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Zoon Calming Fur Bed - stone

Calming Fur Bed - stone

From £19.99

5 out of 5 stars

4 reviews

Werner 7 Tread Stepladder

7 Tread Stepladder

£87.99

4.8 out of 5 stars

23 reviews

Zoon Jumbo Giraffe

Black Friday Deal

Jumbo Giraffe

Current sale price is £12.99

(Save £4)

Regular price was £16.99

4.4 out of 5 stars

9 reviews

Werner 7101318 Combination Ladder 3 in 1

7101318 Combination Ladder 3 in 1

£99.99

5 out of 5 stars

1 review

Zoon The Christmas Pals!

Lowest Ever Price

The Christmas Pals!

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.7 out of 5 stars

3 reviews

Zoon County Oval Bed (M)

Lowest Ever Price

County Oval Bed (M)

Current sale price is From £25.99

(Save up to £18)

Regular price was From £34.99

5 out of 5 stars

1 review

Zoon Uber active Waterproof Comfort Coat 50cm - Navy

Lowest Ever Price

Uber active Waterproof Comfort Coat 50cm - Navy

Current sale price is From £11.99

(Save up to £5)

Regular price was From £14.99

3.4 out of 5 stars

9 reviews

Zoon Santa Carrot Rope-Legs PlayPal Dog Toy

Lowest Ever Price

Santa Carrot Rope-Legs PlayPal Dog Toy

Current sale price is £7.99

(Save £2)

Regular price was £9.99

5 out of 5 stars

2 reviews

Zoon Fox Hollow Oval Bed (M)

Black Friday Deal

Fox Hollow Oval Bed (M)

Current sale price is £32.99

(Save £12)

Regular price was £44.99

5 out of 5 stars

5 reviews

Zoon Walkabout ThermaFleece - 30cm (Black)

Walkabout ThermaFleece - 30cm (Black)

From £9.99

2 out of 5 stars

1 review

Zoon Toy Tidy - Pooch

Black Friday Deal

Toy Tidy - Pooch

Current sale price is £9.99

(Save £3)

Regular price was £12.99

5 out of 5 stars

14 reviews

Zoon Calming Fur Bed - Grey

Calming Fur Bed - Grey

From £19.99

4.4 out of 5 stars

5 reviews

Werner 2 Section Aluminium Loft Ladder

2 Section Aluminium Loft Ladder

£82.99

4.6 out of 5 stars

22 reviews

Zoon Deluxe Scratch Post 1m

Black Friday Deal

Deluxe Scratch Post 1m

Current sale price is £29.99

(Save £10)

Regular price was £39.99

4.1 out of 5 stars

9 reviews

Zoon LederLobber TuffToy

Lowest Ever Price

LederLobber TuffToy

Current sale price is £5.99

(Save £4)

Regular price was £9.99

Zoon Tugga Carrots

Lowest Ever Price

Tugga Carrots

Current sale price is £9.99

(Save £2)

Regular price was £11.99

4.8 out of 5 stars

5 reviews

Werner 4 In 1 Combination Ladder

4 In 1 Combination Ladder

£137.99

4.5 out of 5 stars

30 reviews

Zoon Uber Active Gusset Mattress (Medium)

Lowest Ever Price

Uber Active Gusset Mattress (Medium)

Current sale price is From £25.99

(Save up to £12)

Regular price was From £34.99

Zoon Advanced Slip-on Harness

Lowest Ever Price

Advanced Slip-on Harness

Current sale price is From £14.99

(Save up to £8)

Regular price was From £19.99

5 out of 5 stars

2 reviews

Zoon Gobbles Plush Toy

Lowest Ever Price

Gobbles Plush Toy

Current sale price is £12.99

(Save £4)

Regular price was £16.99

5 out of 5 stars

4 reviews

Zoon Tennis Balls - Pack of 12

Lowest Ever Price

Tennis Balls - Pack of 12

Current sale price is £8.99

(Save £4)

Regular price was £12.99

4.7 out of 5 stars

3 reviews

Zoon Xmas DinoPal

Lowest Ever Price

Xmas DinoPal

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.5 out of 5 stars

2 reviews

Werner 5 In 1 Combination Ladder

5 In 1 Combination Ladder

£137.99

3.3 out of 5 stars

24 reviews

Werner 12753 Werner Handy Step Stool 3 Step - Grey

12753 Werner Handy Step Stool 3 Step - Grey

£39.99

Zoon Premium Dog Collar

Lowest Ever Price

Premium Dog Collar

Current sale price is £9.99

(Save £3)

Regular price was From £11.99

5 out of 5 stars

2 reviews

Zoon Frenchie Playpal Toy

Lowest Ever Price

Frenchie Playpal Toy

Current sale price is £7.99

(Save £2)

Regular price was £9.99

4.2 out of 5 stars

5 reviews

Werner Section Aluminum Loft Ladder

Section Aluminum Loft Ladder

£109.99

4.7 out of 5 stars

6 reviews

Zoon LederPus TuffToy

Lowest Ever Price

LederPus TuffToy

Current sale price is £7.99

(Save £2)

Regular price was £9.99

1 out of 5 stars

2 reviews

Zoon Hoglets Cat Scratcher 0.5m

Black Friday Deal

Hoglets Cat Scratcher 0.5m

Current sale price is £15.99

(Save £4)

Regular price was £19.99

4.5 out of 5 stars

4 reviews

Zoon Toy Tidy - Polka

Black Friday Deal

Toy Tidy - Polka

Current sale price is £9.99

(Save £3)

Regular price was £12.99

4.7 out of 5 stars

6 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.