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Pay later with Very Pay

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Page 1. Results: 1 to 20 (of 20)

Results: 1 - 20 (of 20)

Asus Vivobook 18 - Copilot+ PC - 18in Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Blue

Vivobook 18 - Copilot+ PC - 18in Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Blue

Current sale price is From £729

(Save up to £70)

Regular price was From £799

4.7 out of 5 stars

3 reviews

Lenovo LOQ 15ARP10E Gaming Laptop - GeForce RTX 4050 - AMD Ryzen 7 - 16GB RAM - 1TB - 144Hz - 15.6in FHD - Grey

LOQ 15ARP10E Gaming Laptop - GeForce RTX 4050 - AMD Ryzen 7 - 16GB RAM - 1TB - 144Hz - 15.6in FHD - Grey

Current sale price is £839

(Save £60)

Regular price was £899

4 out of 5 stars

1 review

Asus Zenbook 14 - Copilot+ PC - 14in OLED Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Black

Zenbook 14 - Copilot+ PC - 14in OLED Laptop - AMD Ryzen AI 5 - 16GB RAM - 1TB - Black

Current sale price is From £829

(Save up to £70)

Regular price was From £899

4 out of 5 stars

1 review

Lenovo IdeaPad 5 2-in-1 Copilot+ PC Laptop - 14in WUXGA, AMD Ryzen AI 7, 16GB RAM, 512GB SSD - Grey

Save on Microsoft 365

IdeaPad 5 2-in-1 Copilot+ PC Laptop - 14in WUXGA, AMD Ryzen AI 7, 16GB RAM, 512GB SSD - Grey

Current sale price is From £649

(Save up to £280)

Regular price was From £929

4.3 out of 5 stars

6 reviews

Asus ProArt P16 Copilot+ PC Laptop - 16in 4K OLED Touchscreen, AMD Ryzen AI 9, GeForce RTX 5080, 64GB RAM, 2TB SSD - Black

ProArt P16 Copilot+ PC Laptop - 16in 4K OLED Touchscreen, AMD Ryzen AI 9, GeForce RTX 5080, 64GB RAM, 2TB SSD - Black

Current sale price is £3389

(Save £210)

Regular price was £3599

4.3 out of 5 stars

3 reviews

HP VICTUS 15-fb3000na Gaming Laptop - GeForce RTX 5050 - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - 15.6in - Silver

VICTUS 15-fb3000na Gaming Laptop - GeForce RTX 5050 - AMD Ryzen AI 5 - 16GB RAM - 512GB SSD - 15.6in - Silver

Current sale price is £969

(Save £230)

Regular price was £1199

4.5 out of 5 stars

10 reviews

HP OmniBook 5 - Copilot+ PC - 16in - AMD Ryzen AI 7 - 16GB RAM - 1TB SSD - Silver

Save on Microsoft 365

OmniBook 5 - Copilot+ PC - 16in - AMD Ryzen AI 7 - 16GB RAM - 1TB SSD - Silver

Current sale price is From £919

(Save up to £80)

Regular price was From £999

4.3 out of 5 stars

80 reviews

HP OMEN Transcend - GeForce RTX 5050 - Intel Core Ultra 7 - 16GB RAM - 1TB SSD - 14in Laptop - White

OMEN Transcend - GeForce RTX 5050 - Intel Core Ultra 7 - 16GB RAM - 1TB SSD - 14in Laptop - White

Current sale price is £1459

(Save £290)

Regular price was £1749

4.5 out of 5 stars

10 reviews

Asus Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD, with Norton 360 Deluxe Antivirus - Silver

Vivobook Go 15 Laptop - 15.6in FHD, AMD Ryzen 5, 8GB RAM, 512GB SSD, with Norton 360 Deluxe Antivirus - Silver

Current sale price is From £399

(Save up to £70)

Regular price was From £469

4.4 out of 5 stars

22 reviews

HP OMEN 16-ap0001na Gaming Laptop - GeForce RTX 5070 - AMD Ryzen AI 9 - 16GB RAM - 1TB SSD - 16in - Black

