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20% off your first credit order

When you apply for Very Pay. Exclusions apply.

Representative 44.9% APR variable

Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

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Results: 1 - 30 (of 31)

A100 - Intel N100 - 8GB RAM - 512GB - 23.8in Desktop

Current sale price is From £399

PRO MP252L 24.5in Full HD IPS 100 Hz Monitor - Black

£79

Legion R45w-30 44.5in, DQHD(5120x1440), 170Hz, Freesync, VA, HDR400, VESA Support, Adjustable Stand, Speakers, PC & Console, Curved Gaming Monitor

£699

TUF Gaming VG249Q1R IPS Gaming Monitor - 23.8in FHD(1920 x 1080) - Overclockable 165Hz(Above 144Hz)

Current sale price is £99

24 inch All-in-One - AMD Ryzen 7 - 8GB RAM - 512GB - 24 in

From £799

24 inch All-in-One - Intel Core i3 - 8GB RAM - 256GB - 24 in

From £549

Aspire C24-1300 All-in-One Desktop PC - 23.8in FHD, AMD Ryzen 5 7520U, 8GB RAM, 512GB SSD

From £579

All-in-One - 23.8in FHD 1920X1080 - Intel Core i5 - 8GB RAM - 512GB SSD - Black

£649

Modern MD2412PW 23.8 Inch FHD Monitor - 100Hz, IPS, AMD Freesync, Adjustable Stand + Built In Speakers

£129

GA25FC-UK 120Hz 24.5in FHD (1920x1080) Widescreen IPS Monitor - Black

£69

UltraGear - 24" - FHD 180Hz - Gaming Monitor

£149

241V8AW/00 23.8in FHD (1920x1080) 75Hz IPS Monitor - White

Current sale price is £69

SA242YG0bi - 23.8in FHD - 120Hz - Black Monitor

£84

VA24EHF Eye Care Gaming Monitor - 24 inch (23.8-inch viewable), IPS, Full HD, Frameless, 100Hz

£70

24" UltraGear FHD IPS 1ms 180Hz Gaming Monitor

Current sale price is £119

AIO Desktop - Intel Core i3 - 8GB RAM - 512GB SSD - 23.8in

£529

AIO Desktop - Intel Core i5 - 8GB RAM - 512GB SSD - 23.8in

£629

Legion R24e 23.8in, FHD(1920 x 1080), 180Hz, Freesync, IPS, VESA Support, Adjustable Stand, PC & Console, Gaming Monitor

Current sale price is £79

PRO MP242L - 24in - FHD IPS - 100Hz - Flat Monitor - Black

£79

XV2 Series 24in FHD 120Hz Gaming Monitor

£329

LS24D360GAUXXU Curved Monitor - 24in FHD (1920x1080) - 100Hz

£129

VU249CFE-P Eye Care Monitor - 24in, 100Hz FHD (1920 x 1080), IPS

£159

OMEN 24 Gaming Monitor - 24in FHD (1920 x 1080) 165hz, 1ms Response, AMD FreeSync™ Premium, Adjustable Stand, PC & Console Compatible

£150

TUF Gaming VG24VQER - 24in FHD, 180Hz, 1ms, Curved Gaming Monitor

£139

Series 5 - 524sf Monitor - 24in IPS Full HD - 100hz - Silver/Black

£129

24MR400-B.AEKQ 24-inch IPS Full HD 100Hz 5ms Tilt Adjustable Stand Flat Monitor

Current sale price is £75

TUF Gaming VG246H1A 24-inch Full HD Gaming Monitor - IPS, 100Hz

£129

Nitro QG241YX1 - 23.8in FHD - 200Hz - Black Gaming Monitor

£119

Nitro XF240YM3biiph 23.8-inch Gaming Monitor

£129

LS24D400GAUXXU Monitor - 24in FHD IPS (1920x1080) with Height Adjust

£99

Results: 1 - 30 (of 31)