of 5 stars

5 reviews

undefined 5 Pack Squishmallows Knickers - Multi

Bank Holiday Deal

5 Pack Squishmallows Knickers - Multi

Current sale price is From £9.50

(Save up to £3)

Regular price was From £12

5 out of 5 stars

2 reviews

undefined BLDR Squishmallows 136-piece Patty's Farmers Market Building Set 0046 - Includes Squishmallows Buildable Figure

BLDR Squishmallows 136-piece Patty's Farmers Market Building Set 0046 - Includes Squishmallows Buildable Figure

£9.99

undefined Squishmallow Swimming Costume - Multi

Bank Holiday Deal

Squishmallow Swimming Costume - Multi

Current sale price is From £9.50

(Save up to £3)

Regular price was From £12

undefined BLDR Squishmallows 121-piece Avery's Ball Game Building Set 0044 - Includes Squishmallows Buildable Figure

BLDR Squishmallows 121-piece Avery's Ball Game Building Set 0044 - Includes Squishmallows Buildable Figure

£9.99

undefined Original Disney 10-Inch Angel Plush

Bank Holiday Deal

Original Disney 10-Inch Angel Plush

Current sale price is £12.99

(Save £2)

Regular price was £14.99

undefined Cool Summer Nights Pack of 2 Pillows Firm Support - White

Cool Summer Nights Pack of 2 Pillows Firm Support - White

£16

4 out of 5 stars

8 reviews

undefined Large Art Set

Bank Holiday Deal

Large Art Set

Current sale price is £9.99

(Save £7)

Regular price was £16.99

4.7 out of 5 stars

6 reviews

undefined Teflon Mattress Protector - White

Teflon Mattress Protector - White

From £13

4.5 out of 5 stars

12 reviews

undefined Squishmallow Short Sleeve Top And Short Set - Pink

Squishmallow Short Sleeve Top And Short Set - Pink

From £16

undefined Original Disney 10-Inch Stitch Wearing Lei

Bank Holiday Deal

Original Disney 10-Inch Stitch Wearing Lei

Current sale price is £14.99

(Save £4)

Regular price was £18.99

undefined Lap Desk

Lap Desk

Current sale price is £13

(Save £1.99)

Regular price was £14.99

undefined Squishmallow Sleeveless Playsuit - Multi

Bank Holiday Deal

Squishmallow Sleeveless Playsuit - Multi

Current sale price is From £6.25

(Save up to £11)

Regular price was From £16

5 out of 5 stars

2 reviews

undefined Anti-Allergy 4.5 Tog Double Duvet - White

Anti-Allergy 4.5 Tog Double Duvet - White

Current sale price is From £14

(Save up to £6)

Regular price was From £19

4.7 out of 5 stars

22 reviews

undefined Stackables 12-Inch Medium Plush - Oshun the Pink Tie-Dye Octopus

Bank Holiday Deal

Stackables 12-Inch Medium Plush - Oshun the Pink Tie-Dye Octopus

Current sale price is £13.99

(Save £6)

Regular price was £19.99

undefined 14-Inch Large Plush

Bank Holiday Deal

14-Inch Large Plush

Current sale price is £17.99

(Save £7)

Regular price was £24.99

5 out of 5 stars

3 reviews

undefined 3 Pack Squishmallows Crop Tops - Multi

Bank Holiday Deal

3 Pack Squishmallows Crop Tops - Multi

Current sale price is From £9.50

(Save up to £3)

Regular price was From £12

5 out of 5 stars

1 review

undefined 16-Inch Large Plush - Oatfae the Pomegranate (with Seeded Belly)

Bank Holiday Deal

16-Inch Large Plush - Oatfae the Pomegranate (with Seeded Belly)

Current sale price is £16.99

(Save £6)

Regular price was £22.99

5 out of 5 stars

1 review

undefined Original Squad Goals Pet Harness (Small) - Official Jazwares Pets Apparel

Original Squad Goals Pet Harness (Small) - Official Jazwares Pets Apparel

£14.99

undefined BLDR Adopt Me Coffee Shop Building Set Exclusive Virtual Item Code Included

BLDR Adopt Me Coffee Shop Building Set Exclusive Virtual Item Code Included

£19.99

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.