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River Island White Embroidered Mexicana Blouse Co-ord

White Embroidered Mexicana Blouse Co-ord

Current sale price is £28

(Save £18)

Regular price was £46

1 out of 5 stars

1 review

River Island Ruffle Sleeve Lace Blouse - White

Ruffle Sleeve Lace Blouse - White

Current sale price is £26.75

(Save £12.25)

Regular price was £39

3 out of 5 stars

1 review

The Very Collection Classic Comfort Ribbed Edge To Edge Cardigan - Beige

The Very Collection

Classic Comfort Ribbed Edge To Edge Cardigan - Beige

Current sale price is £16

(Save £4)

Regular price was £20

3.3 out of 5 stars

4 reviews

The Very Collection V Neck Ruffle Pleated Mini Dress - Pink

The Very Collection

V Neck Ruffle Pleated Mini Dress - Pink

Current sale price is £26.50

(Save £28.50)

Regular price was £55

3.5 out of 5 stars

2 reviews

The Very Collection Striped Beach Shirt Co Ord - Multi

The Very Collection

Striped Beach Shirt Co Ord - Multi

Current sale price is £16

(Save £4)

Regular price was £20

3 out of 5 stars

1 review

Michelle Keegan Waist Detail Batwing Blouse - Natural

Michelle Keegan

Waist Detail Batwing Blouse - Natural

Current sale price is £18

(Save £22)

Regular price was £40

3 out of 5 stars

1 review

Michelle Keegan Crinkle Cotton Co-Ord Blouse - Brown

Michelle Keegan

Crinkle Cotton Co-Ord Blouse - Brown

Current sale price is £20

(Save £5)

Regular price was £25

3 out of 5 stars

1 review

The Very Collection Boys 3 Pack Slim Fit Long Sleeve Shirt - White

Prices locked since 2023

The Very Collection

Boys 3 Pack Slim Fit Long Sleeve Shirt - White

From £10

3.6 out of 5 stars

11 reviews

The Very Collection Classic Comfort Crew Neck Rib Jumper - Beige

The Very Collection

Classic Comfort Crew Neck Rib Jumper - Beige

Current sale price is £10

(Save £10)

Regular price was £20

3.3 out of 5 stars

3 reviews

Nike Mens Running ACG Dri-FIT Mid Layer Half Zip - Black

Mens Running ACG Dri-FIT Mid Layer Half Zip - Black

Current sale price is £45

(Save £30)

Regular price was £75

3 out of 5 stars

1 review

The Very Collection Pure Cotton Long Sleeve Premium T-Shirt - White

The Very Collection

Pure Cotton Long Sleeve Premium T-Shirt - White

Current sale price is £8.25

(Save £3.75)

Regular price was £12

1 out of 5 stars

1 review

Yours Curve Gypsy Crinkle Notch Neck Top - Blue

Curve Gypsy Crinkle Notch Neck Top - Blue

£22

3 out of 5 stars

1 review

Yours Curve All Over Lace T-Shirt - White

Curve All Over Lace T-Shirt - White

£22

1 out of 5 stars

1 review

The Very Collection Oversized Boyfriend Shirt - White

The Very Collection

Oversized Boyfriend Shirt - White

£22

3.8 out of 5 stars

20 reviews

The Very Collection Collar Detail Long Sleeve Stripe Rib Top - Red

The Very Collection

Collar Detail Long Sleeve Stripe Rib Top - Red

Current sale price is £16

(Save £4)

Regular price was £20

3.5 out of 5 stars

2 reviews

PixieGirl Petite Stretch Denim Maxi Shirt Dress - Blue

Petite Stretch Denim Maxi Shirt Dress - Blue

£50

1 out of 5 stars

1 review

River Island Cream Zip Denim Mini Dress

Cream Zip Denim Mini Dress

£46

3 out of 5 stars

1 review

Yours Curve Gypsy Crinkle Notchneck Top - Pink

Curve Gypsy Crinkle Notchneck Top - Pink

£22

3 out of 5 stars

1 review

Yours Curve Floral Notch Neck Blouse - White

Curve Floral Notch Neck Blouse - White

£27

1 out of 5 stars

1 review

Apricot Paisley Embroidered Boho Dress

Paisley Embroidered Boho Dress

£59

3 out of 5 stars

1 review

The Very Collection Compact Knit V Neck Peplum Jumper - Chocolate Brown

The Very Collection

Compact Knit V Neck Peplum Jumper - Chocolate Brown

Current sale price is £15

(Save £15)

Regular price was £30

1 out of 5 stars

1 review

Levi's Mimi Sleeveless Blouse - Multi

Mimi Sleeveless Blouse - Multi

£55

3 out of 5 stars

1 review

Apricot Crochet Squares Collar Button Thru Top - Cream

Crochet Squares Collar Button Thru Top - Cream

£30

3 out of 5 stars

1 review

Nike Womens Running Dri-FIT UV 1/4 Zip Top - Green

Womens Running Dri-FIT UV 1/4 Zip Top - Green

Current sale price is £36

(Save £29)

Regular price was £65

3.5 out of 5 stars

4 reviews

Roman Floral Flare Sleeve Top

Floral Flare Sleeve Top

£40

3 out of 5 stars

1 review

Nike Mens Training Dri-FIT Fitness Mock Neck Long Sleeve Top - Black

Mens Training Dri-FIT Fitness Mock Neck Long Sleeve Top - Black

Current sale price is £25.50

(Save £14.50)

Regular price was £40

3 out of 5 stars

2 reviews

The Very Collection Cotton Heart Embroidered Tie Detail Shirt - Blue

The Very Collection

Cotton Heart Embroidered Tie Detail Shirt - Blue

Current sale price is £15

(Save £10)

Regular price was £25

3 out of 5 stars

1 review

The Very Collection Classic Comfort Crew Neck Stitch Interest Jumper - Green

The Very Collection

Classic Comfort Crew Neck Stitch Interest Jumper - Green

Current sale price is £10

(Save £10)

Regular price was £20

3.9 out of 5 stars

9 reviews

Apricot Embroidered Front Shell Top

Embroidered Front Shell Top

£35

3 out of 5 stars

1 review

Nobodys Child Reese Watercolour Floral Mini Dress - Pink

Reese Watercolour Floral Mini Dress - Pink

Current sale price is £48

(Save £50)

Regular price was £98

1 out of 5 stars

1 review

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.