OMEN 16-ap0001na Gaming Laptop - GeForce RTX 5070 - AMD Ryzen AI 9 - 16GB RAM - 1TB SSD - 16in - Black

Current sale price is £1649

(Save £250)

Regular price was £1899

4.1 out of 5 stars

34 reviews

Lenovo IdeaPad 5 2-in-1 Copilot+ PC Laptop - 14in WUXGA Touchscreen, AMD Ryzen AI 5, 16GB RAM, 512GB SSD, with Lenovo Digital Pen 2

Save on Microsoft 365

IdeaPad 5 2-in-1 Copilot+ PC Laptop - 14in WUXGA Touchscreen, AMD Ryzen AI 5, 16GB RAM, 512GB SSD, with Lenovo Digital Pen 2

Current sale price is From £599

(Save up to £250)

Regular price was From £849

4 out of 5 stars

5 reviews

HP 15-fc0045na Laptop - 15.6 in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD - Black

15-fc0045na Laptop - 15.6 in FHD, AMD Ryzen 3, 8GB RAM, 256GB SSD - Black

Current sale price is From £389

(Save up to £60)

Regular price was From £449

4.3 out of 5 stars

12 reviews

Asus Vivobook 17 Laptop - 17.3in FHD, Intel Core i3, 8GB RAM, 512GB SSD - Silver

Vivobook 17 Laptop - 17.3in FHD, Intel Core i3, 8GB RAM, 512GB SSD - Silver

Current sale price is From £339

(Save up to £110)

Regular price was From £449

4.6 out of 5 stars

5 reviews

HP OMEN 16-ap0002na Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 16GB RAM - 512GB SSD - 16in - Black

OMEN 16-ap0002na Gaming Laptop - GeForce RTX 5060 - AMD Ryzen AI 7 - 16GB RAM - 512GB SSD - 16in - Black

Current sale price is £1359

(Save £140)

Regular price was £1499

4.1 out of 5 stars

33 reviews

Asus Zenbook 14 OLED Laptop - 14in WUXGA (1920 x 1200), Intel Core Ultra 5, 16GB RAM, 512GB SSD - Blue

Zenbook 14 OLED Laptop - 14in WUXGA (1920 x 1200), Intel Core Ultra 5, 16GB RAM, 512GB SSD - Blue

Current sale price is From £679

(Save up to £120)

Regular price was From £799

4.8 out of 5 stars

4 reviews

Asus Vivobook S14 Laptop - 14in FHD+, AMD Ryzen 7, 16GB RAM, 1TB SSD - Silver

Vivobook S14 Laptop - 14in FHD+, AMD Ryzen 7, 16GB RAM, 1TB SSD - Silver

Current sale price is From £579

(Save up to £70)

Regular price was From £649

4 out of 5 stars

12 reviews

Asus Vivobook - Copilot+ PC - 16in Laptop - Snapdragon X - 16GB RAM - 512GB SSD - Blue

Vivobook - Copilot+ PC - 16in Laptop - Snapdragon X - 16GB RAM - 512GB SSD - Blue

Current sale price is From £489

(Save up to £60)

Regular price was From £549

4.3 out of 5 stars

9 reviews

Lenovo IdeaPad Slim 3 15IAN8 - 15.6in FHD Laptop - Intel N100 - 4GB RAM - 128GB SSD - Grey

Save on Microsoft 365

IdeaPad Slim 3 15IAN8 - 15.6in FHD Laptop - Intel N100 - 4GB RAM - 128GB SSD - Grey

Current sale price is From £249

(Save up to £30)

Regular price was From £279

4.3 out of 5 stars

25 reviews

Samsung Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 5, 8GB RAM, 256GB Storage - Grey

Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 5, 8GB RAM, 256GB Storage - Grey

Current sale price is £429

(Save £320)

Regular price was £749

4.1 out of 5 stars

40 reviews

Samsung Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 3, 8GB RAM, 256GB Storage - Grey

Save on Microsoft 365

Galaxy Book4 (2024) - 15.6in Laptop, Intel Core 3, 8GB RAM, 256GB Storage - Grey

Current sale price is From £379

(Save up to £196)

Regular price was From £549

4.2 out of 5 stars

29 reviews

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Results: 1 - 20 (of 20)

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Very Pay credit provided, subject to credit and account status, by Shop Direct Finance Company Limited. Registered office: First Floor, Skyways House, Speke Road, Speke, Liverpool, L70 1AB. Registered number: 4660974. Authorised and regulated by the Financial Conduct Authority. Over 18's only.

