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Birlea Croxley 5 Drawer Rattan Chest

Croxley 5 Drawer Rattan Chest

Current sale price is £149

(Save £10)

Regular price was £159

2 out of 5 stars

2 reviews

Michelle Keegan Faux Mongolian Coat - Brown

Michelle Keegan

Faux Mongolian Coat - Brown

Current sale price is £37.40

(Save £42.60)

Regular price was £80

2 out of 5 stars

4 reviews

Vida Designs Brooklyn Desk With 3 Shelves

Brooklyn Desk With 3 Shelves

Current sale price is £75

(Save £34)

Regular price was £109

2.7 out of 5 stars

7 reviews

Very Home Chester Leather Look 3 Seater Sofa - Chocolate - FSC® Certified

Chester Leather Look 3 Seater Sofa - Chocolate - FSC® Certified

Current sale price is £499

(Save £500)

Regular price was £999

2.5 out of 5 stars

2 reviews

Regatta Womens Frankie Borg Full Zip Fleece - Brown

Womens Frankie Borg Full Zip Fleece - Brown

Current sale price is £36

(Save £6)

Regular price was £42

2.3 out of 5 stars

3 reviews

The Very Collection Astrid 3 Seater Sofa - Made to order in the UK

Available in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey colours

The Very Collection

Astrid 3 Seater Sofa - Made to order in the UK

£1099

2 out of 5 stars

1 review

The Very Collection Boucle Oversized Sweatshirt Co-Ord - Brown

The Very Collection

Boucle Oversized Sweatshirt Co-Ord - Brown

£28

2 out of 5 stars

2 reviews

Birlea Croxley 7 Drawer Rattan Chest

Croxley 7 Drawer Rattan Chest

Current sale price is £209

(Save £40)

Regular price was £249

2 out of 5 stars

4 reviews

Vero Moda Gloria Faux Fur Jacket - Brown

Gloria Faux Fur Jacket - Brown

Current sale price is £32.73

(Save £37.27)

Regular price was £70

2 out of 5 stars

1 review

Very Home Leighton Leather/Faux Leather High Back 3 Seater Recliner Sofa - Brown - FSC® Certified

Leighton Leather/Faux Leather High Back 3 Seater Recliner Sofa - Brown - FSC® Certified

Current sale price is £699

(Save £550)

Regular price was £1249

2 out of 5 stars

1 review

Just Sheepskin Ladies Mini Classic Sheepskin Boot - Chestnut

Ladies Mini Classic Sheepskin Boot - Chestnut

£89

2.6 out of 5 stars

7 reviews

P.E Nation Womens Training Breakthrough Jacket - Brown

Womens Training Breakthrough Jacket - Brown

Current sale price is £22.50

(Save £67.50)

Regular price was £90

2 out of 5 stars

1 review

Love Abode Personalised Ladies Boutique Weekender

Available in brown, pink coloursAvailable in brown, pink coloursAvailable in brown, pink coloursAvailable in brown, pink coloursAvailable in brown, pink colours

Personalised Ladies Boutique Weekender

£59.99

2 out of 5 stars

2 reviews

The Very Collection Astrid Left Hand Fabric Corner Chaise Sofa - Made to order in the UK

Available in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey coloursAvailable in dark brown, olive, grey colours

The Very Collection

Astrid Left Hand Fabric Corner Chaise Sofa - Made to order in the UK

£1499

2 out of 5 stars

1 review

The Very Collection High Waisted Flare Trousers - Brown

The Very Collection

High Waisted Flare Trousers - Brown

£25

2.5 out of 5 stars

2 reviews

New Look Brown Longline Padded Puffer Coat

Brown Longline Padded Puffer Coat

£85.99

2.7 out of 5 stars

3 reviews

Canopia by Palram Skylight Shed 6X10 Tan

Canopia by Palram

Skylight Shed 6X10 Tan

£919.99

2.8 out of 5 stars

43 reviews

The Very Collection Faux Fur Collar Zip Up Top - Brown

The Very Collection

Faux Fur Collar Zip Up Top - Brown

Current sale price is £21

(Save £9)

Regular price was £30

2.4 out of 5 stars

5 reviews

New Look Dark Brown Faux Leather Oversized Bomber Jacket

Dark Brown Faux Leather Oversized Bomber Jacket

£54.99

2 out of 5 stars

1 review

AX Paris Chocolate Blazer Dress - Brown

Chocolate Blazer Dress - Brown

Current sale price is £44

(Save £11)

Regular price was £55

2 out of 5 stars

3 reviews

The Very Collection Button Up Textured Cardigan Co-ord - Brown

The Very Collection

Button Up Textured Cardigan Co-ord - Brown

Current sale price is £14.88

(Save £10.12)

Regular price was £25

2.5 out of 5 stars

2 reviews

Barbour Meays Waxed Leather Chukka Boots - Brown

Meays Waxed Leather Chukka Boots - Brown

£135

2 out of 5 stars

1 review

The Very Collection Cable Knit Long Sleeve And Wide Leg Lounge Set - Brown

The Very Collection

Cable Knit Long Sleeve And Wide Leg Lounge Set - Brown

£30

2.5 out of 5 stars

2 reviews

Canopia by Palram Skylight Shed 6X12 Tan

Canopia by Palram

Skylight Shed 6X12 Tan

£1199

2.9 out of 5 stars

46 reviews

The Very Collection Faux Suede Leggings - Brown

The Very Collection

Faux Suede Leggings - Brown

Current sale price is £12.75

(Save £12.25)

Regular price was £25

2.5 out of 5 stars

2 reviews

The Very Collection Hampshire Italian Leather 3 Seater + 2 Seater Sofa Set - FSC® Certified

The Very Collection

Hampshire Italian Leather 3 Seater + 2 Seater Sofa Set - FSC® Certified

£2019

2.9 out of 5 stars

7 reviews

Venicci Vero Stroller - Sand

Vero Stroller - Sand

Current sale price is £299

(Save £50.99)

Regular price was £349.99

2.7 out of 5 stars

3 reviews

Amblers Mens Safety 128 Brown Greasy Dealer Boots - Brown

Mens Safety 128 Brown Greasy Dealer Boots - Brown

£60

2.3 out of 5 stars

3 reviews

River Island Belted Wide Leg Trouser - Brown

Belted Wide Leg Trouser - Brown

Current sale price is £30.50

(Save £13.50)

Regular price was £44

2 out of 5 stars

1 review

Mango Padded Coat With Faux Fur Hood - Brown

Padded Coat With Faux Fur Hood - Brown

£120

2.5 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.