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Quilted & Padded9

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The Very Collection Longline Sorona Padded Coat With Pull Out Hood - Black

The Very Collection

Longline Sorona Padded Coat With Pull Out Hood - Black

Current sale price is £56

(Save £9)

Regular price was £65

3.3 out of 5 stars

7 reviews

Jack & Jones 2 Pack Bradley Heavyweight Hoodies - Black

2 Pack Bradley Heavyweight Hoodies - Black

Current sale price is £13.25

(Save £31.75)

Regular price was £45

3.7 out of 5 stars

3 reviews

The Very Collection Pu Trim Faux Shearling Coat - Dark ~Brown

The Very Collection

Pu Trim Faux Shearling Coat - Dark ~Brown

Current sale price is £54

(Save £14)

Regular price was £68

3.5 out of 5 stars

2 reviews

The Very Collection Chunky Ankle Wellies - Black

The Very Collection

Chunky Ankle Wellies - Black

£25

3.2 out of 5 stars

13 reviews

The Very Collection 2 Pack Confident Curve Leggings- Black

The Very Collection

2 Pack Confident Curve Leggings- Black

£28

3.9 out of 5 stars

99 reviews

The Very Collection Petite 2 Pack High Waist Leggings - Black

The Very Collection

Petite 2 Pack High Waist Leggings - Black

£18

3.8 out of 5 stars

183 reviews

The Very Collection 2 Pack High Waist Leggings - Black

The Very Collection

2 Pack High Waist Leggings - Black

£18

3.6 out of 5 stars

398 reviews

Barbour Theodora Riding Boot - Black

Theodora Riding Boot - Black

Current sale price is £112.50

(Save £112.50)

Regular price was £225

3.7 out of 5 stars

3 reviews

Zavetti Canada Okawa 20 Puffer Jacket - Black

Okawa 20 Puffer Jacket - Black

Current sale price is £90

(Save £30)

Regular price was £120

3.7 out of 5 stars

6 reviews

The Very Collection Block Heel Knee Boots - Black

The Very Collection

Block Heel Knee Boots - Black

Current sale price is £19

(Save £29)

Regular price was £48

3.3 out of 5 stars

4 reviews

The Very Collection Ponte Bootcut Trousers - Black

The Very Collection

Ponte Bootcut Trousers - Black

Current sale price is £17.50

(Save £4.50)

Regular price was £22

3.9 out of 5 stars

154 reviews

The Very Collection Seamed Slim Leg Formal Trouser - Black

The Very Collection

Seamed Slim Leg Formal Trouser - Black

Current sale price is £14.25

(Save £7.75)

Regular price was £22

3.9 out of 5 stars

8 reviews

The Very Collection Padded Short Coat With Faux Fur Trim - Black

The Very Collection

Padded Short Coat With Faux Fur Trim - Black

Current sale price is £35

(Save £25)

Regular price was £60

3.4 out of 5 stars

13 reviews

Schuh Dory Riding Boots - Black

Dory Riding Boots - Black

£55

3.7 out of 5 stars

3 reviews

The Very Collection Petite Wide Leg Trouser - Black

The Very Collection

Petite Wide Leg Trouser - Black

Current sale price is £20

(Save £5)

Regular price was £25

3.7 out of 5 stars

98 reviews

Skechers Workwear Uno Slip Resistant Lace Up Trainer - Black

Workwear Uno Slip Resistant Lace Up Trainer - Black

Current sale price is £35

(Save £44)

Regular price was £79

3.7 out of 5 stars

29 reviews

Zavetti Canada Bellucci 20 Cropped Hooded Padded Jacket - Black

Bellucci 20 Cropped Hooded Padded Jacket - Black

Current sale price is £49

(Save £61)

Regular price was £110

3.8 out of 5 stars

6 reviews

New Look Black Fleece Lined Leggings

Black Fleece Lined Leggings

£11.99

3.8 out of 5 stars

5 reviews

The Very Collection Florence High Rise Skinny Jeans - Black

The Very Collection

Florence High Rise Skinny Jeans - Black

£22

3.6 out of 5 stars

180 reviews

The Very Collection Slim Flare Trouser Co-ord - Black

The Very Collection

Slim Flare Trouser Co-ord - Black

Current sale price is £20

(Save £20)

Regular price was £40

3.8 out of 5 stars

4 reviews

The Very Collection Faux Leather Horsebit Trim Straight Leg Trouser - Black

The Very Collection

Faux Leather Horsebit Trim Straight Leg Trouser - Black

£35

3.4 out of 5 stars

5 reviews

The Very Collection Diamante Hotfix Trouser - Black

The Very Collection

Diamante Hotfix Trouser - Black

Current sale price is £22.50

(Save £22.50)

Regular price was £45

3.7 out of 5 stars

6 reviews

Michelle Keegan Macrame Embellished Mini Dress - Black

Michelle Keegan

Macrame Embellished Mini Dress - Black

Current sale price is £30

(Save £30)

Regular price was £60

3.8 out of 5 stars

5 reviews

Mango Boys Longline Padded Coat - Black

Boys Longline Padded Coat - Black

£33

3.8 out of 5 stars

5 reviews

The Very Collection High Waist Leggings - Black

The Very Collection

High Waist Leggings - Black

£12

3.7 out of 5 stars

28 reviews

Skechers On-The-Go Waterproof Suede Chugga Boot - Black

On-The-Go Waterproof Suede Chugga Boot - Black

Current sale price is £71

(Save £18)

Regular price was £89

3.8 out of 5 stars

5 reviews

Superdry Borg Lined Zip Hoodie - Black

Borg Lined Zip Hoodie - Black

Current sale price is £60

(Save £15)

Regular price was £75

3.7 out of 5 stars

3 reviews

The Very Collection Coated Denim Shaping Skinny Jeans - Black

The Very Collection

Coated Denim Shaping Skinny Jeans - Black

£32

3.6 out of 5 stars

5 reviews

New Look Faux Fur Trim Aviator Jacket - Black

Faux Fur Trim Aviator Jacket - Black

£74.99

3.5 out of 5 stars

2 reviews

The Very Collection Organza Collared V Neck Cardigan - Black

The Very Collection

Organza Collared V Neck Cardigan - Black

Current sale price is £18

(Save £22)

Regular price was £40

3.3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes Nintendo Switch 2 consoles, Xbox consoles, iPhone 17 range, Apple Mac Lines, all egg items, Omni by Target Darts, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.