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undefined Embellished Belted Mini Dress - Cream

Embellished Belted Mini Dress - Cream

Current sale price is £49.50

(Save £5.50)

Regular price was £55

3 out of 5 stars

2 reviews

undefined Sleeveless Lace Top - White

Michelle Keegan

Sleeveless Lace Top - White

Current sale price is £35

(Save £15)

Regular price was £50

3 out of 5 stars

5 reviews

undefined Frill Detail Maxi Beach Dress - Light Pink

Frill Detail Maxi Beach Dress - Light Pink

Current sale price is £19.50

(Save £10.50)

Regular price was £30

3 out of 5 stars

2 reviews

undefined Dobby Texture Shirt - White

Dobby Texture Shirt - White

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3 out of 5 stars

1 review

undefined Printed Dress - Beige

Printed Dress - Beige

Current sale price is £43

(Save £5)

Regular price was £48

3 out of 5 stars

3 reviews

undefined Shirred Waist V-Neck Midaxi Dress - Black

Shirred Waist V-Neck Midaxi Dress - Black

Current sale price is £43

(Save £5)

Regular price was £48

3.3 out of 5 stars

3 reviews

undefined High Waist Soft Pleat Shorts - Dark Wash

High Waist Soft Pleat Shorts - Dark Wash

Current sale price is £25

(Save £3)

Regular price was £28

3 out of 5 stars

1 review

undefined Turn Up Hem Cotton Shorts - Navy

Turn Up Hem Cotton Shorts - Navy

Current sale price is £13.50

(Save £4.50)

Regular price was £18

3.5 out of 5 stars

2 reviews

undefined Rami Printed Day Dress - Pink

Rami Printed Day Dress - Pink

Current sale price is £24.50

(Save £10.50)

Regular price was £35

3.7 out of 5 stars

3 reviews

undefined Denim Round Neck Co-Ord Top - Mid Wash

Denim Round Neck Co-Ord Top - Mid Wash

Current sale price is £21

(Save £14)

Regular price was £35

3 out of 5 stars

1 review

undefined Corsage Halter Dress - Black

Corsage Halter Dress - Black

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3 out of 5 stars

2 reviews

undefined Linen Blend Trousers with Embroidery Detail - Neutral

Linen Blend Trousers with Embroidery Detail - Neutral

Current sale price is £26.25

(Save £11.75)

Regular price was £38

3 out of 5 stars

1 review

undefined Wrap Embroidered Tiered Midi Dress - Pink

Wrap Embroidered Tiered Midi Dress - Pink

Current sale price is £35

(Save £15)

Regular price was £50

3 out of 5 stars

1 review

undefined Scalloped Hem Denim Shorts - Mid Wash

Scalloped Hem Denim Shorts - Mid Wash

Current sale price is £22.50

(Save £2.50)

Regular price was £25

3.8 out of 5 stars

5 reviews

undefined Textured Collared Trophy Jacket - Cream

Textured Collared Trophy Jacket - Cream

Current sale price is £32

(Save £27)

Regular price was £59

3 out of 5 stars

1 review

undefined Embroidered Tie Neck Mini Dress - Black

Embroidered Tie Neck Mini Dress - Black

Current sale price is £49.50

(Save £5.50)

Regular price was £55

3.7 out of 5 stars

3 reviews

undefined Halter Neck Tie Waist Midaxi Dress - White/brown

Michelle Keegan

Halter Neck Tie Waist Midaxi Dress - White/brown

Current sale price is £37.50

(Save £42.50)

Regular price was £80

3.6 out of 5 stars

5 reviews

undefined Short Sleeve Crepe Cuff T-Shirt - Black

Short Sleeve Crepe Cuff T-Shirt - Black

Current sale price is £23.25

(Save £2.75)

Regular price was £26

3 out of 5 stars

1 review

undefined Denim Button Through Top - Dark Wash

Denim Button Through Top - Dark Wash

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3.6 out of 5 stars

7 reviews

undefined Denim Ruffle Skirt - Dark Wash

Denim Ruffle Skirt - Dark Wash

Current sale price is £22.25

(Save £5.75)

Regular price was £28

3 out of 5 stars

1 review

undefined Embellished Panel Skirt Co-Ord - Cream

Embellished Panel Skirt Co-Ord - Cream

Current sale price is £24

(Save £6)

Regular price was £30

3.8 out of 5 stars

4 reviews

undefined Pink Jumpsuit

Pink Jumpsuit

Current sale price is £40.50

(Save £4.50)

Regular price was £45

3 out of 5 stars

1 review

undefined Crinkle Wide Leg Trousers - Navy

Crinkle Wide Leg Trousers - Navy

Current sale price is £17.50

(Save £4.50)

Regular price was £22

3.8 out of 5 stars

5 reviews

undefined June Showerproof Jacket - Beige

June Showerproof Jacket - Beige

Current sale price is £99.25

(Save £99.75)

Regular price was £199

3 out of 5 stars

1 review

undefined Tiered Midi Dress - Black

Tiered Midi Dress - Black

Current sale price is £30.25

(Save £7.75)

Regular price was £38

3 out of 5 stars

3 reviews

undefined Holywell Denim Shorts - Blue

Holywell Denim Shorts - Blue

Current sale price is £33.50

(Save £8.50)

Regular price was £42

3 out of 5 stars

1 review

undefined Boyfriend Denim Jacket - Ecru

Boyfriend Denim Jacket - Ecru

Current sale price is £24.75

(Save £20.25)

Regular price was £45

3.8 out of 5 stars

6 reviews

undefined Skinny Capri Trousers - Black

Skinny Capri Trousers - Black

Current sale price is £20

(Save £5)

Regular price was £25

3.6 out of 5 stars

5 reviews

undefined Wide Leg Linen Blend Trousers - Pink

Wide Leg Linen Blend Trousers - Pink

Current sale price is £20

(Save £5)

Regular price was £25

3.5 out of 5 stars

2 reviews

undefined Embroidered Mini Smock Dress - Mid Wash

Embroidered Mini Smock Dress - Mid Wash

Current sale price is £33.75

(Save £11.25)

Regular price was £45

3 out of 5 stars

2 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 16 range, Apple Mac lines, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example

This represents a typical cost of using Very Pay:

Representative 44.9% APR variable (annual interest rate of 44.9% variable). A personalised credit limit, typically £1,000. You may be offered other promotional interest rates.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.