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The Very Collection Vancouver Graphic Sweatshirt - Navy

The Very Collection

Vancouver Graphic Sweatshirt - Navy

£20

5 out of 5 stars

1 review

V by Very Washed Sweatshirt - Blue

Washed Sweatshirt - Blue

Current sale price is £13

(Save £9)

Regular price was £22

5 out of 5 stars

1 review

V by Very Stripe Palm Beach Shirt - Blue

Stripe Palm Beach Shirt - Blue

Current sale price is £16.50

(Save £11.50)

Regular price was £28

5 out of 5 stars

1 review

V by Very Modal Mix Wide Leg Joggers - Blue

Modal Mix Wide Leg Joggers - Blue

Current sale price is £15.25

(Save £12.75)

Regular price was £28

5 out of 5 stars

3 reviews

V by Very Modal Mix T-Shirt - Blue

Modal Mix T-Shirt - Blue

£15

5 out of 5 stars

1 review

Mango Cotton Short Sleeve T-Shirt - Navy

Cotton Short Sleeve T-Shirt - Navy

Current sale price is £14

(Save £2)

Regular price was £16

5 out of 5 stars

1 review

River Island Short Sleeve Premium Clean Boxy T-Shirt - Blue

Short Sleeve Premium Clean Boxy T-Shirt - Blue

Current sale price is £19

(Save £7)

Regular price was £26

5 out of 5 stars

2 reviews

New Look Premium Oversized Crew Neck Sweatshirt - Navy

Premium Oversized Crew Neck Sweatshirt - Navy

Current sale price is £19.75

(Save £5.24)

Regular price was £24.99

5 out of 5 stars

1 review

Levi's Rinoa Wide-Leg Jumpsuit - Reign Of The Rinse - Navy

Rinoa Wide-Leg Jumpsuit - Reign Of The Rinse - Navy

Current sale price is £60.50

(Save £49.50)

Regular price was £110

5 out of 5 stars

1 review

Lauren by Ralph Lauren Padded Puffer Coat - Dk Navy

Lauren by Ralph Lauren

Padded Puffer Coat - Dk Navy

£349

5 out of 5 stars

1 review

Loungeable Plush Luxury Maxi Hooded Dressing Gown - Navy - Blue

Plush Luxury Maxi Hooded Dressing Gown - Navy - Blue

£39

5 out of 5 stars

1 review

Only Alberte Life Long Sleeve Button Cardigan - Navy

Alberte Life Long Sleeve Button Cardigan - Navy

Current sale price is £31.50

(Save £10.50)

Regular price was £42

3 out of 5 stars

1 review

Levi's 311 Shaping Skinny Jeans - Eternal Indigo Mid

311 Shaping Skinny Jeans - Eternal Indigo Mid

£80

3.7 out of 5 stars

9 reviews

River Island Short Sleeve Premium Boxy Clean Tee - Navy

Short Sleeve Premium Boxy Clean Tee - Navy

Current sale price is £20.50

(Save £5.50)

Regular price was £26

5 out of 5 stars

1 review

River Island Towelling Polo Top - Blue

Towelling Polo Top - Blue

Current sale price is £17.50

(Save £8.50)

Regular price was £26

5 out of 5 stars

1 review

Sweaty Betty Womens Training Revive Track Pant - Navy

Womens Training Revive Track Pant - Navy

Current sale price is £68

(Save £12)

Regular price was £80

5 out of 5 stars

1 review

V by Very Open Stitch Collared Cardigan - Navy

Open Stitch Collared Cardigan - Navy

Current sale price is £19.50

(Save £8.50)

Regular price was £28

3 out of 5 stars

2 reviews

Lauren by Ralph Lauren Ralhan Knitted Cardigan - Navy

Lauren by Ralph Lauren

Ralhan Knitted Cardigan - Navy

£189

5 out of 5 stars

1 review

River Island Short Sleeve Ruffle Bardot Top - Blue

Short Sleeve Ruffle Bardot Top - Blue

Current sale price is £25.25

(Save £13.75)

Regular price was £39

5 out of 5 stars

1 review

Sweaty Betty Motion Technical Longline Parka - Navy

Motion Technical Longline Parka - Navy

£220

3 out of 5 stars

3 reviews

adidas Sportswear Women's Essentials 3-Stripes French Terry Joggers - Blue

adidas Sportswear

Women's Essentials 3-Stripes French Terry Joggers - Blue

Current sale price is £30

(Save £8)

Regular price was £38

5 out of 5 stars

1 review

EA7 Emporio Armani

Train Extended Logo Overhead Hoody and Jogger Tracksuit - Navy

£150

5 out of 5 stars

1 review

River Island Towelling Shorts - Blue

Towelling Shorts - Blue

Current sale price is £19

(Save £5)

Regular price was £24

5 out of 5 stars

1 review

The North Face Women's Yumiori Adventure Full Zip Jacket - Blue

Women's Yumiori Adventure Full Zip Jacket - Blue

£115

3.9 out of 5 stars

7 reviews

FP Movement Womens Training Inbound All-in-One - Blue

Womens Training Inbound All-in-One - Blue

£94

5 out of 5 stars

1 review

Sweaty Betty Womens Training Athlete Seamless Workout Tank Top - Blue

Womens Training Athlete Seamless Workout Tank Top - Blue

Current sale price is £30

(Save £10)

Regular price was £40

5 out of 5 stars

1 review

UNDER ARMOUR Womens Training HeatGear Tights - Navy

Womens Training HeatGear Tights - Navy

Current sale price is £36

(Save £4)

Regular price was £40

5 out of 5 stars

52 reviews

Levi's Graphic Heritage Crew Sweatshirt - Levis Raw Edge Applique N Indigo

Graphic Heritage Crew Sweatshirt - Levis Raw Edge Applique N Indigo

Current sale price is £59.50

(Save £10.50)

Regular price was £70

3 out of 5 stars

2 reviews

Peach Fit Womens Lucia Active Zip Through Top - Navy

Womens Lucia Active Zip Through Top - Navy

Current sale price is £29.50

(Save £7.50)

Regular price was £37

3 out of 5 stars

1 review

River Island Stripe Woven Loungewear Trousers - Blue

Stripe Woven Loungewear Trousers - Blue

Current sale price is £10.75

(Save £11.25)

Regular price was £22

3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.