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© The Very Group Limited. All Rights Reserved.

Shop Direct Home Shopping Limited. Registered number: 4663281. Registered office: 1st Floor, Skyways House, Speke Road, Speke, Liverpool L70 1AB.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Representative Example:

Representative 44.9% APR variable

(interest rate 44.9% p.a. variable). Based on £1,200 credit limit.

Very Pay

More time to pay with Very Pay

And you can avoid interest on every purchase.

Monthly

You can choose to pay monthly with flexible monthly payments.

You always have the flexibility to pay a monthly amount that suits you.
This must be at least £5 or 6% of your balance. The minimum payment is detailed on your statement. If you pay this way you will be charged interest, and it will take you longer to pay off your balance.

Remember, your interest rate information is in 'My Account'. Just click the 'My Details' tab, and then into 'My APR'.

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.

Buy Now Pay Later (BNPL)

Shop now and delay payment, subject to your credit and account status.

BNPL is an interest-bearing option that allows you to delay payments on your purchases for up to 12 months depending on how much you spend.
The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.
If eligible, the delayed payment period and minimum order values to qualify for Buy Now Pay Later will be detailed in checkout and are subject to offer.
The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).
If you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.
This will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request on your monthly statement and cannot be repaid using Take 3.
Remember, avoid interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments.

Pay now

You can pay in full today using a credit or debit card.

Buy Now Pay Later

What is Buy Now Pay Later (BNPL)?

BNPL is an interest bearing option that allows you to delay payments on your purchases. The delayed payment period starts from the date of order (including pre-ordered items and those not ready for immediate dispatch).

You could delay payment for 6, 9 or 12 months depending on how much you spend.

The delayed payment period and qualifying minimum order value is subject to offer and your account status. If you are eligible for BNPL your offer details will be confirmed in checkout.

How is interest calculated?

Interest is calculated from date of order and compounded daily. The interest will be added to your account as a lump sum at the end of the delayed payment period. This means you will pay interest on interest.

How do I avoid paying interest?

You can avoid all of the interest by paying the cash price before the end of the delayed payment period, this can be done in one full payment or multiple partial payments. Making partial payments without clearing the cash price in full will reduce the amount of interest charged at the end of the delayed payment period.

Remember, if you choose not to pay the cash price before the end of the delayed payment period a lump sum of compound interest will be charged to your account.

How do I make a BNPL payment?

To make a full or partial payment simply log into your account. You can allocate your payment to the specific BNPL you wish to pay off. Alternatively, you can call us.

What happens after the delayed payment period?

If you have paid the cash price in full before the end of the delayed payment period, you will not pay any interest.

If you have not paid the cash price in full or have only made a partial payment, a lump sum of interest will be charged to your account. Any outstanding balance plus the interest will now become payable.

As the outstanding balance, plus the interest now form part of your payable balance they will attract interest at your account rate, meaning you will pay interest on interest. This will be included within your account minimum payment request every month and cannot be repaid using Take 3.

What is excluded from BNPL?

The costs for delivery, installation services and monthly insurance products cannot be placed on BNPL.

Do I still have to pay my monthly minimum payment?

Yes, allocating payments to BNPL will not cover the minimum payment on your account. If you have a non-BNPL balance, you will still need to make at least your minimum payment as shown on your statement.

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.
Representative 44.9% APR variable

Take 3

Pay in 3 with Take 3

3 payments, 3 months, pay no interest.

This lets you split the cost of anything over 3 months.
Plus, you pay nothing for at least 20 days.
If you choose not to make your Take 3 payments, then you'll pay interest on your balance at your account rate.