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The Very Collection Cut Out Polka Dot Asymmetric Dress - Print

The Very Collection

Cut Out Polka Dot Asymmetric Dress - Print

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4 out of 5 stars

1 review

Michelle Keegan Linen Blend Wide Leg Trouser - White

Michelle Keegan

Linen Blend Wide Leg Trouser - White

£35

4 out of 5 stars

2 reviews

New Look Black Polka Dot Chiffon Tiered Midi Dress

Black Polka Dot Chiffon Tiered Midi Dress

Current sale price is £24

(Save £25.99)

Regular price was £49.99

4 out of 5 stars

2 reviews

Jack & Jones Marco Slim Fit Chino Trousers - Beige

Marco Slim Fit Chino Trousers - Beige

£25

4.7 out of 5 stars

10 reviews

Michelle Keegan Tailored Lapel Bomber Jacket - Lemon

Michelle Keegan

Tailored Lapel Bomber Jacket - Lemon

Current sale price is £24.50

(Save £35.50)

Regular price was £60

4.7 out of 5 stars

3 reviews

The Very Collection Double Breasted Linen Blazer - Natural

The Very Collection

Double Breasted Linen Blazer - Natural

Current sale price is £22

(Save £33)

Regular price was £55

4.6 out of 5 stars

5 reviews

AX Paris Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Sparkle One Shoulder Knot Skirt Midi Dress - Brown

Current sale price is £32.50

(Save £32.50)

Regular price was £65

4.5 out of 5 stars

2 reviews

The Very Collection Scarf Bandeau Midaxi Dress - Black

The Very Collection

Scarf Bandeau Midaxi Dress - Black

Current sale price is £21

(Save £27)

Regular price was £48

4 out of 5 stars

1 review

Jack & Jones Marco Slim Fit Chino Trousers - Navy

Marco Slim Fit Chino Trousers - Navy

£25

4.4 out of 5 stars

7 reviews

The Very Collection Bow Detail Midaxi Dress - Black

The Very Collection

Bow Detail Midaxi Dress - Black

Current sale price is £29.25

(Save £35.75)

Regular price was £65

4.5 out of 5 stars

2 reviews

Michelle Keegan Relaxed Straight Leg Trousers - Peach

Michelle Keegan

Relaxed Straight Leg Trousers - Peach

Current sale price is £17.50

(Save £17.50)

Regular price was £35

4.5 out of 5 stars

2 reviews

The Very Collection Pinstripe Short Sleeve Tailored Top - Sage

The Very Collection

Pinstripe Short Sleeve Tailored Top - Sage

Current sale price is £27

(Save £18)

Regular price was £45

4 out of 5 stars

1 review

Michelle Keegan Knitted Asymmetric Hem Dress - Burgundy

Michelle Keegan

Knitted Asymmetric Hem Dress - Burgundy

Current sale price is £16.50

(Save £38.50)

Regular price was £55

4 out of 5 stars

9 reviews

The Very Collection Blouson Waisted Midaxi Dress - Brown

The Very Collection

Blouson Waisted Midaxi Dress - Brown

Current sale price is £35

(Save £15)

Regular price was £50

4.6 out of 5 stars

5 reviews

Yours Curve Raglan Prairie Dress - Cream

Curve Raglan Prairie Dress - Cream

£37

4.3 out of 5 stars

3 reviews

Michelle Keegan Palm Print Co Ord Longline Bandeau - Multi

Michelle Keegan

Palm Print Co Ord Longline Bandeau - Multi

Current sale price is £28

(Save £7)

Regular price was £35

4.7 out of 5 stars

3 reviews

River Island Caged Heeled Sandals - Black

Caged Heeled Sandals - Black

Current sale price is £21

(Save £18)

Regular price was £39

4 out of 5 stars

2 reviews

AX Paris Velvet One Shoulder Ruched Midi Dress - Brown

Velvet One Shoulder Ruched Midi Dress - Brown

Current sale price is £16.50

(Save £38.50)

Regular price was £55

4.8 out of 5 stars

4 reviews

The Very Collection Gem Embellished Halter Jumpsuit - Black

The Very Collection

Gem Embellished Halter Jumpsuit - Black

Current sale price is £31.50

(Save £38.50)

Regular price was £70

4.3 out of 5 stars

4 reviews

AX Paris Diamante Sparkle One Shoulder Ruched Midi Dress - Black

Diamante Sparkle One Shoulder Ruched Midi Dress - Black

Current sale price is £35

(Save £35)

Regular price was £70

4.5 out of 5 stars

2 reviews

New Look Black Faux Suede Square Top Stiletto Sandals

Black Faux Suede Square Top Stiletto Sandals

Current sale price is £16

(Save £9.99)

Regular price was £25.99

4 out of 5 stars

1 review

New Look Dark Burgundy Satin Midi Skirt

Dark Burgundy Satin Midi Skirt

Current sale price is £12

(Save £14.99)

Regular price was £26.99

4 out of 5 stars

3 reviews

V by Very Check Button Down Mini Dress - Print

Check Button Down Mini Dress - Print

Current sale price is £12

(Save £28)

Regular price was £40

4.3 out of 5 stars

4 reviews

The Very Collection Satin Balloon Trousers - Black

The Very Collection

Satin Balloon Trousers - Black

Current sale price is £20

(Save £18)

Regular price was £38

4 out of 5 stars

3 reviews

The Very Collection Fringed Sequin Mini Dress - Silver

The Very Collection

Fringed Sequin Mini Dress - Silver

Current sale price is £31.20

(Save £33.80)

Regular price was £65

4.8 out of 5 stars

6 reviews

Michelle Keegan Knitted Metallic Draped Dress - Light Brown

Michelle Keegan

Knitted Metallic Draped Dress - Light Brown

Current sale price is £16.50

(Save £38.50)

Regular price was £55

4.3 out of 5 stars

4 reviews

The Very Collection Paisley Printed Asymmetric Hem Midi Dress - Print

The Very Collection

Paisley Printed Asymmetric Hem Midi Dress - Print

Current sale price is £19

(Save £26)

Regular price was £45

4.5 out of 5 stars

2 reviews

The Very Collection Frill Tiered Dress - Red

The Very Collection

Frill Tiered Dress - Red

Current sale price is £18

(Save £22)

Regular price was £40

4 out of 5 stars

1 review

AX Paris Sparkle One Shoulder Ruched Top Jumpsuit - Black

Sparkle One Shoulder Ruched Top Jumpsuit - Black

Current sale price is £27.40

(Save £37.60)

Regular price was £65

4 out of 5 stars

3 reviews

Rickert Button Down Regular Fit Logo Shirt - White

Current sale price is £77

(Save £22)

Regular price was £99

4.3 out of 5 stars

3 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.