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Valentino Divina Camera Bag - Nero/gold

Divina Camera Bag - Nero/gold

Current sale price is £55

(Save £14)

Regular price was £69

4.5 out of 5 stars

2 reviews

Vida Designs Roslyn 4 Seater Dining Table With Bench Set

Roslyn 4 Seater Dining Table With Bench Set

Current sale price is £99

(Save £20)

Regular price was £119

4 out of 5 stars

3 reviews

Woven Logo Tote Bag - Black

Current sale price is £121.50

(Save £103.50)

Regular price was £225

4 out of 5 stars

1 review

Russell Hobbs Addison Temp Control Kettle - Matte Black

Addison Temp Control Kettle - Matte Black

Current sale price is £59

(Save £15)

Regular price was £74

4.7 out of 5 stars

30 reviews

X Rocker Contra Mid-sleeper Reversible Gaming Bunk Bed

Contra Mid-sleeper Reversible Gaming Bunk Bed

Current sale price is £329

(Save £50)

Regular price was £379

4.4 out of 5 stars

5 reviews

UNDER ARMOUR Womens Training Heat Gear High Support Sports Bra - Black

Womens Training Heat Gear High Support Sports Bra - Black

Current sale price is £32.40

(Save £12.60)

Regular price was £45

4.6 out of 5 stars

66 reviews

Caso Design HW660 Hot Water Dispenser

Caso Design HW660 Hot Water Dispenser

£129

4.6 out of 5 stars

19 reviews

River Island Scribble Mini Cross Body Bowler Bag - Cream

Scribble Mini Cross Body Bowler Bag - Cream

£32

4 out of 5 stars

1 review

OutSunny 6.5ft x 3.5ft Garden Shed, Metal Shed for Garden and Outdoor Storage, Dark Grey

6.5ft x 3.5ft Garden Shed, Metal Shed for Garden and Outdoor Storage, Dark Grey

£219.99

4 out of 5 stars

2 reviews

adidas Womens Training Tech Fit Midi Support Bra - Black

Womens Training Tech Fit Midi Support Bra - Black

Current sale price is £22.95

(Save £9.05)

Regular price was £32

4.6 out of 5 stars

39 reviews

Vida Designs Chorley 10 Drawer Fabric Chest

Chorley 10 Drawer Fabric Chest

Current sale price is £99

(Save £30)

Regular price was £129

4.4 out of 5 stars

5 reviews

Vida Designs Chorley 10 Drawer Fabric Chest

Chorley 10 Drawer Fabric Chest

Current sale price is £99

(Save £30)

Regular price was £129

4 out of 5 stars

1 review

Very Home Aruba Nest of 2 Lamp Tables

Aruba Nest of 2 Lamp Tables

Current sale price is £101

(Save £38)

Regular price was £139

4 out of 5 stars

1 review

OutSunny Garden Shed Wooden Garden Tool Storage Shed w/ 2 Shelves 75 x 56 x115cm Natural

Garden Shed Wooden Garden Tool Storage Shed w/ 2 Shelves 75 x 56 x115cm Natural

£119.99

4.5 out of 5 stars

19 reviews

adidas Sportswear Kids Backpack - Blue

adidas Sportswear

Kids Backpack - Blue

Current sale price is £10.80

(Save £4.20)

Regular price was £15

4.8 out of 5 stars

46 reviews

Caso Design HW550 Hot Water Dispenser

Caso Design HW550 Hot Water Dispenser

£109

4 out of 5 stars

7 reviews

X Rocker Battlestation Bed, Mattress And Desk

Battlestation Bed, Mattress And Desk

From £489

4.7 out of 5 stars

125 reviews

Very Home Harlem Grey Oak Dining Table + 6 Harlem Grey Dining Chairs - FSC Certified

Harlem Grey Oak Dining Table + 6 Harlem Grey Dining Chairs - FSC Certified

Current sale price is £574

(Save £275)

Regular price was £849

4.7 out of 5 stars

3 reviews

Very Home Arabella 160 cm Rectangle Ceramic Top Dining Table + 6 Arabella Chairs - Black/White/Grey - FSC® Certified

Arabella 160 cm Rectangle Ceramic Top Dining Table + 6 Arabella Chairs - Black/White/Grey - FSC® Certified

Current sale price is £694

(Save £105)

Regular price was £799

4.8 out of 5 stars

4 reviews

Canopia by Palram Harmony 6X8- Grey

Canopia by Palram

Harmony 6X8- Grey

Current sale price is £475.99

(Save £84)

Regular price was £559.99

4.1 out of 5 stars

39 reviews

GFW Platform Bed with Mattress Options (Buy & SAVE!) - Black

Platform Bed with Mattress Options (Buy & SAVE!) - Black

From £99

4.8 out of 5 stars

24 reviews

Canopia by Palram Harmony 6X4- Silver

Canopia by Palram

Harmony 6X4- Silver

Current sale price is £305.99

(Save £54)

Regular price was £359.99

4.2 out of 5 stars

37 reviews

Silentnight Airmax 800 8 cm Mattress Topper - White

Available in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white coloursAvailable in white, white colours

Airmax 800 8 cm Mattress Topper - White

From £47

4.1 out of 5 stars

265 reviews

Canopia by Palram Ivy 4X2- Black

Canopia by Palram

Ivy 4X2- Black

£329.99

4.6 out of 5 stars

20 reviews

Very Home Harlem Mid Oak and Metal 180 cm Dining Table - FSC® Certified

Harlem Mid Oak and Metal 180 cm Dining Table - FSC® Certified

Current sale price is £193

(Save £106)

Regular price was £299

4 out of 5 stars

1 review

OutSunny 5 x 3ft Shed with Sliding Door and Sloped Roof

5 x 3ft Shed with Sliding Door and Sloped Roof

£156.99

4 out of 5 stars

5 reviews

OutSunny Garden Storage Shed 3 Shelves Tool House w/ Asphalt Roof 77 x 54 x 179 cm Grey

Garden Storage Shed 3 Shelves Tool House w/ Asphalt Roof 77 x 54 x 179 cm Grey

Current sale price is £159.99

(Save £10)

Regular price was £169.99

4.5 out of 5 stars

17 reviews

OutSunny Garden Storage Shed 3 Shelves Tool House w/ Asphalt Roof 77 x 54 x 179 cm Blue

Garden Storage Shed 3 Shelves Tool House w/ Asphalt Roof 77 x 54 x 179 cm Blue

£169.99

4.4 out of 5 stars

7 reviews

Very Home Amalfi Set 2 Folding Chairs

Amalfi Set 2 Folding Chairs

£79.99

4.9 out of 5 stars

9 reviews

Very Home Angel Glass Top 120 cm Dining Table with 4 Angel Velvet Chairs - Black/Grey

Angel Glass Top 120 cm Dining Table with 4 Angel Velvet Chairs - Black/Grey

Current sale price is £443

(Save £256)

Regular price was £699

4 out of 5 stars

4 reviews

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

20% off your first credit order!

What you need to know
Apply for Very Pay to get 20% off your first credit order. Enter WELCOME at the checkout

<COPY/PASTE WELCOME>

Representative 44.9% APR variable

Excludes all Samsung Galaxy S25 models (including bundle variants), all Gaming consoles, iPhone 17 range, Apple Mac Lines, Apple Watch Series 11, Ultra 3 and SE3, all egg items, digital downloads, insurance, delivery & installation. Cannot be used with other offers. Over 18 only.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.